People's Royalty Lending

05/28/2019

Consumers Know Little About Credit Reporting.

MoneyTips A recent survey by Credit Takeoff revealed that although the majority of the 500 American respondents prioritize having a good credit score, many have a poor understanding of how credit scores and credit reporting work. Only 28% Are Very Knowledgeable About How Their Credit Score is Calcul...

05/27/2019

From People's Royalty Lending...Thank you to all who served!

05/24/2019

Near retirement and have a health savings account? Beware of snags when claiming Social Security.

The rules governing these accounts can cause tax complications for people who delay tapping their government benefits beyond their full retirement age.

05/23/2019

You don’t know about this 401(k) investment could cost you.

Everyone's watching the stock markets, but don't forget that fixed income investments also carry some level of risk. Here's what you need to know about the bond funds in your retirement plan.

05/22/2019

Just in from the Better Business Bureau: Beware of Memorial Day Sale Ads.

Beware of Memorial Day Sale Ads

05/22/2019

Americans Are Saving More For Retirement – But Are We Saving Enough?

MoneyTips Not as Much as It Seems How is your 401(k) doing? Fidelity Investment's Q1 2019 retirement analysis shows that many retirement funds are following a positive trend. Ten years after the Dow Jones hit its lowest mark in the financial crisis, retirement balances have more than doubled in 401(...

05/20/2019

Do this once a year to ratchet up your financial security.

Banks perform regular tests to see how they'd perform under stressful conditions. Be like banks.

05/17/2019

How to make the switch from a two-income household to just one.

Whatever the reason a working couple is considering going from two incomes to one, this decision can sometimes be overwhelming and even frightening. However, as with many major events, anyone can sail through this transition with proper planning and be glad they made the change.

05/16/2019

Some parents turn to insurance to protect the cost of their kids’ education.

With the cost of a four-year degree at a public college at more than $80,000 — and nearly $15,000 at private universities — tuition insurance is gaining a foothold among parents looking to protect their investment in case the unexpected happens.

05/15/2019

Understanding this investing basic can help you grow your money faster.

If there's only one concept you need to know when saving for retirement, it's this: compound interest. With compounding, you make money on your money. You make interest on your interest.

05/14/2019

Why You Don't Want To Be "Credit-Retired". Reasons to Continue Using Credit Wisely.

Have you reached a point where you don't use credit anymore? Creditors may consider you a risk since you've become

05/13/2019

Use Your Tax Refund To Build Credit. Invest In Yourself Instead of Spending.

Instead of spending your tax refund on an impulse buy, why not use it to invest in yourself? Learn how to use your tax refund to build your credit.