Joseph Cordeira Mortgage Loan Originator

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United States
Uniondale, NY
Joseph Cordeira Mortgage Loan Originator

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Residential Mortgage Loan Officer in NY, NJ, CT, FL, PA, TX
https://cliffcomortgage.com/jcordeira/

Joseph Cordeira
Cliffco Mortgage Bankers
Loan Officer
NMLS #1492298
Cell: (516) 996-9070

10/27/2026

4.87 star review received on Experience.com for Joseph Cordeira by Andrew H - Courteous and professional team, great communication; always knew what was documents were required in order to progress.

Click to see all 245 reviews of Joseph Cordeira, Sales Manager / Loan Officer | NMLS # 1492298

10/23/2026

4.25 star review received on Experience.com for Joseph Cordeira by Thania K - Everything went smoothly !

Click to see all 244 reviews of Joseph Cordeira, Sales Manager / Loan Officer | NMLS # 1492298

10/17/2026

5.0 star review received on Experience.com for Joseph Cordeira by Verica S - We truly appreciate how Cliffc Mortgag went above and beyond, answered our endless questions, and kept us calm through every hurdle. We couldn't have crossed the finish line without you. If you need a mortgage broker who actually cares and delivers results, look no further!

Click to see all 243 reviews of Joseph Cordeira, Sales Manager / Loan Officer | NMLS # 1492298

10/05/2026

5.0 star review received on Experience.com for Joseph Cordeira by Michael N - The entire team was friendly, communicative, and knowledgeable. Made sure we understood everything and made us feel they had our best interest at heart. Had total faith in everyone we interacted with.

Click to see all 242 reviews of Joseph Cordeira, Sales Manager / Loan Officer | NMLS # 1492298

09/23/2026

🚨 FHA MAY BE ABOUT TO GET A LOT EASIER ON PROPERTY CONDITIONS

This could be a BIG change for first-time homebuyers and Realtors.

FHA just released a proposal to modernize property requirements that haven’t received a comprehensive update in more than 20 years.

And some of the proposed changes are significant.

FHA is considering changes involving:

🏠 Kitchen appliance requirements
🔧 Utility and mechanical-system inspections
🏚️ Attic and crawl-space observations
💧 Private wells
🚰 Public water and sewer connections
🏭 Manufactured-home requirements
🎨 Certain paint repair requirements
🏊 Swimming pools
🏡 Unique/nontraditional properties

Why does this matter?

For years, one of the biggest concerns sellers and Realtors have had with FHA financing is:

“What is the FHA appraisal going to make us repair?”

FHA itself now says some of its older requirements create unnecessary costs and can limit access to FHA financing.

The goal is to bring FHA property standards closer to modern appraisal and industry practices while still requiring homes to be safe, sound and secure.

⚠️ Important: These changes are PROPOSED. They are not FHA guidelines yet.

Current FHA property requirements still apply while HUD collects industry feedback and determines what will become final policy.

But if a substantial portion of this proposal becomes final, FHA financing could become much easier to use on existing homes.

Realtors — this is one I would keep on your radar.

09/21/2026

5.0 star review received on Experience.com for Joseph Cordeira by Joseph G - Joe and his team were extremely helpful throughout the entire process. From our pre-approval right up until closing, we knew Joe and his team were there for us. It was our first home purchase and they walked us through the whole process and quickly answered any questions that we had. We couldn't be any more thankful for their support and guidance. Thank you!

Click to see all 241 reviews of Joseph Cordeira, Sales Manager / Loan Officer | NMLS # 1492298

09/18/2026

5.0 star review received on Experience.com for Joseph Cordeira by Dean C - Joe is very professional!!

Click to see all 241 reviews of Joseph Cordeira, Sales Manager / Loan Officer | NMLS # 1492298

09/08/2026

5.0 star review received on Experience.com for Joseph Cordeira by Domenico C - TY for the speedy process, great communication along the way and for making thjngs super easy for us .

Click to see all 238 reviews of Joseph Cordeira, Sales Manager / Loan Officer | NMLS # 1492298

09/06/2026

5.0 star review received on Experience.com for Joseph Cordeira by Ummay S S - Everything is good

Click to see all 238 reviews of Joseph Cordeira, Sales Manager / Loan Officer | NMLS # 1492298

Address

70 Charles Lindbergh Boulevard, Suite 200
Uniondale, NY
11553

Telephone

+15169969070

Website

http://www.cliffcomortgage.com/jcordeira

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