Eric Kline - Loan Officer NMLS# 1939044

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Eric Kline - Loan Officer NMLS# 1939044

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Eric Kline NMLS # 1939044 Department of Banking and Insurance.

Southern Trust Mortgage LLC, NMLS #2921 (www.nmlsconsumeraccess.org) lends in the following states: District of Columbia - -2921 | Delaware – #036386 | Maryland | North Carolina – #205483 | OH RM.804841.000 | Pennsylvania – #94064| South Carolina | Tennessee | West Virginia – -34191 | Virginia – | Florida – MLD #2151; Southern Trust Mortgage, LLC d/b/a Southern Residential Lending in the following states: Georgia – #16579 | New Jersey – Licensed by the N.J. By refinancing a consumer’s existing loan, the consumer’s total finance charges may be higher over the life of the loan.

07/08/2023

This month's Home Loan Lingo term is...foreclosure!

A foreclosure takes place when a home is seized by the lender. Foreclosed homes almost always cost less than other homes in the area, or they are listed below market value, making them a very attractive option for buyers!

Buying a foreclosed home is slightly different from buying a house owned by a homeowner, so be sure to reach out with any questions you have about the process!🏡

02/08/2023

The most popular credit score -- and the norm in the industry -- is the FICO score. Become familiar with the factors that make up this number so you can get your score in tip-top shape before submitting your mortgage application!🏡

27/07/2023

Thinking about turning your backyard dreams into a reality with a pool? We’re here to make that a financial breeze! See below 👇🏼👇🏼👇🏼

Financing your pool with your mortgage is a smart and convenient way to transform your home into a summer paradise.

By rolling the cost of your pool into your mortgage, you can enjoy:

🏝A Single Convenient Payment: Instead of managing multiple loans, you'll have one streamlined payment, making your finances easier to manage.

🏝Competitive Rates: We’ll work hard to find you the most favorable rates and terms, helping you save money in the long run.

🏝Increased Home Value: A well-designed pool can boost your home's overall value and appeal, making it an excellent investment for both your enjoyment and future resale.

🏝Customized Solutions: We understand that every homeowner has unique needs. My team and I will tailor a financing solution that aligns perfectly with your financial goals and aspirations.

Ready to make a splash? Visit my website today!🌞

23/07/2023

We might be biased, but we’ve saved the best Home Loan Who’s Who for last: your Loan Officer! 🏡

Loan Officers do much more than simply finding and securing your mortgage loan. Here at Southern Trust, we go above and beyond for our borrowers, guiding and informing you every step of the way.

Are you ready to experience the Southern Trust difference? Visit my website today to get started.

16/07/2023

Happy !🍦 The only thing sweeter than ice cream? Working with Southern Trust Mortgage for your home loan needs!

Are you ready to start your homebuying journey this summer? Visit my website today to get started.

14/07/2023

Imagine waking up to breathtaking views in your very own vacation home! Whether it's a cozy beachfront cottage or a serene mountain retreat, our expert sales team is here to make your getaway dreams a reality.🏡

By exploring your vacation home mortgage options with Southern Trust, you can expect:

💙Flexible Financing Solutions
💙Competitive Interest Rates
💙Potential Rental Income from Your Purchase
💙Tax Advantages
💙Building Equity
💙And more!

Ready to take the next step? Visit my website today to get started!

10/07/2023

Your homeownership dreams are within reach with Down Payment Assistance (DPA) programs from Southern Trust Mortgage!🏡💙

DPA’s aim to make homeownership more accessible, offering financial aid to eligible homebuyers which helps to bridge the gap between your savings and the required down payment amount.

Want more information? Visit my website today to speak with me about your options!

08/07/2023

Nothing screams summer like a backyard get-together🌞 Check out our tips & tricks to transform your backyard into the outdoor oasis below! 👇🏼👇🏼👇🏼

🏡Plan Your Vision: Picture your ideal backyard and envision how you'd like to use the space.

🏡Design and Landscaping: Create a captivating layout that harmonizes with your vision. Enhance your space with vibrant plants, serene water features, or stylish hardscapes!

🏡Outdoor Entertainment: Bring the party outdoors with a custom-built barbecue area, a fire pit for cozy gatherings, or a spacious deck for alfresco dining.

🏡Energy-Efficient Upgrades: Consider incorporating eco-friendly elements such as solar panels, energy-efficient lighting, or a rainwater harvesting system. These upgrades not only save you money in the long run but also contribute to a greener planet!

Check out our blog article for more info!

06/07/2023

Looking for a property with a larger-than-average price tag? We’ve got the solution. This month’s Home Loan Lingo term is…Jumbo Loan!🏡

Jumbo mortgage loans are exactly what they sound like, home loans that allow borrowers to secure larger loan amounts to purchase or refinance high-value properties that exceed conventional loan limits.

When you choose to finance a Jumbo Loan with Southern Trust, you get access to:

🏡Down payments as low as 5%*
🏡No mortgage insurance options
🏡Speedy application process
🏡Can be used for vacation properties, investment properties, or second homes
🏡Personalized guidance every step of the way

*Loan requirements vary.

Visit my website today to learn more. We can’t wait to help you “make home happen”!

01/07/2023

Temperatures are rising, and the housing market is heating up!🌞🏡 Are you ready to take your home’s value to the next level this season?

Stand out to buyers by:

🔨Enhancing your curb appeal
🔨Remodeling that kitchen
🔨Upgrading your bathrooms
🔨Elevating your outdoor space with a deck, firepits, and nice lighting
🔨Making some energy-efficient improvements
🔨Taking advantage of smart home technology

Check out our blog article for all the juicy details.

Stay tuned for more summer homeownership tips & tricks to come!

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