Benefits at Work

09/11/2026

Are you paying too much for your health insurance? For many, your plan renews January 1st. What is the cost going to be next year?

The real question is… WHAT ARE YOU GOING TO DO ABOUT IT? The answer is, find an advisor that knows self-funding, health sharing, short-term plans, ACA, and ICHRA. If your current broker/advisor cannot explain all of these, then YOU are not seeing all your options.

Oh, and that only pays your doctor and hospital bills. What about protecting your income that provides for your family at home? Another topic but very important

08/23/2026

Volume up… Does your health plan come up short?

Is the claims data as accessible to you as the spin rate and attack angle of your 3 wood? Cody Freeman

07/24/2026

A client (business with 60 employees) moved from a fully-insured, ACA plan to a level-funded plan. 6 months into the plan, they are running at a 30% loss ratio!!! This plan also has access to $0 COST for ALL participants for labs, surgeries, imaging, and many more services. If they run this good for the entire plan year, they will get A LOT OF THEIR $$$$ BACK 🤑!!! If they hadn't made that change, how much would that same client get back? Would the participants have access to $0 care? 🫢

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06/14/2026

If you are 25 years old, would you rather pay $558 or $119-137 monthly for health coverage with a $2500-3000 deductible?

If you are 40 with a spouse and 2 children, would you rather pay $2,272 or $511 monthly for health coverage with a $2500-3000 individual deductible?

Everyone's situation is unique, so the appropriate plan can be different for each person/family. Do you have pre-existing conditions? How often do you see the doctor? Do you take specialty medications?

You may be covered through work with a good plan, but what about the cost for your kids? spouse? Why not set them up on their own plan and save the money?

Find the link (through our website) in the first comment below to see what your options are.

06/12/2026

I recently got a family of 6 onto a plan that served their needs for $1000 monthly (no subsidy involved), which was $1700 LESS than they were paying. Another individual is saving $1000 monthly (no subsidy involved). I am paying less than $400 monthly for me and 4 children (no subsidy involved).

How much are you paying for your "health" insurance? If you are an employee with health insurance provided to you, then how much are you paying for your spouse and/or kiddos?

These are just a few examples. If you want to see options, this could be your story starting now... you don't have to wait! 🤑 💰

03/22/2026

If your golf equipment is 40 years old, you are probably sacrificing some great results… is your health insurance plan similar to what it was decades in the past?? If so, you are probably also sacrificing some great results, like $0 access to care.

Watch as Tiger Woods, Rory McIlroy, Dustin Johnson, Jason Day and Jon Rahm step back in time and test hit the very first metalwood from TaylorMade designed i...

11/28/2025

So many things we are thankful for!! Have a great Thanksgiving

11/22/2025

It’s been a busy season for B@W!! We are and to have added 5 new group clients over the past 6 weeks with 5 more likely to come onboard in the next 2 weeks and a few more before the end of the year!

Thank you for trusting us to help your people, especially when there is sooooo much “turbulence” in the healthcare space!

Happy Thanksgiving season to all!

11/18/2025

https://www.ameritas.com/insights/estimate-dental-costs/
Dental benefits can help you save money and stay healthier. Ameritas has tools to help you estimate your costs on common procedures. Don’t have dental coverage? We have you covered, visit (https://myplan.ameritas.com/id/010A2997) to find a plan for your needs.

Cost concerns are often the reason people put off going to the dentist. Ameritas insurance members can estimate dental costs before seeing the dentist.

11/14/2025

Agent or advisor??? Quick story

60 year old male is on a Blue Bronze plan paying $1116 monthly!!! In 2026 the same plan was going to $1699!!… for a Bronze plan (we didn’t write it)

I helped (advised) them setup an LLC with the state, get a FEIN, and now getting a small group plan. The Bronze plan is $776…. Almost $1000 monthly that stays in their pocket!! And we start that December 1… why wait to save??