Hans Bruhner - Mortgage Advisor, NMLS #243484

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Hans Bruhner - Mortgage Advisor, NMLS #243484 Senior Loan Officer NMLS 243484 with Presidential Bank Mortgage | Company NMLS 421593 | EHL
WE LEND IN ALL 50 STATES.

You've heard the horror stories...how hard it is to qualify, not to mention the fighting, shopping, and haggling to get a good rate. I've got great news...When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle. Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home, lending in all 50 states.

03/11/2026

📊 Mortgage rates are higher than many buyers hoped, but that doesn't mean homeownership is out of reach.

Today's housing market is pushing buyers, sellers, and builders to get creative. From rate buydowns and adjustable-rate mortgages to seller concessions and builder incentives, there are more ways to approach a home purchase than simply focusing on the rate.

The key is finding a financing strategy that works for your goals, budget, and timeline.

Swipe through our latest Market Perspective to see how the housing market is adapting and what it could mean for you.

02/11/2026

Waiting for the Fed to make its next move before buying a home? Here's something to keep in mind. 🏡

The Fed's latest announcement came and went, but mortgage rates saw only modest movement.

Why? Mortgage rates don't move in lockstep with the Fed. They tend to follow the bond market, which responds to a variety of economic factors.

That means waiting for a particular Fed date doesn't necessarily mean you'll get a better mortgage rate.

The best time to buy depends on more than a headline. Let's talk about your goals, your budget, and what options may be available to you.

More time, more opportunities!Daylight Saving Time ends, but it’s always the right time to explore your mortgage options...
01/11/2026

More time, more opportunities!
Daylight Saving Time ends, but it’s always the right time to explore your mortgage options. Let’s make your next move before the year runs out! 💪🏠

No tricks, just helpful mortgage guidance! 🎃🏡 This Halloween, let's help make the path to homeownership feel a little le...
31/10/2026

No tricks, just helpful mortgage guidance! 🎃🏡 This Halloween, let's help make the path to homeownership feel a little less frightening.

Ready to explore your mortgage options? Let's chat today!

🐝 BUZZ-WORTHY TIP #3: Turn your mortgage partner into a listing resource.Realtors, your mortgage partner can bring more...
29/10/2026

🐝 BUZZ-WORTHY TIP #3: Turn your mortgage partner into a listing resource.

Realtors, your mortgage partner can bring more to the table than just financing.

Payment flyers, affordability graphics, QR-code payment scenarios and open house pre-approval tools can help you give potential buyers a clearer picture of what a home could look like financially.

These tools can help create more engagement around your listings, give buyers something useful to take away, and give you another way to start conversations with potential clients.

🏡 More tools. More buyer engagement. More ways to market your listings.

The Fed is making headlines again, but what does that really mean for your mortgage?Here's what matters: Mortgage rates ...
28/10/2026

The Fed is making headlines again, but what does that really mean for your mortgage?

Here's what matters: Mortgage rates don't move automatically with the Fed, and waiting for the "perfect" rate doesn't guarantee a better opportunity.

Whether you're looking to buy, refinance or explore your home equity options, don't let market headlines determine your next move.

Don't just watch the rates. Know your opportunities.

Let's run the numbers and see what makes sense for YOU in today's market!

🚒🚑 Today, on National First Responders Day, we honor the firefighters, police officers, EMTs, and other first responders...
28/10/2026

🚒🚑 Today, on National First Responders Day, we honor the firefighters, police officers, EMTs, and other first responders who dedicate their lives to protecting and serving our communities.

Thank you for answering the call, showing up when it matters most, and helping keep our communities safe. You deserve a place to call home, too! 🏡

Did you know there are a number of down payment assistance programs available specifically for first responders? Depending on your location, profession, and eligibility, these programs may help make homeownership more attainable.

Whether you're a firefighter, police officer, EMT, or another dedicated first responder, there may be options worth exploring.

💙 Ready to see what may be available to you? Let's connect and explore your homeownership options!

🍂🏡 Myth: Fall is a bad time to buy a home.Fall may bring less competition, motivated sellers, and more room to negotiate...
27/10/2026

🍂🏡 Myth: Fall is a bad time to buy a home.

Fall may bring less competition, motivated sellers, and more room to negotiate, depending on your local market. The best time to buy comes down to your goals, finances, and what works for you. 🔑✨

Ready to explore your homebuying options? Let's chat today!

26/10/2026

Homeowners are sitting on an estimated $35 trillion in equity. 🔑 More are using it for renovations and big goals while keeping their current mortgage in place. Curious what yours could do? Let's start the conversation.

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