Richard Le Mortgage Loan Officer

02/13/2023

09/17/2022

Rents can continue to rise, but if you secure a fixed interest rate mortgage it will stay the same until you refinance for a lower rate. 🏡 NMLS 989183

09/08/2022

People are addicted to feeling like they are “right”. So it’s a hard task to be willing to question your beliefs and consider that you might be wrong about something. 😱

09/07/2022

09/06/2022

The truth about why people can’t afford their student loans?😱

We get paid for the value we contribute to the market place. 🤑

College simply doesn’t give people much value for those obnoxiously high premiums they charge. 💸

Want to talk about antiquated way of doing things? The current schooling system was created in 1800’s by the Prussian government to indoctrinate children into full compliance with the state and its military leaders. ⚔️

How much value can a person give if they don’t know how to creatively think outside the box? 🤔

Creative thinking is needed now more than ever with technology and the rate of improvement will quickly replace many. 🤖

09/06/2022

As an employee your income growth is typically linear, not geometric. 📈

You might get a new job, a promotion, or a raise but the increases are generally not going to change your life financially. 🤑

It’s crucial to find ways to acquire assets that will generate passive income for you when you’re ready to retire. 👴🏻👵🏻

So if you’re unwilling to sell something or have a side business of some sort, the only other way to increase your cash flow is… 📊🧮📉

09/05/2022

The wealthiest 💰 people 👩🏻‍💼👨🏻‍💼 are the ones who have and create the most leverage in their lives and businesses. There are only 4 things that can really be leveraged. One of these is the best and easiest way for the average person to leverage and get ahead with their finances. 💵 💸

Leveraging capital, especially other peoples money is the simplest way for the average person to get ahead. So make sure you strive to become lend worthy so you can use this leverage in your life to earn more and acquire more assets.

To become lend worthy there’s only 3 major things to focus on:

1. Have a steady flow of income 💸
2. Minimal or no debts with high credit score 💳
3. Savings in a bank, brokerage, or retirement account 💰

09/05/2022

“I don’t ever give up.”

09/04/2022

The demand for new home builds is starting to cool down a bit? What does that mean for you? 🏡 NMLS 989183

09/04/2022

The most common trap people fall into when it comes to pursuing homeownership 🏡 , physical health, or almost any goal is the trap of stopping and starting over...

People get super motivated for a couiple days, weeks, maybe even months. They stop and after a while they begin to feel the pain of not having their goal achieved. Of not owning that home, of not being fit, or whatever it may be...

Then they get motivated again and start over.

It's an endless cycle...

09/04/2022

📉📈🚨Quick market update🚨📈📉 NMLS 989183