Beyond Financial Advisors, LLC

06/02/2026

A typical Individual Disability Income Protection plan starts to pay benefits after you have been off work for 1 to 6 months, and pays benefits for several years or until retirement age, depending on the policy.

06/01/2026

As your needs change over time, an independent agent can continue reviewing your policies and recommend updates or better options without requiring you to start over with a new company.

05/29/2026

Contingent Beneficiary: Is a secondary beneficiary who will receive the death benefit if the primary beneficiary dies before the insured.

05/28/2026

Fast Fact: Life insurance isn’t just for final expenses—it can help your family cover the mortgage, everyday bills, and future education costs.

05/27/2026

Fast Fact: Some permanent life insurance policies can build cash value over time, which may be borrowed against in certain situations.

05/26/2026

Life Insurance 101: Specific policies, including simplified issue coverage have no medical exam requirements for underwriting. Instead, you only have to answer a series of questions about your medical history. It benefits those that may have a pre-existing condition.

05/25/2026

An annuity can help you meet many different types of investment goals. Which type of investment option is “smarter” for you will depend on your risk tolerance, income needs and overall financial goals.

05/25/2026

05/22/2026

Enjoy Memorial Day Weekend!
“Success is no accident. It is hard work, perseverance, learning, studying, sacrifice and most of all, love of what you are doing or learning to do.”

05/21/2026

Fast Fact: The “Cash Surrender Value: is the cash amount you would get if you voluntarily terminate coverage before a policy becomes payable by death or maturity. The amount is the cash value stated in the policy, minus a surrender charge, any outstanding loans and interest on those loans. The cash value represents the savings component of a life insurance policy, since you can access the money relatively quickly if you need to.