Luke Ham - VanDyk Mortgage Corporation

03/11/2026

It's officially that time of year. One person is reaching for the thermostat, the other is putting on another sweatshirt. The heat is on, and apparently, so is the debate. Every household has its own version of this conversation. Who's winning at your house?

31/10/2026

Just remember, if you see a ghost today, don’t be afraid to ask about their mortgage. They’ve been sitting on that property for centuries.

30/10/2026

Worried that checking your credit could hurt your chances of buying a home?

A mortgage credit inquiry may affect your score, but avoiding the conversation could mean missing options you didn't know you had.

Understanding where your credit stands is the first step. Whether you're ready to buy now or need time to prepare, we can review your situation and build a plan that works for you.

Let's have that conversation.

Don't tell yourself no before you know.

29/10/2026

"Luke is great! Awesome person to work with. Very professional, very honest and very helpful. Thank u for everything! Your a blessing 🙌" says Dino on Google

★★★★★ Luke is great! Awesome person to work with. Very professional, very honest and very helpful. Thank u for everything! Your a blessing 🙌

28/10/2026

When it comes to your mortgage, you deserve more than a name on a screen. You deserve someone who knows your community, understands your goals, and is here when you need them.

At VanDyk Mortgage, local means personal. And we think that makes all the difference.

26/10/2026

An Adjustable-Rate Mortgage (ARM) doesn’t have to be scary! Your rate starts fixed for a set number of years before it can adjust, which could mean a lower starting rate compared to some fixed-rate options. Just keep in mind, your payment could change later.

The monster might be fictional, but understanding your mortgage options is no Halloween trick. Let’s talk through what makes sense for you!

23/10/2026

Is it time to stop renting and start thinking about buying?

Homeownership can offer benefits like building equity and having a place to call your own, but that doesn't automatically mean buying is the better option for everyone.

Before deciding, it's important to understand what owning a home could cost compared to your current rent. Your monthly payment, property taxes, insurance, maintenance, and long-term goals all play a role.

If you're renting in Oklahoma or New Mexico and wondering whether homeownership could make sense for you, let's run the numbers and explore your options.

Don't tell yourself no before you know.

21/10/2026

Another closing in Albuquerque, NM!

It's always a great feeling to help another buyer reach the closing table! Every homebuying journey is different, and I'm grateful to be part of the process.

Thanks again to buyer's agent David Watts for another opportunity to work together and help make this closing happen!

Thinking about buying a home in New Mexico? Let's take a look at your options and see what's possible.

Don't tell yourself no before you know.

20/10/2026

One of the best parts of owning a home? You can paint the walls whatever color you want without asking your landlord first. 🎨 From a bold accent wall to finally getting rid of that rental beige, sometimes making a house feel like yours starts with a little paint and a free Saturday.

19/10/2026

Just closed in Albuquerque, NM!

Congratulations to the new homeowners on this exciting milestone! It's always rewarding to help buyers take that next step toward homeownership.

A big thank you to the buyer's agent, David Watts, for the teamwork and communication throughout the process!

Thinking about buying a home in New Mexico? Let's talk about your financing options and see what's possible.

Don't tell yourself no before you know.