Mara Gabino

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Mara Gabino

Insurance & Financial Services
Life insurance, Annuities, Medicare, LTC. Insurance & Financial Services
CA License # 0I27403

Preparing for a lifetime of financial security for your business and family is not something you do only once. It’s something you do on an ongoing basis, continuously adjusting your plan as your needs and objectives evolve. I am dedicated to helping my clients make smart insurance decisions. I provide a plethora of options and strategies that are available to help you meet your ongoing protection, and retirement needs today and tomorrow.

28/02/2025

Let's talk about Life!

3 reasons why you should own a Life insurance policy:

1. Safeguard Your Family’s Financial Future – As young professionals, you’ve worked hard to build a stable life for your family. Life insurance ensures that if something happens to you, your partner and children have the financial resources to maintain their lifestyle, covering essentials like mortgage payments, childcare, education, & future opportunities.

2. Maximize Cost-Effective Protection – Purchasing life insurance while you’re young and healthy means securing lower premiums for long-term coverage. As professionals with growing careers, locking in an affordable policy now allows you to protect your family without disrupting your financial goals.

3. Cover Debts and Long-Term Plans – Many young families have financial commitments like home loans, car payments, or even student debt. Life insurance ensures these obligations don’t become a financial burden on your loved ones while also providing a foundation for future planning, such as college savings and retirement security.

📩 DM me to review youroptions. Serious inquiries only.
Let's talk about Life!

12/02/2025

February is "Insure Your Love" Month—Protect Those Who Matter Most

Love isn’t just about words—it’s about action. This February, show your family how much they mean to you by securing their future with life insurance. It’s the ultimate act of love, ensuring that no matter what happens, your loved ones are protected. Life insurance isn’t just about money—it’s about protection, stability, and peace of mind for those who matter most.

Life is unpredictable, but your family’s security doesn’t have to be.

Don’t wait for the unexpected. Insure your love today. Life happens.
Let's talk about Life! ❤️

01/01/2025

Happy New Year!! 🙏🥂💥

💫May 2025 bring out the BEST in YOU!

Les deseo lo mejor éste Año Nuevo. Que esté lleno de metas cumplidas, mucho crecimiento, más fe, gracia, paz, y amor en sus vidas.

2024 marked a deeply transformative year in my life—a year of stepping into the sacred role of motherhood for the first time. A journey with a lot of joy, transformation, rebirth, connection, growth, gratitude & so much love.
To my darling Fátima:
“For all the things my hands have held, the best by far is you.”
Te amo, mi amor, corazón de mami.

Cheers to an amazing year ahead! May you have the courage, determination, and discipline to create the life you want. 🙏🥂💕

22/06/2024

Hola!
Terminando la cuarentena con mi bebita.

Les presento a mi hija Fátima. 🙏🧿 🪬♥️. I can't believe I birthed her! I am feeling so beyond grateful, blessed, and in love. 🥹🙏♥️

From the moment we see that positive test... becoming a mother leaves no woman as it found her. It unravels her and rebuilds her. It cracks her open, takes her to her edges. It's both beautiful and brutal, often at the same time.

Fátima decided to come a few weeks early. But, she was more than ready to come into this world. She weighted 8 lbs 8.2 oz & 19.88 inches long. She was born with a lot of hair & she doesn't skip a meal. She is like a swiss watch with her feedings. 🤭
Fátima ya tuvo su primer visita fuera del País, a México. Sé parece más a su papi pero es risueña y muy observadora cómo su mami. I can't wait to have LIFE conversations with her.

**Gracias a todos por sus mensajes, felicitaciones, y a mis amigas y hermanas por traernos comida a casa y ayudarnos de una manera o otra. Fatima is already so blessed to be surrounded by so much love & support from our community. 💚

17/03/2024

Policy deliveries. Yes, including mine, I had to upgrade my coverage since I have my baby on the way!
I saw 3 'Gofundme' posts on my FB feed this last week. My heart goes out to the families as it's never easy to lose a loved one. And it's harder to grieve when you have to worry about asking people for money to pay for final expenses and bills. Please don't let this be you. I understand life insurance is not the most attractive topic to discuss, but it's necessary to plan for the inevitable.

Sometimes, the highest price in the world is - doing nothing. A lot of people do nothing wrong. They do nothing. And that's what's wrong. The cost of a life insurance policy increases each year if you don't have it, and it decreases if you do have it. Paying the premium isn't the problem. Paying the premium is the solution to the problem. There are different types of policies. Let's talk about life and find out which type is most suitable for you & your family.

Let's talk about Life! ✨️

01/03/2024

Maternity photoshoot. ✨️💖

Here are 11 facts you may not know about me that I'd like to share with you.

1. I love God. I talk to Him a lot. He is my Father in Heaven & Earth.
It's not about religion, it's about my relationship & spiritual growth with Him.
2. I am currently pregnant with my first baby at age 37. I will be 38 when my baby is born. 🙏
3. I have lived in México, a few cities in California, Egypt & London UK. When people ask where my accent is from, I am not sure. I went to school in 3 different countries.
4. My dad passed away in a car accident when I was little. He was a federal agent. His passing taught me a lot about Life: love, loss, letting go, acceptance & how FRAGILE LIFE IS. At a very young age, I adopted the mentality: "If I can lose my dad, I can lose anyone." Needless to say, I am very patient, but I have zero tolerance for disrespect & pettiness. Life is indeed too short for that. I don't tolerate it.
5. Health nutrition & fitness is a lifestyle, not a chore nor temporary goal. Our bodies are our forever HOME. Take care of it.
6. I am a swimmer, a runner & I also love hot yoga. I have run 8 Half-Marathons and a Full Marathon in Mexico City. I plan to run more in different countries.
7. I am well traveled. It is true that there are no foreign lands, it is the traveler only who is foreign. I have traveled to most cities in the UK, Singapore, Thailand, Morocco, Egypt, Cuba, Italy, France, Switzerland, Germany, Spain, Greece, Oman, México & the U.S.
8. When I travel, I go with no expectations but to explore, to learn, & to be present. I always travel with my running shoes & run around the city in the early hours of jetlag.
9. I love when people love & respect themselves & others, & when they are ambitious & disciplined to grow.
10. I went to university in London, UK. I lived there for almost 7 years. I love London, it's my favorite City - it's buzzing, it's multicultural, it's creative, innovative; I love the arts, the museums, the Park's and yes I love the rain, too.
11. I love the work that I do. I am passionate about helping as many people protect their loved ones & create a legacy with my financial & insurance business. Let's talk about Life!

27/02/2024

February is 'Insure your Love' Month.

I processed a client's death claim earlier this month. I still can't believe that she is gone. She was only 39 years old and had a daughter who was 5 years old. My client was in good health in 2020 when I wrote her policy, she got approved with the healthiest rating. Then, suddenly, in 2023, she had a diagnosis that ultimately took her life.
It's so unfortunate that my client is not here today. But I am at peace knowing her little girl will be OK financially, and her family doesn't have to worry about the finances because she took the time to have that conversation and plan for the inevitable.

It doesn't matter how successful, how old or young you are. When it comes to life insurance, it is your HEALTH that buys the policy, NOT your money. Good health is yours on a day to day basis.

What we do every day matters. Not just what we eat, but what we consume, what we allow our bodies to experience. Our bodies suffer in health, what we don't express with our words. Anger, resentment, stress, depression; these are all emotions that if we don't learn to manage & let go of in a healthy way, it can lead us to terminal illnesses. Pay attention to what you consume & pay attention to how your body is feeling. Be aware of your emotional state and invest in your health. Get a therapist, hire a personal trainer, take a yoga class, go for walks, do what you need to do to feel better. You are responsible for your health.

There is no substitute for your life & there is no substitute for life insurance. And I like to remind my clients about a highly reliable statistic that 2 out of every 2 people are gonna pass on some day, but we just don't know when.
Life insurance helps your loved ones maintain their lifestyle & BUILD their future - such as funding a college education, funding a business, raising capital, and/or establishing a legacy.

Life happens! Let's talk about life!

10/01/2024

How many times have you seen someone raising money for a family who just lost a loved one?
Life insurance is an affordable alternative that means your family wouldn't have to worry about finances while grieving.
Solution:

There are many reasons why life insurance is a smart financial tool.
6 reasons why people get life insurance:
It helps people create a legacy instantly.
It keeps people in business.
It keeps your kids in college.
It funds New projects, dreams & adventures...
It protects your estate.
It pays taxes.

Life insurance is a financial tool. And the more you know about it, the better decisions you can make on which type of coverage is suitable for you and how much is adequate.
Other factors that require a review of your coverage: New baby? New mortgage? New job? Did you get a promotion at work?
Let's make sure your coverage is keeping up with your life changes and upgrades.

February is 'Insure your love' Month
Let's schedule your review of your current coverage & situation. Life happens.

Let's talk about Life!

12/12/2023

Let's talk about life!
Life insurance can help provide peace of mind, knowing they’ll be OK financially.

While nothing could replace you, life insurance can ease the financial burden caused by an untimely loss. Life insurance provides a tax-free death benefit that your beneficiaries can use to pay your final expenses, pay off debt, pay the IRS, cover medical bills and pay everyday living expenses like child care, groceries, loans, car payments, or pay off the mortgage.

Proceeds can also help your loved ones maintain their lifestyle and help build their future – such as funding a college education, funding a business, leave a tax-free income instead of frozen assets, or leave a legacy to your favorite charity/organization, alumni, and/or supplement your retirement income.

In my first year in the life insurance industry, (2013) I approached my brother in law about learning more about his options. His response: Mara, I will come to you when I have questions. I left it alone with the peace of mind that he had some coverage through work. Six years later, I delivered his policy. 🙏❤ They say fam is the hardest to sell to. I don't think there is a "hard" sale. I believe in patience, persistence, and timing. There is no "hard" sale when you are focused on adding value and educating your potential client. When you come from a place of service, everything falls into place as it should. When it should.

I am here to help my clients make better financial decisions in life. One major factor in that is protecting your assets, family & business. Life insurance is the foundation of a solid financial plan.
If you or someone you know has questions about life insurance, don't keep me a secret. The best compliment you can give me is your referral.

Let's talk about Life! 💛

22/11/2023

Do you have a Term or a Whole Life Policy?

Whether you buy a Term or a Whole Life Insurance policy, make sure you are educated on both. They both serve a different purpose. Term Insurance is Temporary & Whole Life is Permanent.
Some of my clients start with a Term Policy before getting a Whole Life policy. Some only have a Whole Life policy. A lot of people have both types of policies.
The most important thing is that you understand what life insurance can do for you, for your family & for your business. And that you speak with a professional like myself, who has access to the different types of policies & not just Term.

See the link on my profile on Whole Life Insurance.
In the age of information, Ignorance is a choice.

Let's talk about Life!

Happy Thanksgiving Eve! I am so grateful for my clients, your referrals, & the people in my life! I hope you have a joyous & peaceful holiday season. 🙏💕🥂

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