Mosi Gatling, NMLS ID 557166

Mosi Gatling, NMLS ID 557166 Licensed in 18 states. As a visionary leader, she created a $100,000,000 mortgage business while serving the underserved. New American Funding.

Mosi Gatling
SVP, Strategic Growth & Expansion | NMLS #557166
New American Funding | NMLS #6606
www.TheGatlingGroup.com

Here to make homeownership dreams a reality and drive positive change. Mosi Gatling, Senior Vice President, NMLS ID 557166

Mosi Gatling, SVP of Strategic Growth and Expansion at New American Funding, is a top-tier loan originator and dynamic speaker with over 20 years of experi

ence. A national advocate for equitable homeownership, Mosi coaches mortgage officers to thrive. Recognized consistently in the top 1% by the Scotsman Guide, she achieved a remarkable national ranking, emphasizing her commitment to empowering potential homebuyers. NMLS #6606 Broker Solutions Inc. dba News American Funding #6606 Equal Housing Opportunity. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License.

06/30/2026

A lot of buyers fall in love with the house before they understand the payment.

The kitchen.
The backyard.
The finishes.
The layout.

They picture themselves living there.

Then the payment shows up.

Homebuying isn't just about finding a house you love.

It's about finding a payment you can comfortably live with month after month.

The goal isn't to fall in love with the house.

The goal is to love the house and the payment.

06/26/2026

A lot of buyers spend months preparing to buy a home.

Then they make one small move that changes everything.

Opening new credit.
Missing a payment.
Changing jobs.
Making a large purchase.

Getting ready is important.

Staying ready is what helps you make it to the closing table.

Before you buy, focus on:

✔ Protecting your credit
✔ Keeping cash reserves
✔ Avoiding major purchases
✔ Maintaining stable employment
✔ Following your lender's guidance

The goal isn't just getting approved.

The goal is staying prepared from application to closing.

06/24/2026

Builders are offering incentives again.

But the biggest incentive is not always the best incentive.

Depending on the builder and community, incentives may include:

✔ Closing cost assistance
✔ Interest rate buydowns
✔ Design center credits
✔ Appliance packages
✔ Other buyer incentives

The key is understanding the value of the offer and how it fits your goals.

Before you fall in love with the incentive, make sure you understand the numbers behind it.

05/29/2026

Your current home may be helping you buy your next one.

Many homeowners think they need to save an entirely separate down payment when moving.

But depending on the situation, some homeowners may use existing equity as part of their strategy.

Inside the guide:

✔ What a HELOC actually is
✔ How homeowners may use current equity toward their next purchase
✔ Smart ways people may use equity
✔ Questions to ask before making decisions
✔ Factors lenders may consider

Comment **EQUITY** and I’ll send you the guide 📩

05/27/2026

Think student loans automatically mean homeownership is off the table?

A lot of buyers count themselves out before understanding how lenders may actually look at student loans.

The conversation is often bigger than the total balance.

Inside the cheat sheet:

✔ Common student loan myths
✔ Why monthly payments may matter more than total balance
✔ What Income-Based Repayment (IBR) is
✔ How debt-to-income (DTI) may affect qualification

Comment **LOANS** and I’ll send you the cheat sheet 📩

05/22/2026

Just because you're approved for a number doesn't mean you have to spend it.

One of the biggest mistakes buyers make is shopping at the top of their approval range and leaving no room for real life.

Think beyond the mortgage payment.

Consider:

✔ Utilities
✔ Maintenance and repairs
✔ Travel and lifestyle goals
✔ Savings and emergencies
✔ The life you want after closing

Buying a home should support your life, not stretch it.

Comment **PLAN** if you want help building a strategy before you start shopping 📩

05/20/2026

Most buyers negotiate the price.

Smart buyers negotiate the structure.

A lot of buyers assume the only question to ask is:

"Can they lower the price?"

But buyers may also be negotiating things that affect:

✔ upfront costs
✔ monthly payments
✔ repairs
✔ flexibility
✔ overall cash needed to close

I put together a Seller Credit Playbook with 7 strategies buyers are using beyond just lowering the price.

Comment **HOME** and I’ll send it to you 📩

Address

14511 Myford Road, Ste. 140
Tustin, CA
92780

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

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