06/27/2026
Heres some credit TEA for you ☕️
A client came to me last year with 3 derogatory items, 78% utilization, and a score in the low 600s.
Per tiktok 🙄 She was convinced she needed to dispute EVERYTHING
What we ACTUALLY did:
✔ Disputed ONE item (the only one with a real inaccuracy)
✔ Focused on getting utilization under 30% (the biggest score lever)
✔ Added her as an authorized user on a family member's long-history card
Six months later: score in the 7️⃣2️⃣0️⃣s.
No magic. No 200-dispute spam letters. Just strategy
Curious what YOUR specific roadmap would look like?
The Credit Analysis is $179 and includes a full written audit document.
Comment CREDIT and i'll send you the link to get started 💕