08/27/2025
🍷 Just Funded in Santa Rosa, CA! 🏡
A local winery owner came to me needing to consolidate debt and pull cash out from his home to reinvest in his business. As a self-employed borrower, his tax returns showed much less income than his business bank statements — so we used a Non-QM Business Bank Statement Loan to get him approved for the right loan amount.
On a tight 2-week deadline during harvest season, we were able to:
âś… Qualify him using bank statements instead of tax returns
âś… Complete a quick drive-by appraisal
✅ Clear underwriting and close on time — before he had to get back to picking grapes 🍇
This deal is proof that with the right programs and lender flexibility, even complex situations can move fast.
If you’re self-employed and need financing options that actually fit your income, let’s connect. 📲