Candy L. Kulich, NMLS #132856

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Candy L. Kulich, NMLS #132856 Candy Kulich, , NMLS Mortgage Officer #132856 Candy has over 20 years of experience in the mortgage space.

As a mortgage advisor, Candy is responsible for providing financial counseling through interviewing and pre-qualifying applicants. She is also tasked with generating quality mortgage loans by taking loan applications in support of loan growth objectives. Prior to her new role at United, she served as a mortgage loan officer at Mercantile Bank since 2018. She also served as a mortgage loan officer at Chemical Bank since 2010. She has her certificate for underwriting, as well as her mortgage broker license. She attended Purdue University where she studied business, as well as the Merchandising Institute of Chicago where she studied marketing and business.

UHM's Platinum DSCR loans allow investors to purchase properties with up to 4 units with no mortgage insurance or income...
04/08/2026

UHM's Platinum DSCR loans allow investors to purchase properties with up to 4 units with no mortgage insurance or income verification requirements. Contact me to learn how UHM can help you expand your portfolio!

Temporary buydowns give homebuyers the ability to reduce their initial interest rate by 1% to 3% for the first 1 to 3 ye...
30/07/2026

Temporary buydowns give homebuyers the ability to reduce their initial interest rate by 1% to 3% for the first 1 to 3 years of their mortgage. UHM offers 1-0, 1-1, 2-1 & 3-2-1 options, so contact me today to learn more.

We're creating bigger opportunities for buyers with Platinum Jumbo, with loan amounts as a high a $3,500,000. Contact me...
28/05/2026

We're creating bigger opportunities for buyers with Platinum Jumbo, with loan amounts as a high a $3,500,000. Contact me to learn more!

UHM offers renovation loans to allow homebuyers and current homeowners the opportunity to finance renovation costs so th...
05/03/2026

UHM offers renovation loans to allow homebuyers and current homeowners the opportunity to finance renovation costs so they can upgrade and update their home. Choose from FHA 203(k), Conventional Homestyle® , and USDA options!

With the Snowball Method, you focus on your smaller debts first and progressively move towards your larger balances, cel...
05/03/2026

With the Snowball Method, you focus on your smaller debts first and progressively move towards your larger balances, celebrating the small wins along the way.

Have mortgage coming to mind that can't wait until Monday? I'm available on weekends to help however I can, so don't hes...
03/03/2026

Have mortgage coming to mind that can't wait until Monday? I'm available on weekends to help however I can, so don't hesitate to reach out!

Looking to buy a home? Apply online in just minutes with the myUHM app! And if you have any questions about the mortgage...
28/02/2026

Looking to buy a home? Apply online in just minutes with the myUHM app! And if you have any questions about the mortgage process, feel free to reach out!

24/02/2026

The myUHM is designed to streamline the mortgage experience by providing many useful tools to both you and your clients. Check out the video below to learn more!

These are just a few items you'll need for the homebuying process. Contact me today, and I can help you prep for becomin...
23/02/2026

These are just a few items you'll need for the homebuying process. Contact me today, and I can help you prep for becoming a homeowner!

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Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00
Saturday 08:00 - 12:00

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