Richard DP Constantine Refinance Specialist NMLS 1014064 BRE 01277849

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Richard DP Constantine Refinance Specialist NMLS 1014064 BRE 01277849 My name is Richard DP Constantine, and for the last 22 years, I have established myself as a leading Realtor and lender in the California area.

I specialize in helping people with creating more cash flow by restructuring their finances.

28/04/2026

🚨 VA LOAN ALERT – EMERGENCY RATE BRIEFING (4.28.26) 🚨

Veterans and Active Duty — the market just dropped again.
Right now we’re seeing rates hover around:

🔥 4.99 % (5.352 % APR) — Standard VA Loans
🔥 5.50 % (5.92 % APR) — High Balance / Jumbo VA Loans

What this means for your wallet:
- A $500 K loan at 6.5 % = about 💸 $3 , 600 a month
Lower it to 4.99 % ≈ $3 , 200 — $400 monthly savings
- A $1 M loan at 6.5 % = roughly 💸 $6 , 200 a month
Drop it to 5.5 % ≈ $5 , 500 — $700 a month saved

PLUS with the VA IRRRL Streamline Program:
✅ Skip your next two mortgage payments
✅ Receive your escrow refund (check for thousands)
✅ No income documents
✅ No appraisal needed
✅ Close fast (2 – 3 weeks after initial disclosures)

🎯 All we need to get you an exact quote is your mortgage statement and FICO details.
Once we review those, we can lock your numbers in (be quick — rates move daily).

👇 Click Learn More to see exact savings for your loan in 60 seconds.

(Rates subject to change with market conditions and credit approval. Equal Housing Lender.)

23/04/2026

Big banks are overcharging veterans on their VA loans. It stops today. 🛑

Stop paying retail rates. As a broker, we use wholesale pricing to get you rates as low as 4.99%.

With our CA Streamline, you get to: 💰 Skip your next 2 mortgage payments 💰 Get your escrow balance refunded (Thousands back!) 💰 Skip the appraisal and income docs entirely

Credit scores down to 550 accepted. Tap below to see how much cash you can keep in your pocket this month. 👇

(Rate of 4.99% / 5.352% APR

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Address

36471 Chervil Way
CA

Telephone

+17142995807

Website

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