Chris Cook - Xpert Home Lending NMLS 1037205

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United States
Tyler, TX
Chris Cook - Xpert Home Lending NMLS 1037205

Striving to help build stronger homeowners, working together to achieve their financial goals. Licensed in California & Texas.

I strive to help build stronger homeowners by working together with my clients to achieve their financial goals & creating long term relationships that last a lifetime.

05/28/2026

FREE 1-0 BUYDOWN 🔥

Lower rate. Lower payment. Better start.

📉 1% lower interest for first year
💰 More affordability upfront
🏡 Smarter way to buy in today’s market

📲 DM me and I’ll run your numbers. Let’s get you in a home the smart way. 🔑

Chris Cook | Xpert Home Lending
NMLS 1037205
[email protected]

05/06/2026

💥 FREE 1-0 BUYDOWN = LOWER PAYMENTS YEAR ONE

What if you could ease into your mortgage with a LOWER interest rate your first year?

✅ 1% lower rate in year one
✅ Lower monthly payment upfront
✅ Often ZERO cost to you

This is one of the smartest ways to get into a home without feeling the full payment right away.

🏡 More buying power. More confidence.

📲 Let’s run your numbers and see what this looks like for YOU

Chris Cook
Xpert Home Lending
NMLS 1037205
📞 903-705-5808
📞 916-996-5069
📧 [email protected]

04/13/2026

Worried about your not so great 𝑪𝒓𝒆𝒅𝒊𝒕 𝑺𝒄𝒐𝒓𝒆?
Don’t sweat it 😅 my clients just got the clear to close with a Mid 500s score. 👏

With access to 100+ lenders, I help my clients find the loan that works best for their goals.

Don’t let your credit hold you back!! Reach out so we can take a look what’s available for you today.

Christopher Cook
916-996-5069 | 903-705-5808
[email protected]

04/07/2026

Helping first-time homebuyers never gets old 🙌

Another amazing client just closed on their first home, and I’m beyond grateful they trusted me to guide them through the process from start to finish. There’s nothing better than handing over the keys and seeing that excitement 🔑🏡

My business is built 100% off referrals, so if you know someone thinking about buying, refinancing, or just needing guidance on their next move. I’d be honored to help.

And to all my past clients… I need your help 🙏
If we’ve worked together and you had a great experience, leaving me a quick review would mean the world. It helps me continue to serve more families just like you.
https://share.google/UxTGAzhWMzB3TRZFA

Who do you know that I can help next?

04/04/2026

Worried credit score may hold you back from getting a mortgage?

With over 100 lenders we partner with, we usually have a solution for every mortgage need.

This approval came 2 days after submission
Mid 500 credit score
Cash out Refinance
Self Employed
Will be debt free of consumer debt and accomplish home remodel while lower over all payments.
A Win, Win, Win for my clients and friends

With almost 15yrs in the business I have seen it all! Finding creative solutions is what we do best, that why we are Xpert Home Lending!!

You never know if you don’t try. What’s holding you back?

Reach out if you want to see your options to purchase or refinance

903-705-5808 | 916-996-5069
[email protected]

04/02/2026

🚨First Time Homebuyer Alert! 🚨 This could be YOU. 🔑🏡✨
Don’t let interest rates hold you back from building your future.
The right time isn’t about perfect rates, it’s about making the move when you’re ready!
Your first home is closer than you think. Let’s make it happen.

03/20/2026

11 days from signed contract to docs out is moving fast! Processor Marta April killed it, Even with self employment hurdles, an appraisal and buyer out of town for a week.

Closing was scheduled for 3/30 but we got docs out on 3/18.

Purchasing a home can be that fast.

What’s got you on the fence for home ownership?Reach out, you never know, you could be next with keys in hand 🏡🎉🔑

Christopher Cook
[email protected]
916-996-5069 | 903-705-5808

02/25/2026

Tips to Secure Your Mortgage with a Lender

1️⃣ Good Credit
Having good credit gets you better rates and more loan options with fewer fees.

2️⃣ Verifiable Income
Having consistent, easily verifiable income helps make qualification easier.

3️⃣ Debt-to-Income Ratio (DTI)
Keeping your debts under 40% DTI gives you more control over your buying power.

4️⃣ Down Payment
A larger down payment helps lower your monthly payment and can range from 3% to 20% (or more) of your purchase price.

If you have any questions, reach out to me!
Chris Cook - Xpert Home Lending NMLS 1037205
903-705-5808 | 916-996-5069
[email protected]

01/20/2026

Homeownership might be closer than you think 👉🏡
FHA loan facts
✔️ As little as 3.5% down
✔️ More flexible credit guidelines
✔️ Gift funds allowed
✔️ Great option for First-Time Homebuyers
✔️ Down payment assistance available
📲 DM me “FHA” to learn more

01/10/2026

🔥 BIG NEWS 🔥
The average 30-year fixed mortgage rate today is 5.99%

Disclaimer: all rates are based on qualifications of each borrower and your rate may be lower or higher of the national average.

If you have a rate that’s above 6.25 message me today to explore the opportunity to get you in a lower rate and savings

Address

Tyler, TX

Website

http://www.xperthomelending.com/

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