Norma Souza- Xpert Home Lending Inc.- NMLS 1571516

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Norma Souza- Xpert Home Lending Inc.- NMLS 1571516 Mortgage Consultant NMLS 1571516 | Equal Housing Lender
Xpert Home Lending NMLS 2179191

28/10/2026

Got your property tax bill in the mail and wondering if you need to pay it?

Don't panic! 😊 If you have an escrow account, your property taxes are typically paid from that account, but you'll still receive a bill each year. It's similar to your homeowners insurance renewal!

If this is your first year owning a home, I know it can be a little confusing.

Here's what to remember:
✔️ Receiving a property tax bill is normal.
✔️ If you have escrow, check your bill and confirm how it's being handled before making a separate payment.
✔️ If you don't have escrow, you may be responsible for paying the bill directly.

Have questions about your property taxes or escrow account? Send me a message! I'm happy to help you understand what you're looking at.

MortgageTips

21/10/2026

Getting into the mortgage business is a journey, not an overnight success. 🏡

When I first started, I was doing more assistant-type work, learning from a mentor, asking questions, and building my skills one step at a time.

I spent about a year and a half learning from someone who had already been there. Did I give up a portion of my commission? Yes. But the experience, guidance, and knowledge I gained were worth it.

Even today, I know there’s always more to learn, and having support matters.

My advice to new loan officers? **Find a mentor, stay humble, and be willing to invest in yourself.** Don't expect to be at the top right away. Build a strong foundation and focus on the kind of business you want to have long-term.

For me, that meant focusing on the purchase market and helping people achieve their dream of homeownership, not just being in the business when rates were low.

Because this isn't just about getting into the industry. It's about building a career you can sustain for years to come. ❤️

**For those who are new to lending, what's one thing you wish you knew before getting started?** 👇

Let me know in the comments.

Tu café no es el problema. No tener un plan puede serlo.No necesitas dejar de disfrutar tu dinero para comprar casa. Nec...
19/10/2026

Tu café no es el problema. No tener un plan puede serlo.

No necesitas dejar de disfrutar tu dinero para comprar casa. Necesitas conocer tus números, organizar tus gastos y descubrir qué opciones tienes.

Antes de pensar que comprar casa está fuera de tu alcance, habla con un Loan Officer y revisa tus opciones.

Guarda este post y compártelo con alguien que sueña con tener su propia casa.

Norma Souza | Loan Officer
Xpert Home Lending
530 - 635 - 0899

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Thank you to everyone, for coming to our NON-QM + Fix and Flip Class.We learned a lot and we had so much fun 🥰
15/10/2026

Thank you to everyone, for coming to our NON-QM + Fix and Flip Class.

We learned a lot and we had so much fun 🥰

08/10/2026

If your bank said no you might not need to make more money, you might just need a different strategy.

Let's explore your options.

Norma Souza | Loan Officer
Xpert Home Lending
530 - 635 - 0899

Address

100 Highpoint Park Way, Suite 202

30517

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