08/17/2026
As students gear up for the exciting transition to college, it’s easy to get caught up in the whirlwind of dorm supplies, move-in dates, and those last-minute packing details! But amidst all the hustle and bustle, it’s essential not to overlook a crucial aspect: insurance. Before heading out on this thrilling adventure, let’s make sure two important areas are covered:
🚗 **Auto Insurance**
First things first: will your student be taking their car to campus, or leaving it at home? The vehicle's location can significantly affect the insurance policy. It’s a great idea to keep your agent in the loop about the move! If the car stays behind while they focus on their studies, your insurance provider may offer beneficial options.
🏠 **Personal Belongings**
Next, let’s think about all the valuable items your student will take along:
- Laptop
- TV
- Clothes
- Furniture
- Gaming systems
- Jewelry
- Electronics
The total value of these belongings can add up in a snap! If they're moving into a dorm, it's wise to check your homeowners' policy to see if it covers their items while they’re away—coverage limits can vary. If they opt for off-campus living, it’s especially important to discuss the need to obtain a renter's insurance policy.
College is a remarkable journey, and your insurance should support that journey. Once your student is all settled in, don’t hesitate to reach out so we can ensure they’re well protected.
