Zachary with West Capital Lending

Zachary with West Capital Lending West Capital Lending, Inc. NMLS ID # 2193021 NMLS ID # 1566096 CA DRE: 02246744
Co. NMLS: 1566096

Experienced loan officer with over 4yrs of experience partnering with real estate investors to leverage their current cash position and build long term wealth. Real estate investing is my passion and I want to help investors build a steady income through cash flow, appreciation, tax advantages, and control & creativity.

🍷 Just Funded in Santa Rosa, CA! 🏡A local winery owner came to me needing to consolidate debt and pull cash out from his...
08/27/2025

🍷 Just Funded in Santa Rosa, CA! 🏡

A local winery owner came to me needing to consolidate debt and pull cash out from his home to reinvest in his business. As a self-employed borrower, his tax returns showed much less income than his business bank statements — so we used a Non-QM Business Bank Statement Loan to get him approved for the right loan amount.

On a tight 2-week deadline during harvest season, we were able to:
âś… Qualify him using bank statements instead of tax returns
âś… Complete a quick drive-by appraisal
✅ Clear underwriting and close on time — before he had to get back to picking grapes 🍇

This deal is proof that with the right programs and lender flexibility, even complex situations can move fast.

If you’re self-employed and need financing options that actually fit your income, let’s connect. 📲

🚨 JUST FUNDED – Denver, CO 🚨We helped an investor unlock $84,926 in equity with a 2nd Position HELOAN—qualifying using D...
08/13/2025

🚨 JUST FUNDED – Denver, CO 🚨

We helped an investor unlock $84,926 in equity with a 2nd Position HELOAN—qualifying using DSCR income!
âś… 75% LTV
âś… Fast, investor-friendly financing
âś… Keeps rental cash flow intact

If you’re an investor looking to access equity without disrupting your portfolio, I can help.

📲 Zachary Alvarez | Branch Manager
📞 864-640-1154
đź“§ [email protected]
NMLS #2193021

🚨 JUST FUNDED – Lakewood, CO 🚨We helped an investor unlock $84,926 in equity with a 2nd Position HELOAN—qualifying using...
08/13/2025

🚨 JUST FUNDED – Lakewood, CO 🚨

We helped an investor unlock $84,926 in equity with a 2nd Position HELOAN—qualifying using DSCR income!
âś… 80% LTV
âś… Fast, investor-friendly financing
âś… Keeps rental cash flow intact

If you’re an investor looking to access equity without disrupting your portfolio, I can help.

📲 Zachary Alvarez | Loan Officer
📞 864-640-1154
đź“§ [email protected]
NMLS #2193021

Strategic real estate financing is fueling some of the fastest-growing portfolios in the market today—not by chance, but...
08/13/2025

Strategic real estate financing is fueling some of the fastest-growing portfolios in the market today—not by chance, but through deliberate structure, experience-driven underwriting, and speed.

It’s the capital behind scalable real estate ex*****on.

Institutional-quality funding—without institutional friction—is the edge for operators who are scaling. It’s the difference between doing projects and building a durable, growth-focused business.

Whether repositioning existing inventory or building from the ground up, our platform offers:
Fix & Flip: Up to 92.5% LTC / 75% ARV
Ground-Up Construction: Up to 90% LTC / 70% ARV

We underwrite both the borrower and the project, bringing certainty of ex*****on with the flexibility to move at scale. Seamless onboarding, informed & experienced underwriting, and fast closings makes us more than a lender—we’re a financing partner.

Address

17911 Von Karman Avenue Suite 400
Tustin, CA
92614

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