Chapa Home Loans

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Chapa Home Loans Taylor Chapa
Marcus Chapa

It's a common assumption that less-than-perfect credit is a dealbreaker when it comes to buying a home. In reality, ther...
10/16/2026

It's a common assumption that less-than-perfect credit is a dealbreaker when it comes to buying a home. In reality, there are loan programs designed to work with a range of credit profiles.

Credit is one piece of the overall picture. Understanding where you stand and what options may be available is a better starting point than assuming the door is closed.
https://myoc.io/tchapa

The holiday season can bring tempting purchases, but if buying a home is on the horizon, it's worth being mindful of how...
10/13/2026

The holiday season can bring tempting purchases, but if buying a home is on the horizon, it's worth being mindful of how spending affects your overall financial picture.

Keeping debt low and avoiding large purchases during this time can help keep your debt-to-income ratio in a stronger position when it comes time to apply.
https://myoc.io/tchapa

Losing a job is stressful enough without worrying about what it means for your mortgage.The good news is that, depending...
10/09/2026

Losing a job is stressful enough without worrying about what it means for your mortgage.

The good news is that, depending on your circumstances, you may have options, and understanding them can help you make more informed decisions during a difficult time.

Read the full breakdown: pmrloans.com/blog
https://myoc.io/tchapa

Home library or game room. If you had the space, which one would you choose? Drop your pick in the comments.
10/01/2026

Home library or game room. If you had the space, which one would you choose? Drop your pick in the comments.

If you've been preapproved for a mortgage, there's something important to keep in mind. That letter has an expiration da...
09/28/2026

If you've been preapproved for a mortgage, there's something important to keep in mind. That letter has an expiration date.
Understanding how long preapproval lasts, what can affect it, and what to do if your home search takes longer than expected can help keep the process on track.

Read the full breakdown: pmrloans.com/blog

Some houses just feel different.They’re the places where you walk in, settle down, and stay awhile. Where friends gather...
09/24/2026

Some houses just feel different.

They’re the places where you walk in, settle down, and stay awhile. Where friends gather, conversations run long, and home feels like somewhere you genuinely want to be.
https://myoc.io/tchapa

The first day of fall is here.There’s something about that first cool morning when you can finally feel the season chang...
09/22/2026

The first day of fall is here.

There’s something about that first cool morning when you can finally feel the season changing. The air is different, the light is different, and somehow home feels a little more like the place you want to be.

If homeownership is on your list of goals this autumn, this might be the season to start putting those plans in motion.

It's a common assumption that the housing market winds down once summer ends. In reality, fall can be a strong time to b...
09/21/2026

It's a common assumption that the housing market winds down once summer ends. In reality, fall can be a strong time to buy.

There tends to be less competition, sellers who are still active are often motivated, and the process can move more smoothly without the frenzy of a peak spring market.
https://myoc.io/tchapa

09/18/2026

Heads up Heyburn drivers!

Beginning Monday, Sept. 21, the Idaho Transportation Department will activate a new traffic signal on U.S. Highway 30 for drivers to access the Interstate 84 Interchange.

Drivers will access Interstate 84 from the signal on US-30 via the access road and bridge over the interstate. Follow the signs and traffic signals along the route.

To reach eastbound State Highway 24 from I-84 at Exit 211, proceed north from the off-ramp using the access road. To reach westbound SH-24, proceed south from the off-ramp using the access road and signal.

Learn more: https://itd.idaho.gov/project/i-84-burley-and-heyburn-interchanges

It’s easy to keep waiting for the timing to line up, for circumstances to change, or for some future moment when everyth...
09/17/2026

It’s easy to keep waiting for the timing to line up, for circumstances to change, or for some future moment when everything finally makes sense.

But at some point, you have to stop waiting and start making decisions based on the life you want to live. Your home can be part of that, too.
https://myoc.io/tchapa

Address

1317 Parkview Drive Suite 100
Twin Falls, ID
83301

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+12084304260

Website

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