United Southern Bank

United Southern Bank USB is a community bank with 12 branches across Lake and Sumter Counties. Since 1937, USB has been “the bank that cares." through Facebook.

United Southern Bank (USB) was chartered in 1937 as Umatilla State Bank in downtown Umatilla and the bank primarily served the residents and businesses in the Umatilla area. As Umatilla State Bank continued to grow and branch banking was approved, USB began to open branches beginning with the Lady Lake Office in 1977. As branching continued, the directors formed a one-bank holding company and chan

ged the name to United Southern Bank, retaining the USB initials. Today, with eleven offices in the Lake County area and over 75 years of community banking, United Southern Bank still puts a premium on building strong customer relationships. The bank’s officers live here, some of them all their lives, and they know their customers and their businesses. Our customer family tells us they prefer doing business with a bank that is locally owned and managed. They like banking in an office where everyone really does know their name. We'd like to give a quick reminder to not share any personal confidential information on Facebook. United Southern Bank will never request personal confidential information (e.g. account numbers, social security numbers, passwords, etc.) If you need to get in touch with us regarding a confidential matter, call our Call Center at 352-669-2121 or e-mail us directly at [email protected]

Member FDIC
Equal Housing Lender

Storm repairs move fast, and so do scammers posing as contractors. With the Florida Bankers Association, we're making su...
08/31/2026

Storm repairs move fast, and so do scammers posing as contractors. With the Florida Bankers Association, we're making sure you know the warning signs this hurricane season.
A wire transfer, gift card or Cash App request before work even starts is a major red flag. If a contractor asks for money this way, call us before you send anything.


08/21/2026

FOR IMMEDIATE RELEASE
"We're investing in people," said Gregory L. Nelson, United Southern Bank's President & CEO, about the recent firing of the AI-powered robot named "Robby."

USB has long-valued personal connections, but with recent AI expansion they brought in Robby on a trial basis to see if AI could be an asset to the bank. After being tested in several departments, USB deemed Robby as "much better in theory than in practice."

No robots were harmed during the making of this film.

📣 WE’RE HIRING! Join the United Southern Bank Team!We’re looking for friendly, motivated individuals who are ready to gr...
08/20/2026

📣 WE’RE HIRING! Join the United Southern Bank Team!
We’re looking for friendly, motivated individuals who are ready to grow their careers in community banking.
If you or someone you know would be a great fit for the USB team, we’d love to hear from you!
Visit our website for more information.

www.unitedsouthernbank.com/careers

The United Southern Bank family extends our deepest love and sympathy to the Chatham family following the heartbreaking ...
08/18/2026

The United Southern Bank family extends our deepest love and sympathy to the Chatham family following the heartbreaking loss of their precious four-year-old son, Clay, after his courageous battle with cancer. 💗

Clay touched so many lives in his short time, and his sweet spirit and memory will remain in the hearts of all who knew and loved him.
In honor of Clay’s life, a memorial fund has been established at United Southern Bank. Donations made in Clay’s memory will help support childhood cancer research, as well as other meaningful needs within our community—a beautiful way for his light to continue making a difference.

For those who wish to contribute, donations may be made at any United Southern Bank location to the Clayton Chatham Memorial Fund.
Please join us in keeping the entire Chatham family in your thoughts and surrounding them with love and support in the days ahead.

In loving memory of Clay. May his beautiful little light shine on forever. 💗

🎓️Congratulations, Jennifer Ryan!🎓️We are proud to celebrate Jennifer Ryan on her graduation from the Florida Bankers As...
08/11/2026

🎓️Congratulations, Jennifer Ryan!🎓️

We are proud to celebrate Jennifer Ryan on her graduation from the Florida Bankers Association's Florida School of Banking in Gainesville!

Completing this three-year program takes a true commitment to continued professional growth.

Jennifer, we're proud to have you as part of the USB family and excited to see you continue to grow and succeed. Please join us in congratulating her! 💐👏🏻

🏈➡️🕺 From the football field to the ballroom floor...talk about a transformation!Our Downtown Leesburg Branch Manager, C...
08/05/2026

🏈➡️🕺 From the football field to the ballroom floor...talk about a transformation!

Our Downtown Leesburg Branch Manager, Cason, traded his shoulder pads for dance shoes this weekend as one of the local celebrity dancers in Stepping Out for Education.

Cason wowed the crowds with two performances over three nights, all while helping raise over $300,000.00 for the Education Foundation of Lake County!

We're incredibly proud of Cason for supporting this amazing organization. We think you've officially earned MVP... Most Valuable Performer!👏

This past weekend, United Southern Bank had the pleasure of participating in the fourth annual Fiesta de las Americas at...
07/24/2026

This past weekend, United Southern Bank had the pleasure of participating in the fourth annual Fiesta de las Americas at the Lake Square Mall, hosted by HOLCA.

🏆️We were proud to take home the trophy for the second year in a row for People's Choice with our booth representing Puerto Rico!

07/21/2026

Scammers are getting more convincing every day, but knowing what to look for can help protect you and your finances. This video has three simple tips to help you recognize common scams, including how to spot spoofed phone numbers, verify unexpected requests, identify suspicious payment methods, and avoid "too good to be true" offers.

If you've received a suspicious call that appears to be from USB, hang up and contact us directly at 352-669-2121.

❤️🤍🩵 Happy Independence Day from all of us at United Southern Bank!As we celebrate the Fourth of July, we honor the free...
07/04/2026

❤️🤍🩵 Happy Independence Day from all of us at United Southern Bank!

As we celebrate the Fourth of July, we honor the freedoms we enjoy and the communities we're proud to serve. We wish you and your family a safe, joyful holiday weekend filled with friends, food and fireworks! 🌭🧨

Please note that all United Southern Bank branches will be closed on Saturday, July 4th.

314 pounds of school supplies!Thank you to everyone who donated to this year's Core Tools for Schools supply drive! Here...
07/03/2026

314 pounds of school supplies!

Thank you to everyone who donated to this year's Core Tools for Schools supply drive! Here's to a great school year ahead!

Address

750 N Central Avenue
Umatilla, FL
32784

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 6pm

Telephone

+13526692121

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