The Local Lenders

The Local Lenders Local Roots. Local Loans. 🏡
One Team. One Mission — Getting You Home.

Sommer Lunceford NMLS #1181745
https://sommermortgage.com

Mallory Smith NMLS #2819715
https://mallorysmith.floify.com

Confused?? We've got you covered! We are the ones to call when you think you can't purchase a home...and we show you tha...
06/10/2026

Confused?? We've got you covered!
We are the ones to call when you think you can't purchase a home...and we show you that, YOU CAN!

Whether its buying, refinancing, or going from "I think we can do this" to "we're clear to close" we are here every step of the way.

If you're on the fence about it, let us handle the confusing part while you focus on picking the home!

Deal?

What stage are you in?

🐘 Bama Bound is off to a great start! 🐘We loved meeting incoming Alabama students and their families last week and are e...
06/08/2026

🐘 Bama Bound is off to a great start! 🐘

We loved meeting incoming Alabama students and their families last week and are excited to connect with even more of you this week and throughout the summer!

As you make plans for college, consider investing in real estate instead of spending four years paying rent. Owning a home or condo can help build equity while providing housing for your student during their time in Tuscaloosa.

If you’d like to explore your options, The Local Lenders at Local Bank Mortgage are here to help with local expertise and local decisions.

We look forward to meeting the next wave of future Crimson Tide students and families. Roll Tide! ❤️🐘

🏡 Think you need 20% down to buy a home?Many buyers are surprised to learn that 20% isn’t always required. In fact, some...
06/05/2026

🏡 Think you need 20% down to buy a home?

Many buyers are surprised to learn that 20% isn’t always required. In fact, some loan programs allow as little as 3.5% down—or even 0% down for qualified buyers.

Don’t let the 20% myth keep you from exploring your homeownership options.

📩 Reach out to learn what may be possible for you!



www.sommermortgage.com

https://mallorysmith.floify.com

Don’t miss out! 👩‍🏫🎖️🩺🚒$500 lender credit for Local Heroes.If you’re a first responder, active or retired military, medi...
06/04/2026

Don’t miss out! 👩‍🏫🎖️🩺🚒

$500 lender credit for Local Heroes.

If you’re a first responder, active or retired military, medical professional, or educator, you may qualify for a $500 lender credit when you apply for a mortgage with Local Bank. Limited-time offer. Learn more at mylocal.bank/local-heroes-mortgage. Apply by 7/31/26!

https://mallorysmith.floify.com

www.sommermortgage.com

🎓🏡 Thinking about your student’s future housing plans?The Local Lenders are at Bama Bound and are here to help families ...
06/03/2026

🎓🏡 Thinking about your student’s future housing plans?

The Local Lenders are at Bama Bound and are here to help families explore student housing financing options.

Whether you’re planning ahead or ready to make a move, we’re happy to discuss your options and answer your questions.

Reach out today—we’re here to help!

Homeownership is more than a mortgage — it’s about belonging.It’s where memories are made, kids grow up, and communities...
06/02/2026

Homeownership is more than a mortgage — it’s about belonging.
It’s where memories are made, kids grow up, and communities thrive.

Ready to find your place? Mallory and Sommer at The Local Lenders are here to help you every step of the way. 🏡💛

https://mallorysmith.floify.com

www.sommermortgage.com

Thinking about home improvements or investing in another property?Your home’s equity can help make it happen! 🏡📞 Message...
06/02/2026

Thinking about home improvements or investing in another property?
Your home’s equity can help make it happen! 🏡

📞 Message us today to get started!

Looking to buy or refinance a condo?✅ Condo financing in all 50 states✅ Primary, second homes & investment properties✅ P...
06/01/2026

Looking to buy or refinance a condo?

✅ Condo financing in all 50 states
✅ Primary, second homes & investment properties
✅ Portfolio loan options available
✅ No condo questionnaire required on select programs

Let’s find the right mortgage solution for your condo purchase.



https://mallorysmith.floify.com

www.sommermortgage.com

Thursday morning topic from the Local Lenders and WE need your help! Leave us your comments, we want to know:What is st...
05/28/2026

Thursday morning topic from the Local Lenders and WE need your help!
Leave us your comments, we want to know:

What is stopping you from purchasing a home RIGHT now?
A) Interest rate
B) Down payment
C) Credit
D) Fear of the process
E) Not knowing where to start

NO judgement-real conversations. We won't hound or spam you, we just want to know how we can help you make a plan.
Remember our goal is to help you accomplish your dream of homeownership!

Address

1857 Commons North Drive
Tuscaloosa, AL
35406

Website

https://mallorysmith.floify.com/, https://sommerlunceford.floify.com/

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