Dustin McIntosh, MLO at Canopy Mortgage

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Dustin McIntosh, MLO at Canopy Mortgage Mortgage originator at Gold Mortgage & real estate agent with Salt Real Estate. Specializing in manufactured home lending. Licensed in OK & OH.

Educator, husband, father.

11/02/2026

Your Mortgage Minute for the week of November 2. Rates came down slightly again this week, and that makes two weeks in a row. The Fed met Wednesday and left its own rate alone. Keep an eye out this Friday for the October jobs report, it usually moves the market more than anything else. It is still a great time to buy a home. Get pre-qualified now, that way you are ready to write an offer when you find the right house. Reach out today and let me get your pre-approval started.

Big shout out to my newest top fans! đź’ŽP Thanh PhamDrop a comment to welcome them to our community,
11/02/2026

Big shout out to my newest top fans! đź’Ž

P Thanh Pham

Drop a comment to welcome them to our community,

10/28/2026

One in seven purchase contracts fell apart last month. Don't let this happen to you!

Keeping a deal together often comes down to a few simple things. Don't let anyone else pull your credit. Get me your documents right away. And don't buy anything until at least one day after you have the keys in your hand.

Buying, selling, or financing a home? For a professional you can trust in, call Dustin.

Dustin McIntosh | Loan Officer | Gold Mortgage | NMLS #1873462

10/27/2026

Don't buy a house until you ask the seller this one question.

Will you pay all or part of my closing costs? Your real estate agent can ask the seller to pay part or in some cases all of your closing costs, and that money can even be used to bring down your interest rate. Every loan has a limit on how much the seller can pay, so let me check yours before you sign the offer.

Buying, selling, or financing a home? For a professional you can trust in, call Dustin.

Dustin McIntosh | Loan Officer | Gold Mortgage | NMLS #1873462

10/26/2026

Your Mortgage Minute for the week of October 26th, with Dustin McIntosh at Gold Mortgage.

Good news. After seven weeks of increases, mortgage rates came down slightly. Investors moved money into the bond market, which usually helps rates. Most traders expect the Fed to leave things alone on Wednesday.

A little relief like this is a good reason to get ready. Get pre-qualified now, so you are ready to write an offer.

Reach out today and let me get your pre-approval started.

10/26/2026

Some homes for sale are hiding a fantastic secret: the seller's old, lower interest rate.

It's called an assumable loan. FHA, VA, and USDA loans can often be taken over by a buyer who qualifies, with the lender's approval. The catch is the equity gap, and we offer second mortgages to help you cover it. If you're house hunting right now, call me.

Buying, selling, or financing a home? For a professional you can trust in, call Dustin.

Dustin McIntosh | Loan Officer | Gold Mortgage | NMLS #1873462

10/26/2026

Big news for homeowners! The President just signed a brand-new order to make owning a home cost less.

It sets up a program so mortgage insurance can be canceled once you own enough of your home. A quick computer title check can take the place of title insurance on eligible refinances. And the VA and USDA must lower what they charge on their direct home loans. Want to know how this could help you? Send me a message. I'll walk you through it.

Buying, selling, or financing a home? For a professional you can trust in, call Dustin.

Dustin McIntosh | Loan Officer | Gold Mortgage | NMLS #1873462

10/24/2026

A $262,000 mortgage could end up costing you more than $627,000.

In this hypothetical example, paying as scheduled over thirty years could mean repaying more than twice what you borrowed. Here's the good news: adding a little extra toward principal every month could help you pay off your mortgage years sooner and save a significant amount in interest. Just make sure your loan servicer applies the extra money toward principal.

Buying, selling, or financing a home? For a professional you can trust in, call Dustin.

Dustin McIntosh | Loan Officer | Gold Mortgage | NMLS #1873462

10/23/2026

Your dad is right about that extra payment. But there's a trick that saves even more, with the same money.

Split that one extra payment into twelve pieces and add a smaller amount to every monthly payment. Make sure your loan servicer puts it toward your principal. Now your balance drops every month, not just in December.

Buying, selling, or financing a home? For a professional you can trust in, call Dustin.

Dustin McIntosh | Loan Officer | Gold Mortgage | NMLS #1873462

10/23/2026

This NEVER gets old! LOL🤣🤣

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Tyler, TX

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