Cesar Zelaya

08/08/2023

Including kid-friendly features in your home’s outdoor spaces encourages children to unplug and enjoy the outdoors without having to leave your property. Whatever your home style is or the yard space available to you, check out these ideas for outdoor features that kids will love. Liven up your landscaping If you have kids or pets, ...
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Cesar Zelaya's Mortgage Report

If you have kids and are looking for ways to keep them active and entertained, here are some fun features to consider for your home’s outdoor spaces.

07/08/2023

Five to ten years can seem like a long way off, but don’t overlook your future plans when beginning your home search.

01/08/2023

Summer is well underway, and there are many ways to embrace the warmth and sunshine. A few simple adjustments to your decorations and living spaces will allow you to bring the refreshing feel of summer into your home. Check out these tips to open your doors to the season. Grab the Greenery Take advantage of ...
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Cesar Zelaya's Mortgage Report

Bringing a bit of the outdoors inside can be a great way to enhance your home. Here are some ideas on how to do just that this season.

31/07/2023

Did you know that buying an energy-efficient home may lead to substantial savings on your monthly bills? 🏡💡 Not only will you be reducing your carbon footprint, but you'll also be putting more money back in your pocket. Reach out today to learn more about what to look for!

25/07/2023

Homeownership can be a rewarding investment, but the upfront costs are one of the biggest barriers to buying a home. Many people believe they need tens of thousands of dollars to purchase a property, but much more affordable options may exist. Here’s an overview of just how much cash you may need to buy a home. ...
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Cesar Zelaya's Mortgage Report

It’s easy to find the asking price of a home for sale, but how much cash do you need to buy one? Here’s a helpful guide to the upfront costs of homebuying.

18/07/2023

Your credit scores are simple numbers that can have a big effect. Everything from the credit card offers you receive in the mail to how much you pay on a new loan may be impacted by your credit scores. If your scores aren’t as strong as you think they are, buying your next car, home ...
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Cesar Zelaya's Mortgage Report

Do you know what your credit scores are and what they mean for your credit health? If not, here’s a crash course on how to find out at no cost.

11/07/2023

Once you’ve found a home you want to buy and signed a real estate contract, you’ll typically want to order a professional home inspection. While getting an inspection is generally not required, and the cost is usually your responsibility, it is a highly recommended step to help protect you from potentially costly surprises with the home’s ...
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Cesar Zelaya's Mortgage Report

Buying a home is a big investment, and a home inspection can help ensure that investment is a sound one. Learn what to expect during this important step.

27/06/2023

If you’re thinking of buying a home, you may be aware of a challenge that has appeared over the past year. After the period of record-low mortgage rates that lasted from about 2020 through 2021, rates have since risen back to a level that was last seen in the 2000s. This means that financing a ...
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Cesar Zelaya's Mortgage Report

Are you hesitating to purchase a home due to higher mortgage rates? Check out these cost-saving strategies that may allow you to buy sooner.

20/06/2023

There’s no time like summertime! With the arrival of the new season, you may want to consider performing some tasks around your home to get it in tip top shape for summer. As with all seasonal upkeep, summer maintenance is important to preserve the function, safety and value of your home. Use the checklist below ...
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Cesar Zelaya's Mortgage Report

Is your home ready for summer? Make sure it is with this simple home maintenance checklist.