06/01/2026
“Eh, I have insurance. I’m covered.
…said a lot of people right before finding out their policy had limits, exclusions, or depreciation they never knew about 😅
The truth? Having insurance and having the right coverage are two very different things.
Do you know if your policy has: ✅ Replacement cost or actual cash value?
✅ Enough dwelling coverage?
✅ Water backup coverage?
✅ A deductible you’d actually be okay paying?
Insurance isn’t exciting… until you need it.