Eric Jensen - Loan Officer

01/31/2023

Vacation got you thinking about relocating somewhere warmer? Don’t wait until you get home to make your dreams a reality. Apply for a mortgage while your feet are still in the sand.

https://ejcapitalmortgage.com/mortgage-quote/

08/26/2022

Already have a low rate on your current mortgage?

Instead of a cash-out refinance that would raise your rate, access your rising home equity with a HELOC loan to get cash for home improvements, down payments on investments or consolidate high interest debt.

Available for both primary and investment properties.

Feel free to contact me with any home loan questions or scenarios.

11/09/2021

Mortgage rates are still at historic lows (below 3%) but with inflation rising they won’t stay low for much longer.

If you would like to take advantage of your higher home value to eliminate mortgage insurance, take cash out or consolidate debts like these borrowers did feel free to contact me for a free 5 minute mortgage review.

(949) 274-9942

07/08/2021

Loan Limits can change each year, so it's good to stay informed.

Loan limits vary from county to county. Depending on the county you want to buy in, the limit may be high or lower.

Contact me to learn more!

07/07/2021

Have you ever thought about investing in real estate? 💰📈

If you’re a new investor, it’s important to have a basic understanding of real estate investing and the key factors for making money on your investment. As you consider investing in real estate, here are a few points to consider:

1. It’s location… and a lot of other things. 🏡
• While the location of your investment may be important, there are other elements that may impact an investment property such as an undervalued property vs. an overvalued one, a well-maintained home vs. a fixer-upper, a short-term vs. long-term appreciation outlook, etc

2. Put yourself in prime position 🥇
• Get an early jump on available property. Stay on top of new listings and establish a network that can give you a “heads-up” when new properties become available.

3. Get the best deal possible 💲
• Avoid overpaying and rushing into a property!

4. If renting, follow the 1% rule 🧮
• As a landlord, this simply means that the market will allow you to charge the tenant a monthly rent that is calculated by 1% of the purchase price.

5. Check your credit 📄
• Make sure that your credit is good enough to secure your home loan.

Interested in learning more? Send me a message or check out the article below for more info!

https://bit.ly/3uEJ8BL

At some point, you’ve probably heard some talk about investing in real estate, and you may have wondered if it was right for you.

07/05/2021

Let's keep the 4th of July weekend vibe rolling all summer long! Enjoy the sweet SoCal air, listen to our Homeownership Party playlist, and be in the moment!
https://spoti.fi/3qEnAnV 🎵

07/04/2021

We are the land of the free, we are the home of the brave!

Freedom is something that money can't buy, and most honorable of all are the ones who defend it. So on this 4th of July, let's salute those who stand in service to America! I hope you celebrate your freedom and liberties with great food and great times surrounded by friends and family you love.

Have a sparkling 4th of July! 🎆 🎆

07/03/2021

Have you heard of the New American Dream?

In August of 2016 New American Funding announced the formation of a new program focused on increasing homeownership opportunities and education among minority communities across the U.S. The initiative seeks to raise awareness and increase homeownership in African-American communities by building consumer confidence fueled by home buying education and accessibility to relevant loan programs.

In support of initiative objectives, New American Funding has aligned with NAREB, the National Association of Real Estate Brokers, and the Consolidated Board of Realtists. NAREB aims to bring together minority professionals in the real estate industry to promote the meaningful exchange of business ideas and ways to serve clientele.

With both the New American Dream and Latino Focus, 32.9% of New American Funding’s home purchase loans in 2020 were for minority borrowers compared to the average for all institutions of 22.7%, based on the 2019 Mortgage Market Activity and Trends report from the Consumer Financial Protection Bureau.

Beyond that, New American Funding's purchase lending in 2020 was 44.9% more than the industry average in lending to minorities and 101.5% more than the industry average in lending to Black borrowers, based on the latest available data.

At New American Funding, we believe that buying a home truly is the American Dream, so contact me today to learn more!

07/02/2021

Are you passionate about increasing Hispanic homeownership? Here at New American Funding, our leadership, culture, and platforms truly understand and embrace the needs of the Hispanic market. 🙌

Hispanic homeownership rates have been steadily increasing since 2015 and with Hispanic millennials on the rise, we're looking at 23.6 million potential buyers. 🤯

New American Funding recognizes this tremendous opportunity and has dedicated $24 billion to Hispanics over the next 5 years. Come be a part of a historic movement. Give me a call or send me a message to learn more today.

Are you passionate about increasing Hispanic homeownership? Here at New American Funding, our leadership, culture, and platforms truly understand and embrace...