Radlam Thai - The Mortgage Guy

  • Home
  • Radlam Thai - The Mortgage Guy
Call Directions

Radlam Thai - The Mortgage Guy Loan Officer/Broker (NMLS # 892235) at Groves Capital, Inc. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

(NMLS # 1678775), an Equal Housing Lender and a 1-stop mortgage shop for most mortgage products, including VA, FHA, USDA, HELOC, ITIN, DSCR, hard money, Land, Agricultural/Farm, Commercial loans. Radlam Thai - The Mortgage Guy is the Facebook business page of Radlam Thai (https://www.facebook.com/radlamthai), a loan officer (NMLS # 892235 & CA-DBO892235) at Mortgage Solutions Financial (NMLS # 61602). As a direct lender, MSF is committed to providing mortgages that best suit the customers' individual needs and special situations. MSF's suite of loan products include Conforming and Jumbo loans, Fixed Rate and Adjustable Rate Mortgages (ARMs) Loans, VA Loan, FHA Loan, USDA Loan, Down-Payment Assistance Loan (for First-Time and non-First-Time Home Buyers), Renovation Loan, Manufactured Home Loan, Bank Statement Loan, Assets Depletion Loan, Foreign National Loan and others. With its vast experience in the mortgage business and network, MSF has great leverage in the mortgage industry and gives it access to wholesale pricing and flexibility to allow it to offer competitive rates to its customers and quick processing, underwriting and closing times. MSF's underwriters, loan processors, disclosure specialists, production specialists and managers are all located in-house, which means all issues and questions could be addressed and resolved quickly, thus, facilitating speedy loans approval time and increasing loans approval rate.

_____________________________________________________________
** Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

** CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

**

03/11/2026
03/11/2026

🏠 TAX RETURNS SAID NO. BANK STATEMENTS SAID YES.

Self-employed? Your tax return is designed to show the IRS as little income as possible — and then the bank uses that same return to deny your equity line. A bank-statement second loan reads 12–24 months of deposits instead, sits behind your first mortgage without touching its rate, and comes as a fixed second or a flexible line. It costs more than a bank loan — that's the honest trade — but your write-offs stop being a wall. Details: https://radlamloan.com/heloc-home-equity/

November Rate Watch: What SGV Buyers Should Watch This MonthMortgage rates don't move on one lever — they react to infla...
02/11/2026

November Rate Watch: What SGV Buyers Should Watch This Month
Mortgage rates don't move on one lever — they react to inflation data, jobs reports, and the bond market. The buyers who win a good rate are the ones already pre-approved when it dips.
DM me READY or call/text (626) 649-1289.
Radlam Thai | Wholesale Loan Officer | NMLS # 892235 | Groves Capital, Inc. | NMLS # 1678775

https://www.radlamthaithemortgageguy.com/agent-news/radlam-thai-1/2222201-November-Rate-Watch%3A-What-SGV-Buyers-Should-Watch-This-Month

🗳️ I VOTED!Voted early — done and dusted. ✅Election Day is Tuesday, Nov 3. If you haven't voted yet, there's still time ...
01/11/2026

🗳️ I VOTED!

Voted early — done and dusted. ✅

Election Day is Tuesday, Nov 3. If you haven't voted yet, there's still time — mail your ballot or vote in person. Your voice matters, in any language. 🇺🇸

— Radlam Thai, Wholesale Loan Officer, Groves Capital

🕯️ DÍA DE LOS MU***OSToday we honor the memory of those we love. With marigolds and memories, we celebrate the lives of ...
01/11/2026

🕯️ DÍA DE LOS MU***OS

Today we honor the memory of those we love. With marigolds and memories, we celebrate the lives of those who came before us — their stories live on in our families and our homes. 🌼

Con cariño, from my family to yours.
— Radlam Thai, Wholesale Loan Officer, Groves Capital

🎃 HAPPY HALLOWEEN!No tricks — just treats. 🍬 Wishing all my clients, partners, and neighbors in the San Gabriel Valley a...
31/10/2026

🎃 HAPPY HALLOWEEN!

No tricks — just treats. 🍬 Wishing all my clients, partners, and neighbors in the San Gabriel Valley a safe and sweet Halloween night. And if your mortgage payment is the thing haunting your house, let's talk — no scare tactics, just straight numbers.

— Radlam Thai, Wholesale Loan Officer, Groves Capital · (626) 649-1289

31/10/2026

🏠 EQUITY SELECT: KEEP YOUR LOW RATE, PICK YOUR PAYMENT

Your 3% first mortgage is an asset — don't refinance it away to reach your equity. Equity Select is a second-lien home equity line (lines to $1,000,000, 40-year term) that sits behind it, untouched — and you choose your minimum payment, 1% to 5% of the balance per year. The trade-offs are real: pay only the minimum and your balance can grow, and a balloon payment comes due at the end. So we run your numbers first. Details: https://radlamloan.com/heloc-home-equity/

28/10/2026

🏠 HOMESAFE SECOND: TAP YOUR EQUITY, KEEP YOUR LOW RATE

Locked in a low mortgage rate — but feeling squeezed by rising costs?

If you're a California homeowner 55+, HomeSafe Second lets you tap part of your home equity as a lump sum at a fixed rate — with no required monthly principal-and-interest payment. Your first mortgage stays completely untouched.

Repaid when you leave the home, settled from the sale — and non-recourse, so you can never owe more than your home is worth. You still cover property taxes, insurance, and upkeep.

See your options with my free HomeSafe Second intake (2 minutes, no obligation):
calc.radlamloan.com/forms/homesafe-second-intake/

Questions? Call Radlam Thai, Wholesale Loan Officer, Groves Capital: (626) 649-1289

For informational purposes only; not a loan offer or commitment to lend.

28/10/2026

🏠 REVERSE MORTGAGE, EXPLAINED IN 60 SECONDS

Still writing a mortgage check every month — in retirement?

If you're 62+ and own your home, a reverse mortgage can pay off your existing loan and make that monthly payment optional — while you keep your home and your title.

Watch the 1-minute example, then get your own numbers with my free intake (2 minutes, no obligation):
calc.radlamloan.com/forms/reverse-mortgage-intake/

Questions? Call Radlam Thai, Wholesale Loan Officer, Groves Capital: (626) 649-1289
More: radlamloan.com/reverse-mortgages/

Illustrative example only. Borrower must pay property taxes, insurance, and upkeep. HUD counseling required.

Address

N/A
CA

Opening Hours

Monday 09:00 - 18:00
Tuesday 09:00 - 18:00
Wednesday 09:00 - 18:00
Thursday 09:00 - 18:00
Friday 09:00 - 18:00
Saturday 09:00 - 17:00
Sunday 09:00 - 17:00

Telephone

+16266274289

Website

Alerts

Be the first to know and let us send you an email when Radlam Thai - The Mortgage Guy posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

  • Want your business to be the top-listed finance company?

Share