Tony Jones, NMLS #487470

  • Home
  • Tony Jones, NMLS #487470
Call Directions Contact the business

Tony Jones, NMLS #487470 Want to learn more about purchasing a new home or refinancing your current residence? Let's talk. Directors Mortgage was established in 1998 by Mark J.

Tony Jones, Loan Consultant, NMLS ID 487470

I am proud to be a team member at Directors Mortgage – the largest privately owned mortgage company throughout Oregon & Washington. Directors Mortgage is built upon these three principles:

• TAKE CARE OF OUR CLIENTS’ NEEDS

• TAKE CARE OF OUR TEAM MEMBERS

• TAKE CARE OF OUR COMMUNITY

As your Sr. Mortgage Specialist, I am committed to providing you with an unsurpassed level of customer service and hope to become your Mortgage Specialist for Life. NMLS #3240 - Directors Mortgage is no stranger to getting our clients into the homes of their dreams. We specialize in mortgages serving Oregon, Washington, Idaho, California, and Arizona. We are a locally owned and operated company, headquartered in Lake Oswego, Oregon. Hanna with a passion for serving people and a love for numbers. The company has grown to be one of the largest independent mortgage companies in the Northwest. Being independently owned means our loan decisions are made locally and funded locally. This allows us to structure the loan to meet our clients’ specific needs and provide the highest level of customer service. We strive to exceed expectations while always putting our clients’ best interests first. We are not a "one-size fits all" like many big banks. We highly customize mortgages for each individual’s needs. Professionalism, integrity, trust, and confidence are keywords that echo within our mission statement and what defines the Directors Mortgage brand. We are more than a team of dedicated mortgage professionals; we are your neighbors. We live, work and play in your community. Directors Mortgage was founded on the principle of giving back to the communities where we call home. We support local hospitals, schools, mentorship programs, sports organizations, and more. We care, and we know our clients do too. Directors Mortgage is recognized and awarded in the community for corporate philanthropy, donating time and money each year to organizations that make a positive difference in our neighborhoods and our world. Our Mission: The goal of Directors Mortgage is to provide loans that best suit our clients' needs. We accomplish this with professionalism and integrity. The hallmark of Directors Mortgage is to earn our clients' confidence and trust so that we can be their mortgage specialist for life.

https://mortgageratesupdate.com/tony-jones/68a0910a1a3aa393a08fdd96
18/08/2025

https://mortgageratesupdate.com/tony-jones/68a0910a1a3aa393a08fdd96

Mortgage rates fell in concert with increased odds for a Fed rate cut. But it's critical to remember that an actual Fed rate cut WOULD NOT guarantee further improvement in mortgage rates unless the economic data keeps supporting the case for more cuts ahead.

01/11/2023
08/02/2023

HELPFUL TIPS WHEN SELLING OR BUYING A HOME WITH AN ASSUMABLE LOAN
In today's market you may have an advantage when selling or buying a home. Both can benefit if the circumstances fit. Sellers may have an advantage by offering a lower interest rate than what is currently offered. Buyers can benefit from not only a lower interest rate, but also lower closing fees and possibly a shorter mortgage insurance time period.
What is an assumable loan and what loans qualify? This is when a purchaser of a home takes over the seller's current loan balance and interest rate. FHA, VA and USDA are Assumable Loans.
Here are Pro's and Con's to consider;
PRO'S
*Buyers can take advantage of the lower interest rate without having to pay points.
*Lower closing costs. The lender can only charge $900. There will still be the standard third party closing fees such as - Credit report, Flood cert, Tax service fee (lender can require one), Title fee, Escrow closer's fee, Recording fee and possibly a few others.
*Appraisal may or may not be required.
*No upfront MI fee added to the loan amount.
*With FHA Loans - If the seller put 10% or more down when they purchased the home, the Mortgage Insurance will automatically drop off eleven years from the original purchase date.
CON'S
*Only applies to Single Family Residence
*Buyers minimum credit score 600
*Depending on the sales price it may require a larger down payment. A second mortgage may be allowed.
*If the seller is delinquent on loan payments and is not able to make restitution at closing, the buyer assumes the debt.
*Even though FHA, VA and USDA allow assumable loans, the lender (Loan Servicer) may not honor the assumption. They have the option to facilitate this or not.
When you are considering selling your home, if you have an FHA, VA or USDA loan, contact your current lender and ask them if they allow an assumption. If they do, ask them for the specific steps involved.

13/01/2023

OFFICIAL LISTING website. 12012 E 31st Ave, Spokane, WA 99206, 1944 square foot, 4 bedrooms bathrooms, asking price of $380,000, MLS ID 202310488

29/09/2022

https://jonesgroupfinancing.com/handing-rejected-offers/

Handling Rejected Offers How To Stay Upbeat When Your Offers Aren’t Getting AcceptedHearing “no” again and again can be really challenging — especially when it comes to trying your hardest to purchase a home in WA. The defeat many buyers feel when it comes to bidding wars and the likes is on...

13/07/2022

OFFICIAL LISTING website. 6507 N Park View Ln Ln, Spokane, WA 99205, 3944 square foot, 4 bedrooms bathrooms, asking price of $699,900, MLS ID 202218005

Address

WA

Telephone

+15092200259

Website

Alerts

Be the first to know and let us send you an email when Tony Jones, NMLS #487470 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Tony Jones, NMLS #487470:

Shortcuts

  • Want your business to be the top-listed finance company?

Share