John Gumersell Mortgage Loan Officer NMLS 53488

John Gumersell Mortgage Loan Officer NMLS 53488 Paramount Residential Mortgage Group, Inc.

NMLS 53488
PRMG NMLS 75243
+1 908-910-6520


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Licensed by the NJ Dept of Banking and Insurance

Getting pre-approved for a mortgage helps you better understand what you can borrow and shows sellers you’re serious abo...
07/20/2022

Getting pre-approved for a mortgage helps you better understand what you can borrow and shows sellers you’re serious about purchasing their home. Let’s connect so you have the tools you need to succeed as a homebuyer in today’s shifting market.

Buyer demand is moderating, but it’s still strong. One major reason for the ongoing demand is that millennials continue ...
07/19/2022

Buyer demand is moderating, but it’s still strong. One major reason for the ongoing demand is that millennials continue to age into their peak homebuying years. If you’re planning to sell your house, that means there are likely buyers eager to buy your home.

If you’re ready to become a homeowner, know that buying today can set you up for long-term success as your asset’s value...
07/15/2022

If you’re ready to become a homeowner, know that buying today can set you up for long-term success as your asset’s value (and your own net worth) is projected to grow with the ongoing home price appreciation. Let’s connect to begin your home buying process today.

If you’re a renter, there’s a good chance rising rents and inflation are stretching your budget. So, it may be a good ti...
07/14/2022

If you’re a renter, there’s a good chance rising rents and inflation are stretching your budget. So, it may be a good time to consider homeownership if you’re looking to stabilize your monthly housing costs. DM me today to learn about how homebuying could be the alternative you’re looking for.

Over the past few weeks, the average 30-year fixed mortgage rate from Freddie Mac fell by half a percent. The drop happe...
07/13/2022

Over the past few weeks, the average 30-year fixed mortgage rate from Freddie Mac fell by half a percent. The drop happened over concerns about a potential recession. And since mortgage rates have risen dramatically this year, homebuyers across the country should see this decline as welcome news. If your home doesn’t meet your needs, this may be the opportunity you’ve been waiting for. Let’s connect to see how you can benefit from the current drop in mortgage rates.

Wondering if you should buy a home today? Experts say home prices will continue to appreciate in the coming years. If yo...
07/11/2022

Wondering if you should buy a home today? Experts say home prices will continue to appreciate in the coming years. If you buy now, you’ll beat those future increases. And once you do own the home, any price appreciation that occurs will grow your home’s value and your net worth. DM me today if you’re ready to invest in homeownership.

Down payment assistance programs have helped many homebuyers achieve their dreams, but you don’t have to be a first-time...
07/08/2022

Down payment assistance programs have helped many homebuyers achieve their dreams, but you don’t have to be a first-time buyer to qualify for many of them. If you want to buy a home but your down payment is your biggest hurdle, those options may be able to help you too.

Ease back into your work after the long weekend and don't rush anything, Hoping everyone stayed safe and is ready and ba...
07/06/2022

Ease back into your work after the long weekend and don't rush anything, Hoping everyone stayed safe and is ready and back for the grind !

If you’ve recently applied for a mortgage, there are several things you should avoid to make sure the process runs as sm...
07/05/2022

If you’ve recently applied for a mortgage, there are several things you should avoid to make sure the process runs as smooth as possible. Most importantly, before you do anything, talk to an expert. If you have questions or are just getting started on your homebuying journey, DM me today.

Wondering if you should rent or buy? If so, consider the long-term benefits of owning a home. As a homeowner, you build ...
05/12/2022

Wondering if you should rent or buy? If so, consider the long-term benefits of owning a home. As a homeowner, you build equity over time as your home appreciates in value and you pay down your loan. This helps grow your net worth. If you want to learn more about building your wealth as a homeowner, DM me today.

Buying a home allows you to stabilize what’s typically your biggest monthly expense: your housing cost. If you get a fix...
05/11/2022

Buying a home allows you to stabilize what’s typically your biggest monthly expense: your housing cost. If you get a fixed-rate mortgage on your home, you lock in your monthly payment for the duration of your loan, often 15 to 30 years.

If you’re thinking of selling to move up, you shouldn’t wait for prices to fall. Experts say prices will continue to app...
05/10/2022

If you’re thinking of selling to move up, you shouldn’t wait for prices to fall. Experts say prices will continue to appreciate this year. That means, if you’re ready, buying your next home before prices climb further may make the most financial sense. Let’s connect to begin the process of selling your current home and looking for your next one before prices rise higher.

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1018 Stuyvesant Avenue Floor 2
Union City, NJ
07083

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