SBInsure

SBInsure SBInsure is a local leader in offering personalized risk management to individuals and businesses in

SBInsure is a national leader in brokering the right insurance & risk management services for businesses in the United States. With location in Union, MO SBInsure also offers personal insurance services such as life, home, auto, and health. Visit us on our website at www.sbi.insure for more information.

Imagine a fire damages your store, forcing you to close suddenly. What do you do first? 🔥🏢1. Secure and preserve all acc...
06/03/2026

Imagine a fire damages your store, forcing you to close suddenly.
What do you do first? 🔥🏢

1. Secure and preserve all accounting records (sales reports, payroll, tax returns) for at least the year before and after the loss.
2. Contact your agent immediately to report the claim and get instructions.
3. Continue paying key ongoing expenses (rent, utilities, loan payments) – your Business Interruption coverage is designed to reimburse these.

Why it matters: Insurers require detailed records of lost income to calculate your payout.
Having year-round financial documents ready means faster claims and a smoother recovery, helping you get back to business sooner.

Stay organized and keep backups of your financial files.
It’s a small step today that can save your business tomorrow!

Union, MO – spring storms are here! 🌦️ What’s your top prep move? 🤔🏠 Clear gutters & drains🔦 Test smoke & CO alarms🚗 Par...
06/01/2026

Union, MO – spring storms are here! 🌦️ What’s your top prep move? 🤔

🏠 Clear gutters & drains
🔦 Test smoke & CO alarms
đźš— Park vehicles on high ground
đź‘Ť I'm already prepared

Action Tip: Clear debris from your gutters to ensure rainwater flows away from your home. Why?
It prevents basement flooding and protects your foundation from damage. đź’§

Stay safe out there!

Drop your tip or vote below! 👇

Did you know your coverage needs can change without notice? 💼 Pro tip: If you’ve made major purchases or life changes th...
05/29/2026

Did you know your coverage needs can change without notice? đź’Ľ
Pro tip: If you’ve made major purchases or life changes this year, let your agent know now.

For example, new vehicles or renovations often require policy updates to stay fully covered.

At SBInsure, we review each customer’s situation annually and compare dozens of carriers to customize your plan.
That’s why 95% of our clients renew with us – we find the right balance of coverage and cost.

As your local independent agency, we work for YOU (not the insurer).

Reach out for a quick coverage check-up. Quality service + peace of mind. đź‘Ť

Storms and outages can happen fast. Here’s a quick emergency kit you can assemble this weekend:- 💧 3-day supply of water...
05/27/2026

Storms and outages can happen fast.

Here’s a quick emergency kit you can assemble this weekend:

- đź’§ 3-day supply of water per person (1 gal/day)
- 🥫 Nonperishable food (canned goods, protein bars)
- 🔦 Battery-powered flashlight & extra batteries
- đź’Ľ Basic first-aid kit
- 🔋 Phone chargers and portable power bank
- đź“ť Copies of important documents (insurance, ID) in a waterproof bag

Why it matters: If utilities go out or you need to evacuate, this kit keeps you safe and self-sufficient until help arrives.
Store it in a sturdy, marked box.

You’re prepared! 💪

Union, MO – we get all kinds of weather. Which risk is top of mind for you? 🌩️ Lightning storms💦 Backyard flooding🌀 Torn...
05/25/2026

Union, MO – we get all kinds of weather.

Which risk is top of mind for you?

🌩️ Lightning storms
đź’¦ Backyard flooding
🌀 Tornadoes
🔥 Wildfires (dry winds)

Action Tip: If you worry about flooding, move valuables and documents to higher ground or upper floors.
Why?

It keeps them safe if water rises unexpectedly.

For tornadoes, designate a safe room (basement or interior closet) now.

Share your pick and any other prep tips below! 👇

Union businesses, check this: Missouri law requires workers’ comp insurance if you have 5 or more employees – or even on...
05/22/2026

Union businesses, check this: Missouri law requires workers’ comp insurance if you have 5 or more employees – or even one employee if you do construction work.

Action Tip: Review your employee count and roles today.

If thresholds are met, make sure you have coverage in place. Why?

Carrying comp protects injured workers and keeps you out of lawsuits or fines.

We specialize in setting up compliant workers’ comp programs for local businesses.

Stay safe and protected! đź’Ľ

Renting a home? Don’t skip renters insurance. It’s not just your landlord’s job. 📋 Here’s why it's a must:• Covers your ...
05/21/2026

Renting a home? Don’t skip renters insurance.

It’s not just your landlord’s job. 📋

Here’s why it's a must:

• Covers your stuff: Pays to replace items stolen or damaged by fire, flood, or vandalism.
• Liability protection: Helps if a guest gets hurt in your place (legal costs and medical bills).
• Affordable peace of mind: Policies often cost under $20/month (cheaper than coffee!).

Your landlord’s insurance only protects the building.

Why it matters: Without renters insurance, you’d pay thousands to replace your stuff or cover damage you accidentally cause.

Protect your investment for pocket change.

Consider a quote today! đź‘Ť

Address

2 Williams Drive
Union, MO
63084

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

Telephone

+16365832313

Website

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