Joe Del Sol Branch Manager NMLS 205629

Joe Del Sol Branch Manager NMLS 205629 Paramount Residential Mortgage Group, Inc. NMLS 205629
PRMG NMLS 75243

Privacy Policy www.prmg.n PRMG Inc.

(NMLS #75243) has successfully helped homeowners purchase and refinance their homes across the country for well over a decade. PRMG has consistently been recognized within the top 25 largest independently owned mortgage lenders in the nation. PRMG is a technology-based mortgage company that lends nationwide, but still provides personal service to our clients. As a direct lender/servicer, PRMG work

s to find the best possible financing scenarios, ranging from competitive financing for the first-time homebuyer to multi-million-dollar loans for the more experienced homeowner.

A quarter-million dollars used to sound like you'd officially made it.Now, families in states like California, Hawaii, M...
06/04/2026

A quarter-million dollars used to sound like you'd officially made it.

Now, families in states like California, Hawaii, Massachusetts, New York, Washington, Colorado, Maryland, New Jersey, Oregon, Connecticut, and Virginia may need over $250,000 a year just to live comfortably as a family of four.

Not luxury. Not private chefs and yachts.
Just comfortable.

A home. Groceries. Childcare. Healthcare. Insurance. Transportation. Some savings. A little breathing room.

That's why so many families are starting to rethink what they want their money to actually do for their life.

For some people, that means relocating to a more affordable area. For others, it means refinancing debt, lowering monthly expenses, or using home equity more strategically. For some, it means finally buying in a market where homeownership still feels realistic.

The conversation around money has changed.

A lot of people still hear "$250,000" and picture wealth. But in many places today, that number is starting to mean stability more than status.

We help families explore mortgage and financing options in almost every state across the country, and one thing is becoming very clear: people are no longer just chasing bigger incomes. They're chasing a better quality of life.

If you could improve your financial breathing room, would you stay where you are, or would you make a move?

06/03/2026

Home prices have more than doubled in the last decade.

And yet, people are still buying. Not because it's easy. Because waiting has its own cost.

Every year you wait, the market doesn't pause for you. Rents keep climbing. Equity keeps building for someone else. And the "right time" keeps moving.

The families who bought in 2015 when "prices were too high" are now sitting on six-figure equity gains.

There is no perfect time. There is only the time when you're prepared.

We help buyers get prepared. The rate. The loan type. The down payment strategy. The pre-approval that puts you ahead of buyers who never showed up ready.

What year do you think you'll look back on as the year you should have started?

Source: U.S. Census Bureau & U.S. Department of Housing and Urban Development — Median Sales Price of Houses Sold (MSPUS), Q1 2026: $403,200. National Association of Realtors.

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Homeownership feels impossible right now.We hear it all the time. And honestly? We get it.Rates feel high. Prices feel h...
06/01/2026

Homeownership feels impossible right now.

We hear it all the time. And honestly? We get it.

Rates feel high. Prices feel higher. The process feels like it was designed for someone else. And nobody ever sat you down and explained how any of it actually works.

But here is what we also see every single day: people who said ""I don't think I can do this"" holding their keys.

The down payment felt out of reach, until they found out assistance programs offer an average of $17,000 to eligible buyers and loans exist for as little as 3% down. The barrier was smaller than it felt.

The process felt overwhelming, because nobody taught them this. That is not their fault. But one conversation changed everything.

Your turn isn't a matter of if. It's when.

Save this for the moment you're ready, or send it to someone who needs to hear it today.

Everyone talks about closing day like it’s stressful.But most buyers are just walking in not knowing what to expect.We’v...
05/29/2026

Everyone talks about closing day like it’s stressful.
But most buyers are just walking in not knowing what to expect.

We’ve worked with buyers who thought it would be overwhelming, confusing, or rushed… when in reality, it’s a guided process with a clear finish line.

Closing day doesn’t have to feel chaotic. It starts with knowing what’s coming.

Here’s what actually happens:

1️⃣ Final walkthrough to make sure the home is in the right condition
2️⃣ Signing your loan documents (yes, there are a lot 😅)
3️⃣ Paying your closing costs
4️⃣ Getting the keys once everything is recorded

The biggest mistake? Rushing through it instead of asking questions.

Buying a home isn’t just a transaction, it’s a milestone.

If closing day is coming up, this is your reminder to walk in confident and prepared.

Save this so you know exactly what to expect 🔑

There’s no such thing as a “bad” question when it comes to buying a home.Seriously, we get questions every day from peop...
05/27/2026

There’s no such thing as a “bad” question when it comes to buying a home.

Seriously, we get questions every day from people who think they should already know the answers… and they don’t.

And that’s completely normal.

Some are simple.
Some are more complex.
All of them matter.

So we pulled together a few of the ones we hear most often, because chances are, if you’re wondering about it, someone else is too.

Save this for later (you’ll probably come back to it), and feel free to share it with someone who’s been overthinking the process.

Every homeownership journey starts the same way, with a question.

Bought your first home a couple years ago? You might be in a better position than you think.A lot can change in 2+ years...
05/26/2026

Bought your first home a couple years ago? You might be in a better position than you think.

A lot can change in 2+ years, especially when it comes to equity and buying power.

We talk to homeowners all the time who assume they have to stay put longer… when in reality, they may already have options.

Moving up doesn’t always mean starting over.
With the right strategy, it can be a lot more manageable than expected.

Here’s where it usually starts:
✔️ Understanding how much equity you’ve built
✔️ Knowing what that equity can do for your next purchase
✔️ Having a plan before you list or start shopping

If you’ve been thinking about making a move, it might be worth taking a closer look at where you stand.

Save this for later, and share it with someone who’s been talking about their “next home.”

This weekend we pause to remember the men and women who gave everything so we could have the freedoms we hold onto every...
05/25/2026

This weekend we pause to remember the men and women who gave everything so we could have the freedoms we hold onto every day.

Including the freedom to call a place home.

From our entire PRMG family, thank you. We honor your service, your sacrifice, and the families who carry that weight alongside you.

Happy Memorial Day.

Hot take: waiting for rates to drop might cost you more than you think 🔥For a lot of buyers, the plan sounds smart:“Let’...
05/22/2026

Hot take: waiting for rates to drop might cost you more than you think 🔥

For a lot of buyers, the plan sounds smart:

“Let’s just wait until rates come down.”

So they pause.
Watch the market.
And hold off on making a move.

But here’s what tends to happen next…

Prices keep moving.
Competition picks back up.
And the homes they could’ve bought?
Become more expensive over time.

Because the market doesn’t wait.

And timing it perfectly?
Almost impossible.

Here’s the shift most people don’t realize:

1️⃣ You can refinance a rate
2️⃣ You can’t go back and buy at yesterday’s price
3️⃣ Waiting can shrink your buying power over time

So it’s not just about rates, it’s about your overall strategy.

The goal isn’t perfection.
It’s positioning yourself when you’re ready.

Save this so you stop looking at rates in isolation 🔑

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This is your underwriting era. 🔑Also known as: the waiting room era. It's quiet. You're spiraling a little. And everythi...
05/18/2026

This is your underwriting era. 🔑

Also known as: the waiting room era. It's quiet. You're spiraling a little. And everything is actually fine.

Underwriting is the part nobody really prepares you for, not because it's hard, but because the silence feels louder than it should.

Here's what's actually happening: your lender's team is reviewing everything you submitted to officially approve your loan. Income, assets, credit, the property, all of it. It's thorough, it's working, and it's moving even when it doesn't feel like it.

The most important thing you can do right now?

Don't change anything.

No new credit. No big purchases. No job changes. Keep your financial picture exactly as it was when you applied. That alone protects your approval.

And if your underwriter asks for more documents, that's normal. It's not a red flag.
Respond quickly, stay in touch with your loan officer, and trust the process.

The quiet doesn't mean something is wrong.

It means your team is working. 🏠

💾 Save this so you know exactly what to expect when you get here.

Let's clear something up. 👀A lot of people aren't unqualified to buy a home.They're just misinformed.For years, we've he...
05/15/2026

Let's clear something up. 👀

A lot of people aren't unqualified to buy a home.

They're just misinformed.

For years, we've heard the same mortgage myths on repeat:

🚫 "I need 20% down"
🚫 "My credit has to be perfect"
🚫 "I should wait until the market is better"

And every time someone believes one of these, they pause their plans. They delay building equity. They keep renting longer than they ever intended to.

Not because they can't buy.
Because they think they can't.

Here's what's actually true:

Loan programs have evolved significantly. Down payment requirements are lower than most people realize. Credit guidelines are more flexible than they used to be. And the "right time" to buy looks different for every single person, it's not a market condition, it's a personal decision.

Buying a home today is not what it was 30 years ago.

And holding onto advice that hasn't kept up with the times?

That's the real thing standing between you and homeownership.

You deserve accurate information. Not outdated assumptions.

💬 Drop the myth you believed the longest in the comments.

💾 Save this as your reminder to question what you've been told before you count yourself out.

Loan program availability and qualification requirements vary. Contact a licensed mortgage professional to understand what options may be available for your specific situation.

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Address

2424 Morris Avenue Suite 101
Union, IL
07083

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+19084039380

Website

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