Tyson Johnson - Mortgage Loan Consultant - NMLS #2346542

07/16/2026

🚗💳 Thinking about co-signing for someone? Be careful.

Even if you’re not making the payments, that debt is still yours in the eyes of most mortgage lenders. A well-intentioned decision today could impact your ability to qualify for a home loan tomorrow.

Before you co-sign, make sure you understand the long-term financial consequences. If you have questions about how it could affect your future home purchase, I’m always happy to help. Tyson Johnson | Mortgage Loan Originator | NMLS #2346542
loanDepot.com, LLC | NMLS #174457 (www.nmlsconsumeraccess.org)
Equal Housing Opportunity. This is for informational purposes only and is not a commitment to lend. Loan approval is subject to credit approval and program guidelines. Licensed by the Idaho Department of Finance.

07/04/2026

06/15/2026

📉 MARKET UPDATE: Why the Iran Peace Deal Matters for Mortgage Rates

Recent developments surrounding a peace agreement with Iran have helped ease concerns about disruptions in global oil supplies, leading to a decline in oil prices.

Why does that matter to homebuyers and homeowners?

➡️ Lower oil prices can help reduce inflation pressure.
➡️ Lower inflation may lead to lower bond yields.
➡️ Mortgage rates often follow bond market trends.

While there's never a guarantee that mortgage rates will move lower, this is one of the more positive economic signals we've seen recently for borrowers.

The biggest takeaway? Global events can have a direct impact on your mortgage payment and buying power.

If you're considering purchasing a home, refinancing, or simply want to understand how today's market could affect your options, I'd be happy to help.

📞 208-731-7123
NMLS #2346542

05/14/2026

Buying your first home is exciting - but it can also be intimidating! These steps will help you feel more prepared, so you can enjoy this major milestone. If you have any questions about this process, reach out any time. I’m happy to help!

Buying your first home is exciting - but it can also be intimidating! These steps will help you feel more prepared, so you can enjoy this major milestone. If you have any questions about this process, reach out any time. I’m happy to help!

02/17/2026

We saw positive movement in mortgage rates last week 📉

At the same time, many sellers are still contributing toward buyers’ closing costs — a combination that could create opportunity in today’s market.

If homeownership is on your radar, this may be a smart time to run the numbers and understand your options before conditions shift.

Let’s connect and build a strategy that fits your goals.

Tyson Johnson
Loan Consultant | loanDepot
NMLS #2346542 | Idaho

Equal Housing Opportunity. All financing subject to credit approval. Rates and terms subject to change without notice.