Bill Roller - Senior Loan Officer - NMLS ID #153402

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Bill Roller - Senior Loan Officer - NMLS ID #153402 As a Citizens Bank Loan Officer I am committed to delivering customer service by listening to my customer and offering the right mortgage for their needs.

Some DIY projects look easy on TV—but in reality, they could be dangerous or complicated for amateurs (and possibly cost...
16/11/2023

Some DIY projects look easy on TV—but in reality, they could be dangerous or complicated for amateurs (and possibly cost you more in the long run). Here are some projects where it's best to hire a pro.

Some DIY projects look easy on TV—but in reality, they could be dangerous or complicated for amateurs. Here are some projects where it's best to hire a pro.

From built-in nooks for napping to wall-spanning walkways for cat adventures, some homeowners spend big bucks crafting c...
09/11/2023

From built-in nooks for napping to wall-spanning walkways for cat adventures, some homeowners spend big bucks crafting custom amenities for their pets. Check out these creative ideas!

Our dogs and cats are like members of the family and, lately, it seems as if we'll spend anything to make them happy at home. Take a look!

Nationwide, 30.6% of U.S. single-family homes for sale in the third quarter were new construction—the highest share of a...
02/11/2023

Nationwide, 30.6% of U.S. single-family homes for sale in the third quarter were new construction—the highest share of any third quarter on record. That’s up from 28.9% one year earlier and 25% two years earlier.

New builds are taking up a growing share of the pie as builders attract buyers with concessions and high mortgage rates prevent homeowners from selling.

Whether you’re the buyer or the seller, the listing price isn’t the only number you should focus on. This is a very help...
30/10/2023

Whether you’re the buyer or the seller, the listing price isn’t the only number you should focus on. This is a very helpful guide to understanding commissions and fees, and who pays what.

A real estate agent commission is how most agents are paid for the homes they sell. Here's more on who pays this fee, closing costs, and more.

Is your home ready for winter? Winterizing your home can save on heating costs and prevent potential damage to your roof...
28/10/2023

Is your home ready for winter? Winterizing your home can save on heating costs and prevent potential damage to your roof, plumbing, and heating equipment.

Before winter begins, there’s important home maintenance to prepare your home for cold weather. Here’s how to winterize a house in 10 easy steps.

Just as you size up whether a home fits your needs, burglars could size it up to see if it fits theirs. Before you make ...
26/10/2023

Just as you size up whether a home fits your needs, burglars could size it up to see if it fits theirs. Before you make an offer on a home, you may want to consider a full security inspection. Much like a home inspection can uncover flaws in the roof, structure, or plumbing, an inspection by a home security expert can help identify the home’s vulnerable spots.

Just as you size up whether a home fits your needs, burglars may see if it fits theirs. Consider these potential security issues before you make an offer.

In competitive markets, an open house will show off a home that has been deep-cleaned, upgraded, and staged with stylish...
26/10/2023

In competitive markets, an open house will show off a home that has been deep-cleaned, upgraded, and staged with stylish furniture. That’s nice, but it’s far less important that a house looks and smells good than that it’s been well-maintained and has strong bones.

Here’s what to look for when buying a house — and some major red flags.

Savvy home buyers know to check for specific red flags at an open house. Here are the things to look for when buying a home so you don't waste your time.

Worried that a new construction home won’t have as much charm and warmth as an older home? There are creative ways to cu...
24/10/2023

Worried that a new construction home won’t have as much charm and warmth as an older home? There are creative ways to customize a new build so it’s less cookie cutter. Here are some examples. And when you’re ready, let’s talk about financing options for your home build.

If your new-construction home is more cookie cutter than custom, consider these six ways to add the charm, warmth, and character it needs.

22/10/2023

Teaching children about money at an early age helps them form good habits and develop a healthy relationship with money. Here are a few ideas to consider.

If you're shopping for a home, be sure to check out these tales of home buyers' biggest regrets to help you avoid stumbl...
20/10/2023

If you're shopping for a home, be sure to check out these tales of home buyers' biggest regrets to help you avoid stumbling into the same traps.

If you're shopping for a home, be sure to check out these tales of home buyers' biggest regrets to know all that can go wrong if you don't watch your step.

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