02/11/2026
🎄 Holiday expenses can add up quickly. We’re here to help make them a little easier to manage. A Holiday Loan can help with seasonal expenses while offering an alternative to relying on high-interest credit cards.
⬇️ Low Fixed Rate of 8.00% APR*
🙌 Flexible Terms
😌 Affordable Payments
🎉 No Application Fee
Learn more here ⬇️
https://www.princetonfcu.org/holiday-loans
Need it fast? Eligible PFCU members can also apply for a Fast Cash Holiday Loan through PFCU Online Banking, with the possibility of same-day approval and funding.
Not sure which option is right for you? Call our friendly Lending Team at 800-456-5038, Option 3, to explore your options and find the best fit for your needs.
*APR = Annual Percentage Rate. Must be a Princeton FCU member, and primary account holder in good standing for a minimum of 6 months to qualify. Must be 18 years or older to qualify. Maximum of one active fast cash loan at a time. The maximum repayment term is 12 months from the day that the loan is funded. A minimum direct deposit or ACH deposit of $250.00 is required. The minimum borrowing amount is $500.00. The maximum borrowing amount is up to 50% of total monthly direct deposits received into the account, not to exceed $2,000.00. Total monthly direct deposits are calculated based on qualifying direct deposits and ACH credits received during the preceding 61 calendar days. PFCU Fast Cash Holiday Loan available November 1, 2026- February 28, 2027. Insured by NCUA. Equal Housing Lender.