Erica Prado, Independent Insurance Agent

Erica Prado, Independent Insurance Agent Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Erica Prado, Independent Insurance Agent, Insurance broker, Tyler, TX.

Summer is coming and all those summer toys need to be insured. Call me for a quote.
04/25/2024

Summer is coming and all those summer toys need to be insured. Call me for a quote.

Give me a call to have your policies reviewed. Rates are increasing tremendously and I would love to help you shop.
01/11/2024

Give me a call to have your policies reviewed. Rates are increasing tremendously and I would love to help you shop.

With insurance rates being out of control referral get now there are a lot of consumers shopping around for a better rat...
10/04/2023

With insurance rates being out of control referral get now there are a lot of consumers shopping around for a better rate. Let me know if Ican help by reviewing your current insurance policy and see if I can help lower your rates. Send me a message and I will help in any way I can.

Erica Prado, Independent Insurance Agent

Closing out Septembers goals and getting Octobers goals ready. Give me a call for your personal insurance needs.
10/02/2023

Closing out Septembers goals and getting Octobers goals ready. Give me a call for your personal insurance needs.

08/01/2023

CONGRATULATIONS TO JULY’S GIFT CARD WINNER JAZMIN PUC!

07/03/2023

CONGRATULATIONS TO THIS MONTHS GIFT GARD WINNER JENNIFER AVITIA!

A few myths about life insurance. - “I already have life insurance policy through my work so I don’t need another policy...
06/21/2023

A few myths about life insurance.

- “I already have life insurance policy through my work so I don’t need another policy.”
Do you know what happens to that life insurance policy when you leave that job or retire? The majority of the time the life insurance policy offered by your employer is not portable. Meaning when you leave, the policy is gone. So you don’t technically “own” the policy. Your work does. It is a great benefit that companies offer group life insurance policies, however you really need a primary life insurance policy that you own and will stay with you. Consider the work life insurance policy to be a bonus policy, but was never meant to be the cornerstone of your family’s financial future. If you get laid off, quit, retire, or get sick and can no longer work that policy won’t be there. The best thing to do is buy a primary life insurance policy that you OWN while you are still young. Rates go up as you age every year.

-“Life Insurance is expensive.”
This is the biggest misconception. It is actually very inexpensive while you are still young! The average policy for a person in their 30’s is the cost of 2 coffees from Starbucks.

- “I am young and healthy, I don’t need it.”
It is actually much better and less expensive to buy a policy while you are young and healthy! If a $100,000 policy cost $10/month in your 30s, chances are it will be at least $40/month in your 50s.

- “I am single, I don’t need it”
Remember from above.. It is much cheaper if you buy it while you are young! You may get married, have children, have dependent aging parents, buy a house, or own a business in the future. The best time to buy really is now.

- “I am a stay-at-home parent and draw no income.”
It is still important to have life insurance on yourself. Even if you don’t contribute financially to your household… You still provide childcare, cooking, home maintenance, and transportation. Without those things it could cost your surviving spouse thousands of dollars a year.

“Don’t leave anything to chance. Protect the ones you love with life insurance.”

If you are interested in a life insurance quote. Please DM me with your date of birth and I will have a licensed life insurance agent send you a proposal. As an independent agency we represent several insurance companies and can compare rates for you.

Address

Tyler, TX

Telephone

+19036174189

Website

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