Aaron Garrett - Loan Advisor - NMLS #1594370

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Aaron Garrett - Loan Advisor - NMLS #1594370 Your loan. Your terms. Your future. From first home to next investment, I find the loan that works for your life. NMLS 1594370

🎓 In just 30 minutes on July 23rd at 7 PM, Aaron will show you:✅ Why your bank can't give you their best rate ✅ How to s...
17/07/2026

🎓 In just 30 minutes on July 23rd at 7 PM, Aaron will show you:

✅ Why your bank can't give you their best rate
✅ How to shop lenders WITHOUT hurting your credit
✅ How self-employed buyers qualify when banks say no
✅ Real West Texas case studies with real savings.

FREE.. register now! https://bit.ly/WestTexasHomeBuyerWebinar

📅 Save the date! July 23rd · 7:00 PM · FREE. Aaron will show you exactly why going to your bank first is often the most ...
16/07/2026

📅 Save the date! July 23rd · 7:00 PM · FREE.

Aaron will show you exactly why going to your bank first is often the most expensive mistake Texas home buyers make and what to do instead.

Register now — https://bit.ly/TexasHomeBuyerWebinar

13/07/2026

I'm officially the annoying friend who starts every conversation with, "What's your interest rate?" 😂

If we haven't met…

👋 Hi, I'm Aaron, a mortgage broker who specializes in helping homebuyers in Texas understand their financing options before they start shopping for a home.

You spend your Saturday morning scrolling through Zillow, finally finding a house you love… only to realize you have no idea what the monthly payment will actually be once taxes, insurance, and today's interest rates are factored in. You plug numbers into an online calculator, try a random interest rate you saw somewhere, and suddenly you're wondering if that dream home is actually within reach.

That's where I come in.

Instead of guessing, I'll help you understand exactly what you can afford using current interest rates, your down payment, and loan options that fit your goals. You'll know what your monthly payment looks like before you fall in love with a house, giving you the confidence to shop with a clear budget.

📲 I share real-world mortgage tips, loan scenarios, and market updates, so follow along if you're thinking about buying a home.

🎁 Comment BUDGET and I'll send you my FREE Buyer Success Checklist to help you get started with confidence.



Aaron L. Garrett

Need to tap into your home equity? You've got two main options, and pickingthe wrong one can cost you.Cash-Out Refinance...
22/04/2026

Need to tap into your home equity? You've got two main options, and picking
the wrong one can cost you.

Cash-Out Refinance:
You replace your entire mortgage with a new, larger one and pocket the
difference as cash. You get a lump sum, usually at a fixed rate, with a new 30-
year term.
Best when: You can get a lower rate than your current mortgage AND need a
large chunk of cash. You're essentially upgrading your whole loan.

HELOC (Home Equity Line of Credit):
You keep your existing mortgage and open a second line of credit against your
equity. Draw what you need, when you need it — like a credit card secured by
your home.
Best when: Your current rate is low and you don't want to touch it. Great for
renovations, tuition, or anything where costs come in phases.

The wrong choice? Cash-out refi when you already have a 3% rate from 2021.
You'd be giving up that rate for a higher one just to access cash. A HELOC keeps
your golden rate intact.

Not sure which is right? DM me your situation, rate, balance, and what you
need the funds for. I'll tell you which makes more sense.

💥 We don’t brag on our team enough!🚨 Clear to Close — and we’re a full 7 days ahead of closing! 🙌For our buyers, “clear ...
10/09/2025

💥 We don’t brag on our team enough!

🚨 Clear to Close — and we’re a full 7 days ahead of closing! 🙌

For our buyers, “clear to close” means the heavy lifting is DONE. The loan is fully approved, docs are ready, and now it’s just smooth sailing until signing day. Basically, you can swap the stress for packing tape and start planning that move-in playlist. 🎶📦

It’s always a good day when we get this news because everyone can breathe easy knowing the finish line is in sight. 🏡✨

💸 Want to start your loan with a lighter payment?With a temporary interest rate buydown on a fixed mortgage, you could l...
02/09/2025

💸 Want to start your loan with a lighter payment?

With a temporary interest rate buydown on a fixed mortgage, you could lower your rate by up to 3% at the start of your loan.

✅ Easier transition into your payments
✅ Great option when sellers cover the buydown in today’s market

Start strong, save smart, and make your move with confidence.

👉 Ask us how a buydown could work for your next home. 💜

Address

TX

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 17:00

Telephone

+18065353756

Website

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