Executive Life Associates, Inc.

Executive Life Associates, Inc. Impaired Risk Underwriting, Annuities, Term Insurance and finding a workable solution for clients Life
Insurance Needs.

“Your passion is waiting for your courage to catch up.”
05/09/2025

“Your passion is waiting for your courage to catch up.”

The Time Value of Money is a concept that cash flows of equal dollar amounts separated by a time interval have different...
05/08/2025

The Time Value of Money is a concept that cash flows of equal dollar amounts separated by a time interval have different present values because of the effect of compound interest.

Living benefits are exactly what the name implies. They are benefits paid from the term life policy while you are living...
05/07/2025

Living benefits are exactly what the name implies. They are benefits paid from the term life policy while you are living. More commonly, they are known as accelerated death benefits. With these benefits, the life insurance company pays or advances a portion of the policy’s death benefit to you to pay for care or treatment.

It’s never too early to plan for your family’s future! Life insurance isn’t just about protecting your loved ones—it’s a...
05/06/2025

It’s never too early to plan for your family’s future! Life insurance isn’t just about protecting your loved ones—it’s about giving you peace of mind knowing they’ll be financially secure no matter what.

A Contingent Beneficiary: Is a secondary beneficiary who will receive the death benefit if the primary beneficiary dies ...
05/05/2025

A Contingent Beneficiary: Is a secondary beneficiary who will receive the death benefit if the primary beneficiary dies before the insured.

“Every champion was once a contender that didn’t give up.”
05/02/2025

“Every champion was once a contender that didn’t give up.”

A typical Individual Disability Income Protection plan starts to pay benefits after you have been off work for 1 to 6 mo...
05/01/2025

A typical Individual Disability Income Protection plan starts to pay benefits after you have been off work for 1 to 6 months, and pays benefits for several years or until retirement age, depending on the policy.

A guaranteed income plan can help you meet many different types of investment goals. Which type of investment option is ...
04/30/2025

A guaranteed income plan can help you meet many different types of investment goals. Which type of investment option is “smarter” for you will depend on your risk tolerance, income needs and overall financial goals.

Like most life insurance, mortgage protection insurance eases the financial burden of your loved ones. It is an affordab...
04/29/2025

Like most life insurance, mortgage protection insurance eases the financial burden of your loved ones. It is an affordable way of ensuring that your home is paid for no matter the circumstances. Cancer, stroke, heart attack, injury, death—your family will never be in jeopardy of losing its home as long as you put a custom mortgage protection insurance plan in place.

Living benefits are exactly what the name implies. They are benefits paid from the term life policy while you are living...
04/28/2025

Living benefits are exactly what the name implies. They are benefits paid from the term life policy while you are living. More commonly, they are known as accelerated death benefits. With these benefits, the life insurance company pays or advances a portion of the policy’s death benefit to you to pay for care or treatment. The company will then pay the balance of the death benefit to your beneficiary(s) if you were to die.

“Our greatest glory is not in never failing, but in rising up every time we fail.”
04/25/2025

“Our greatest glory is not in never failing, but in rising up every time we fail.”

Accelerated death benefit rider is an add-on to a life insurance policy that pays out a portion of the death benefit whi...
04/24/2025

Accelerated death benefit rider is an add-on to a life insurance policy that pays out a portion of the death benefit while you're still alive if you're diagnosed with a terminal illness. An accelerated death benefit rider is paid out under specific circumstances — typically when you've been diagnosed with a terminal illness.

Address

1435 Morris Avenue Suite 2F
Union Township, NJ
07083

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19088510770

Website

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