United Benefit Plans Inc.

04/26/2026

04/26/2026

APPLYING FOR MEDICAID IN NY STATE

✅ 1. Basic Eligibility (must meet all)
You generally must:
Live in New York State
Be a U.S. citizen or have eligible immigration status
Have a Social Security number (in most cases)
Meet income limits based on household size and category

💰 2. Income Limits (most important factor)
For adults under 65 (most common case)
About $1,836/month ($22,025/year) for 1 person
That equals ~138% of the Federal Poverty Level (FPL)
Examples (2026 estimates)
1 person: ~$22,025/year
2 people: ~$29,864/year
Higher limits for certain groups:
Pregnant women / infants: up to ~223% FPL (~$2,966/month)
Children (1–18): up to ~154% FPL

👉 If your income is too high, you may still qualify through:
“Spend-down” (excess income program)

🏦 3. Asset (Resource) Limits
Depends on category:
✔️ Under age 65 (MAGI Medicaid)
No asset limit (this is key)

✔️ Age 65+, disabled, or long-term care
Assets typically limited to about:
$33,038 (single)
$44,796 (married)
Assets include:
Cash, bank accounts, investments
But home, car, personal items are often exempt

👨‍👩‍👧 4. Categories That Qualify
You must fall into one of these groups:
Adults (19–64) with low income
Children
Pregnant individuals
Parents/caretakers
Seniors (65+)
Disabled or blind individuals

📄 5. Documents You’ll Need
Typical proof required:
Identity (license, passport)
Address (utility bill, lease)
Income (pay stubs, benefits letters)
Citizenship/immigration status

🧠 Key Things People Miss
You can apply year-round (no deadline)
Coverage can be retroactive up to 3 months
If you’re slightly over income, you may qualify for:
Essential Plan (NY) instead of Medicaid

👍 Bottom line
To qualify for NY Medicaid in 2026:
Keep income roughly under ~$22K (single) unless in a higher-limit group
Meet residency + documentation rules
Asset limits only apply if 65+ or disabled

If you need help, call us 516-683-3333. We do not charge any fee for assistance.

04/21/2026

Confused about your Medicare options? You’re not alone — and choosing the wrong plan can cost you thousands.

I’m offering a FREE Medicare Plan Comparison Report that breaks down:
✔️ Your current coverage vs. better options
✔️ Estimated annual savings
✔️ Prescription cost comparisons
✔️ Network and benefit differences

No pressure, no obligation — just clear, personalized information so you can make the right decision.

Call 516-683-3333 for your free report today.

Call now to connect with business.

12/09/2025

Free Comprehensive Medicare 300 Page Report Including All Medicare Supplement, Medicare Advantage and Prescription Drug Plans in Your Zip Code.

Call today 516-683-3333.

Call now to connect with business.

12/09/2025

Key Updates for 2026

Part B Premiums and Deductibles Increase: The standard monthly premium for Medicare Part B enrollees in 2026 is $202.90, an increase of $17.90 from $185.00 in 2025. The annual deductible is also rising to $283, a $26 increase from the prior year.

Medicare Advantage Plan Changes: The average beneficiary has fewer Medicare Advantage plan options for 2026 (32 MA-PD plans compared to 34 in 2025). Major insurers like UnitedHealthcare and Humana are exiting certain counties due to financial pressures, which means some seniors may lose their current coverage and need to select a new plan. These changes can lead to disruptions in coverage, but affected beneficiaries often qualify for a Special Enrollment Period to purchase a Medigap plan.

Prescription Drug Reforms: The annual out-of-pocket cap for covered prescription medications under Medicare Part D plans will be $2,100 in 2026. Monthly premiums for many stand-alone Part D plans are expected to be lower in a number of states. The Trump administration announced negotiated prices for 15 high-cost drugs under the Medicare drug price negotiation program, expected to lead to savings in the coming years.
Telehealth Flexibilities Extended: Medicare telehealth flexibilities, which allow beneficiaries to receive services from home, have been retroactively restored and extended through January 30, 2026, following a brief lapse during a government shutdown.

Medicare Scams: There has been an increase in complaints about Medicare scammers calling seniors, sometimes over 50 times a day, trying to compromise their accounts. Beneficiaries should be vigilant about protecting their personal information.

WE OFFER PERSONALIZED MEDICARE REPORT SHOWING ALL MEDICARE ADVANTAGE, MEDICARE SUPPLEMENTS AND PRESCRIPTION DRUG PLANS IN YOUR ZIP CODE.
CALL US 516-683-3333 NO FEE NO OBLIGATION

Call now to connect with business.

01/17/2025

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01/16/2025

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01/13/2025

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01/12/2025

Homeowners in increasingly risky areas can’t obtain adequate coverage as insurers flee the state to avoid losses.

04/19/2024

The federal government said that its prescription drug insurance for seniors will cover the popular weight-loss drug to treat patients with heart-related conditions, after the regulators broadened Wegovy’s regulatory label this month.