Mike Warren Mortgage Lending

16/10/2026

A lot can change in the mortgage market from week to week. Here's a quick look at what we're seeing right now and what homebuyers should know.

Member FDIC | Equal Housing Lender
Disclaimer: This content is for informational purposes only and is not intended as financial, investment, tax, or legal advice. Please consult your professional advisor regarding your individual situation.

09/10/2026

📊 Here's your quick Mortgage Market Update!

If you're thinking about buying a home, I'm here to help you understand what's happening and what it could mean for your plans. 🏡

Questions? Let's connect.

Member FDIC | Equal Housing Lender
This content is for informational purposes only and is not intended as financial, investment, tax, or legal advice. Please consult your professional advisor regarding your individual situation.

02/10/2026

02/10/2026

📈 Wondering what's happening in today's housing and mortgage market?
Our Market Update breaks down key trends, market activity, and insights that may impact homebuyers, homeowners, and anyone keeping an eye on interest rates. Here's this week's update to stay informed.

WHAT HAPPENED:
Interest rate markets remain very volatile, with rates changing several times during the same day.
The week ended with the highest rates seen since early 2022. The highly anticipated jobs report was weaker than expected and should have had a positive effect on rates, but the markets shrugged those numbers off and began driving rates back up.
WHY:
The war in Iran continues to constrain oil exports and is driving the price of a barrel of oil higher. This translates into higher input costs for businesses, and more pain at the pump for consumers. The prospect of higher inflation due to these price pressures is bad for interest rates in general.
WHAT IT MEANS:
Our takeaway is that the trend is towards higher rates, and if you’ve entered into a purchase agreement, locking in your interest rate sooner can save you money in the long run.

Member FDIC | Equal Housing Lender

18/09/2026

💡Mortgage rates play a big role in your monthly payment, but there are steps you can take to put yourself in a stronger position before you buy.

Here are four strategies to keep in mind:
✅ Improve your credit score
✅ Build your down payment savings
✅ Consider different loan options
✅ Discuss rate lock timing with your lender

Have questions about your home financing options? Let's connect and talk through your goals. 🏡📞

Member FDIC | Equal Housing Lender

16/09/2026

Had the opportunity to speak with my networking group today about both Heritage Bank NA and Physician Bank, as well as an update on housing affordability in today's market.

I appreciated the thoughtful questions and great discussion about the challenges and opportunities homebuyers are facing right now. Thanks to everyone who joined the conversation and shared their perspectives! 🏡

Member FDIC | Equal Housing Lender

11/09/2026

Today, let us pause to remember and honor the lives lost on 9/11. May we never forget the strength, unity, and resilience that rose from tragedy.

07/09/2026

Happy Labor Day! Whether you're relaxing at home or enjoying time with loved ones, your hard work deserves to be celebrated today. So grateful to be a part of your journey to homeownership! 🏡

Member FDIC | Equal Housing Lender

29/08/2026

🏡Ready to make your dream home a reality?
Here's a quick checklist of the essential documents you'll need when applying for a mortgage:
1. Government-issued Photo ID
2. Proof of Income
3. Bank Statements

Gather these documents, and let's get started on your journey to homeownership! ✅

Loans are subject to credit approval.
Member FDIC | Equal Housing Lender

12/08/2026

Please join us in welcoming Mike Warren to Physician Bank! 👋
We're excited to have Mike on the team and look forward to the impact he'll make as he helps physicians navigate the home financing process. His commitment to building strong relationships and delivering personalized guidance makes him a great addition to Physician Bank.

Welcome aboard, Mike. We're glad you're here!
Mike Warren Mortgage Lending NMLS #211941

Physician Bank, Member FDIC | Equal Housing Lender