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Dennis Ulrich, Mortgage Lender NMLS #201735

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Turlock, CA
Dennis Ulrich, Mortgage Lender NMLS #201735

Dennis Ulrich is a Loan Consultant who has been able to create loan solutions for specific mortgage needs.

He works with a team of underwriters and processors to assist in funding each loan on-time, every time at Nexa Mortgage.

12/16/2024

🌟 Unlock a Game-Changing Opportunity to Maximize Your Earnings and Grow Your Business as a Loan Officer or Realtor! 🌟

Are you tired of being held back by outdated systems, limited resources, or hidden fees? Imagine stepping into a strategic partnership that empowers you to build a thriving business, expand your client base, and achieve financial freedom—all while doing what you love.

Here’s how we’re changing the game:

✅ Maximize Earnings: Keep 100% of your commissions with no hidden fees.
✅ Expand Your Reach: Access 250+ lenders and loan products to say "yes" to more clients.
✅ Residual Income: Build long-term wealth by mentoring and recruiting other professionals.
✅ Unmatched Support: Advanced technology, Fortune 500-level benefits, and a team invested in your success.

💼 This isn’t just a job—it’s your opportunity to thrive.

📩 DM or Text me today to schedule a call or Zoom meeting and learn how this powerful move can transform your career.

10/07/2024

Seasoned Loan Officers – Maximize Your Earnings and Build a Residual Income with NEXA Mortgage

Are you a seasoned loan officer looking to keep more of your money and build a residual income stream by helping others succeed? NEXA Mortgage has the opportunity you’ve been waiting for.

At NEXA, we offer a 100% commission structure, so you keep every penny from your first loan each month – no hidden fees or deductions. You’ll also gain access to one of the most diverse loan product ranges in the industry, allowing you to say "yes" to more clients, from FHA and VA loans to niche products like DrNEXA for medical professionals.

Why NEXA Mortgage?

Maximized Earnings: Keep 100% of your commissions on your first loan each month with no hidden fees or costs.

Diverse Loan Products: Offer clients a wide range of solutions, including specialized programs for self-employed individuals and medical professionals.

Residual Income: Build a team, recruit other loan officers, and earn a residual income based on their success.

Cutting-Edge Technology: Use our integrated CRM and automated marketing tools to streamline your work and close more deals.

Comprehensive Support: Access continuous education, training, and mentorship through NEXA Academy and LoanOfficerSupport.com.

This isn’t just a job – it’s a partnership designed to help you grow your business, boost your income, and create a long-term revenue stream.

Interested? Let’s Talk!

Take the next step toward a more rewarding career. Contact me, at 209-648-7043 or DM me to learn more about how the NEXA.

Let’s build something great together!

06/20/2022

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗝𝘂𝗻𝗲 𝟮𝟬, 𝟮𝟬𝟮𝟮

𝗥𝗲𝗰𝗮𝗽 𝗼𝗳 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸: 𝗥𝗮𝘁𝗲𝘀 𝗺𝗼𝘃𝗲𝗱 𝗵𝗶𝗴𝗵𝗲𝗿 👎
Rates moved higher last week, with the highest rates coming Monday and Tuesday before the Fed meeting on Wednesday as markets reacted to the previous week's inflation data. The Fed raised the fed funds rate by 0.75%, a significant increase meant to fight inflation, which actually helped mortgage rates improve from the highest levels seen since 2008.

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝗯𝗲 𝘃𝗼𝗹𝗮𝘁𝗶𝗹𝗲 ⚠️
Markets will reopen Tuesday after observing Juneteenth and mortgage rates this week could continue to be volatile, moving up and down significantly as markets come to terms with the current economic picture. However, there is a pretty good chance that rates could improve on the week, at least slightly, now that rates have adjusted for the expectations of more aggressive Fed rate hikes to come in July and September. That said, we aren't yet in a position to expect rates to fall too far from here.

🗓️ 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Inflation: Ongoing concerns about inflation continue to pressure mortgage rates higher.
- The Fed: Fed Chair Jerome Powell will appear in front of Congress this week in his semi-annual monetary policy report, and his prepared as well as live comments could affect rates this week.

06/19/2022

New 5.0-star Review: "Dennis, Armando & Erika were very helpful throughout the entire process. They answered all of our questions and helped us understand the process as first time buyers.They are very professional, knowledgeable, and simply THE BEST! Thank you!"

06/17/2022

New 5.0-star Review: "
Dennis, Armando & Erika were very helpful throughout the entire process. They answered all of our questions and helped us understand the process as first time buyers.
They are very professional, knowledgeable, and simply THE BEST! Thank you!
"

06/16/2022

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗿𝗮𝘁𝗲𝘀 𝗷𝘂𝗺𝗽𝗲𝗱 𝗔 𝗟𝗢𝗧 𝘀𝗶𝗻𝗰𝗲 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸... 𝘄𝗵𝗮𝘁 𝗵𝗮𝗽𝗽𝗲𝗻𝗲𝗱 𝗮𝗻𝗱 𝘄𝗶𝗹𝗹 𝗶𝘁 𝘁𝘂𝗿𝗻 𝗮𝗿𝗼𝘂𝗻𝗱?

The short answer is that last Friday's inflation data sent markets spiraling, because inflation still shows no signs of slowing down. Inflation is bad for rates, and the reaction by markets pushed mortgage rates shooting higher Friday, only to continue higher on Monday and Tuesday as markets prepared for a larger Fed policy rate hike this week.

The Fed did indeed raise rates more than originally forecast today, by .75%. It is important to realize though that this rate increase was for the Fed's policy rate, the fed funds rate. This was not a direct increase to mortgage rates, which the Fed doesn't control and which had already increased in expectations of this move by the Fed.

The good news is that when the Fed raised rates this week, mortgage rates actually IMPROVED. That is because the markets had already priced the move in, and investors are happy to see the Fed is aggressively acting to bring down inflation. Although we have seen extreme volatility in rates, we could see rates continue to improve as we end the week.

𝗥𝗮𝘁𝗲𝘀 𝗿𝗶𝗴𝗵𝘁 𝗻𝗼𝘄 𝗮𝗿𝗲 𝗮 𝗿𝗼𝗹𝗹𝗲𝗿 𝗰𝗼𝗮𝘀𝘁𝗲𝗿, 𝗮𝗻𝗱 𝗮𝗹𝘁𝗵𝗼𝘂𝗴𝗵 𝗻𝗼 𝗼𝗻𝗲 𝗵𝗮𝘀 𝗮 𝗰𝗿𝘆𝘀𝘁𝗮𝗹 𝗯𝗮𝗹𝗹 𝗜'𝗱 𝗯𝗲 𝗴𝗹𝗮𝗱 𝘁𝗼 𝘁𝗮𝗹𝗸 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂 𝗮𝗻𝘆𝘁𝗶𝗺𝗲 𝗮𝗯𝗼𝘂𝘁 𝘄𝗵𝗮𝘁 𝗺𝗶𝗴𝗵𝘁 𝗯𝗲 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝗺𝗼𝘃𝗲 𝗳𝗼𝗿 𝘆𝗼𝘂 𝗶𝗳 𝘆𝗼𝘂 𝗮𝗿𝗲 𝗰𝗼𝗻𝘀𝗶𝗱𝗲𝗿𝗶𝗻𝗴 𝗯𝘂𝘆𝗶𝗻𝗴 𝗮 𝗵𝗼𝗺𝗲 𝗼𝗿 𝗽𝗼𝘀𝘀𝗶𝗯𝗹𝘆 𝗿𝗲𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴. 𝗙𝗲𝗲𝗹 𝗳𝗿𝗲𝗲 𝘁𝗼 𝗿𝗲𝗮𝗰𝗵 𝗼𝘂𝘁 𝗯𝘆 𝗽𝗵𝗼𝗻𝗲, 𝘁𝗲𝘅𝘁, 𝗲𝗺𝗮𝗶𝗹 𝗼𝗿 𝗗𝗠 𝗺𝗲.

06/13/2022

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗝𝘂𝗻𝗲 𝟭𝟯, 𝟮𝟬𝟮𝟮

𝗥𝗲𝗰𝗮𝗽 𝗼𝗳 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸: 𝗥𝗮𝘁𝗲𝘀 𝗺𝗼𝘃𝗲𝗱 𝗵𝗶𝗴𝗵𝗲𝗿 👎
Rates moved quite a bit higher last week, as investors rushed to price in more aggressive Fed rate hikes after Friday's inflation data came in hotter than expected. Since mortgage rates are based on the pricing of mortgage bonds and not on the Fed funds rate, we see the resulting higher rates now as markets react and not when the Fed actually raises rates.

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝘄𝗶𝗹𝗹 𝗯𝗲 𝘃𝗼𝗹𝗮𝘁𝗶𝗹𝗲 ⚠️
Mortgage rates this week are likely to be volatile as investors react to the news coming from the Fed at this week's Fed meeting. Markets try to price in Fed moves before they happen, and this caused mortgage rates to move sharply. If the Fed calms investors' fears, we could actually see rates improve this week. However, if investors are concerned the Fed will have to raise rates faster to curb inflation, we could see mortgage rates react negatively to the news and move higher.

🗓️ 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Inflation. Last week's higher than expected inflation data has sent rates rising.
- The Fed. Rates will move according to market reactions to this week's Fed meeting, including how much the Fed raises the policy rate, the Fed members' forecast of future rate hikes, and Fed Chair Powell's press conference.

06/10/2022

⚠️ 𝗛𝗲𝗿𝗲'𝘀 𝗮 𝘄𝗮𝗿𝗻𝗶𝗻𝗴 𝗮𝗯𝗼𝘂𝘁 𝘁𝗵𝗼𝘀𝗲 𝗼𝗻𝗹𝗶𝗻𝗲 𝗹𝗲𝗻𝗱𝗲𝗿𝘀... 𝘁𝗵𝗲𝘆 𝗮𝗿𝗲𝗻'𝘁 𝗮𝗹𝘄𝗮𝘆𝘀 𝗮𝘀 𝗴𝗼𝗼𝗱 𝗮𝘀 𝗮𝗱𝘃𝗲𝗿𝘁𝗶𝘀𝗲𝗱.

Who's going to answer your questions... help you get a low rate... make sure you've taken advantage of any special programs available to you? 🤔

👍 As a local mortgage professional, I'm available to talk when it is convenient for you and not just during "business" hours. You won't get a different person every time you call, instead I'll know your unique situation and how to help you get the most house for your money.

𝗬𝗼𝘂'𝗹𝗹 𝗯𝗲 𝗮𝗯𝗹𝗲 𝘁𝗼 𝘁𝗲𝘅𝘁 𝗺𝗲 𝗹𝗶𝗸𝗲 𝘄𝗲'𝗿𝗲 𝗯𝗲𝘀𝘁𝗶𝗲𝘀, 𝗲𝗺𝗮𝗶𝗹 𝗺𝗲 𝗶𝗳 𝘁𝗵𝗮𝘁'𝘀 𝘄𝗵𝗮𝘁 𝘆𝗼𝘂 𝗽𝗿𝗲𝗳𝗲𝗿, 𝗰𝗮𝗹𝗹 𝗺𝗲 𝘁𝗼 𝘁𝗮𝗹𝗸 𝗽𝗮𝘆𝗺𝗲𝗻𝘁, 𝗼𝗿 𝗲𝘃𝗲𝗻 𝘁𝗼 𝗺𝗲𝗲𝘁 𝗳𝗮𝗰𝗲-𝘁𝗼-𝗳𝗮𝗰𝗲 𝗶𝗳 𝘆𝗼𝘂 𝗹𝗶𝗸𝗲.

Don't worry, I have lots of technology at my fingertips to make the process convenient, but I'll still give you the personal attention that will let you sleep at night knowing someone is looking out for you and making sure everything goes according to plan.

𝗧𝗵𝗲 𝗯𝗲𝘀𝘁 𝗽𝗮𝗿𝘁 𝗶𝘀 𝗺𝘆 𝗰𝗹𝗶𝗲𝗻𝘁𝘀 𝘂𝘀𝘂𝗮𝗹𝗹𝘆 𝗴𝗲𝘁 𝗮 𝗯𝗲𝘁𝘁𝗲𝗿 𝗿𝗮𝘁𝗲 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗺𝗲 𝘁𝗵𝗮𝗻 𝘁𝗵𝗲𝘆 𝘄𝗼𝘂𝗹𝗱 𝗵𝗮𝘃𝗲 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝘁𝗵𝗲 𝗯𝗶𝗴 𝗯𝗮𝗻𝗸𝘀 𝗼𝗿 "𝗷𝘂𝘀𝘁 𝗮 𝗻𝘂𝗺𝗯𝗲𝗿" 𝗼𝗻𝗹𝗶𝗻𝗲 𝗹𝗲𝗻𝗱𝗲𝗿𝘀.

👉 𝗚𝗶𝘃𝗲 𝗺𝗲 𝗮 𝗰𝗮𝗹𝗹, 𝘁𝗲𝘅𝘁, 𝗼𝗿 𝗲𝗺𝗮𝗶𝗹 𝘁𝗼𝗱𝗮𝘆 so we can find out what mortgage works best for you.I look forward to talking soon!

06/06/2022

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗝𝘂𝗻𝗲 𝟲, 𝟮𝟬𝟮𝟮

𝗥𝗲𝗰𝗮𝗽 𝗼𝗳 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝗵𝗶𝗴𝗵𝗲𝗿 👎
After a couple of weeks of improving, mortgage rates moved higher again last week after the holiday weekend. The move higher confirms concerns that we were likely testing the best rates we have seen in awhile, and that rates might move higher.

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝗺𝗼𝘃𝗲 𝗵𝗶𝗴𝗵𝗲𝗿 👎
Average mortgage rates could move higher again this week, ahead of next week's Fed meeting. Oil prices, already near a 3-month high, adding to concerns that inflation isn't ready to move lower yet. Although rates are creeping higher, there is an expectation they will fall back again and we are not yet at risk of seeing rates move significantly higher like we did earlier in the year. Unfortunately though rates will likely move higher before falling back again.

🗓️ 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Economic data: A relatively quiet week, only Friday's inflation data is likely to play a role in rates for the week.
- Treasury auctions: This week's Treasury auctions are the first to take place since the Fed has started to reduce its balance sheet, and may play a larger role in rates than usual for the week.
- Fed speakers: Actually not affecting rates this week, speakers are in a blackout period before next week's meeting.

05/31/2022

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗠𝗮𝘆 𝟯𝟬, 𝟮𝟬𝟮𝟮

𝗥𝗲𝗰𝗮𝗽 𝗼𝗳 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝗶𝗺𝗽𝗿𝗼𝘃𝗲𝗱 👍
The good news is that average mortgage rates improved slightly last week, with many lenders able to lock in rates that we haven't seen since April. The bad news is that the underlying markets used to set mortgage rates showed signs that we probably were not going to see much further improvement from here.

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗹𝗶𝗸𝗲𝗹𝘆 𝘁𝗼 𝗺𝗼𝘃𝗲 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝗵𝗶𝗴𝗵𝗲𝗿 👎
Average mortgage rates are likely to move slightly higher this week, but shouldn't be at risk of rising too quickly or too significantly. If you are closing soon and considering locking, you may want to discuss it with your mortgage professional to see if it is a good time to lock in a rate. For those unable to lock in a rate yet, there is no need to panic, but you may want to prepare for slightly higher rates this week.

🗓️ 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Economic data: A full slate of data, including Friday's jobs data which could have an effect on rates.
- Bond market: Mortgage rates fluctuate based on the performance of mortgage bonds, with rates improving when bonds improve. However, mortgage bonds are poised to lose value this week, and could contribute to rates creeping slightly higher for the week.

05/29/2022

New 5.0-star Review: "Yes"

Address

121 W. Main Street, Suite G
Turlock, CA
95380

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

http://www.dennisulrichmortgage.com/

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