Gum Tree Mortgage Tupelo

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Gum Tree Mortgage Tupelo Gum Tree Mortgage can assist clients from all credit backgrounds and is committed to finding the ver

Responsible financial moves deserve to be celebrated. 🙌 But before making big changes, it’s best to check with your lend...
10/17/2026

Responsible financial moves deserve to be celebrated. 🙌 But before making big changes, it’s best to check with your lender first.

Changes to your available credit, account history and overall credit profile can affect your score. And when you're preparing for a mortgage, this is not the time to make unnecessary changes without knowing how they could affect you.

Same goes for opening a new card, financing furniture, cosigning a loan or making another major credit move.
Before you change anything, send your loan officer a quick message.

Five minutes now can prevent a much more complicated conversation later.
https://myoc.io/gumtree

Spring buyers: October is your head start.The months before you're ready to tour homes are incredibly useful. They give ...
10/15/2026

Spring buyers: October is your head start.

The months before you're ready to tour homes are incredibly useful. They give you time to see where your credit stands, figure out how much cash you'll realistically need, understand the loan programs available to you and make adjustments without a closing date breathing down your neck.

By the time spring listings start catching your eye, you can already know your budget and what you're prepared to do.

And if everything looks great today? Even better. You'll know that, too.

Planning to buy in 2027? Comment SPRING or send us a message and we'll help you figure out what makes sense to work on between now and then.
https://myoc.io/gumtree

Behind every “WE GOT THE KEYS!” photo…there are a whole lot of people celebrating behind the camera, too. 🔑🏡Some of our ...
10/14/2026

Behind every “WE GOT THE KEYS!” photo…there are a whole lot of people celebrating behind the camera, too. 🔑🏡

Some of our favorite closing days are the ones where everyone worked together from the beginning — buyer, agent, loan officer, processor, closing team and everyone else who helped get the transaction across the finish line.

For us, a great partner means open communication, problem-solving together, keeping each other updated, and making sure our shared client always knows what comes next.

We get to work with some pretty incredible agents, and we're grateful every time you trust Gum Tree with your clients.

Realtors: tag us in your next Gum Tree closing photo so we can celebrate right along with you. 🔑
https://myoc.io/gumtree

While some offices may be closed this Monday, Gum Tree Mortgage will be open and ready to help! 💚Whether you're in the m...
10/12/2026

While some offices may be closed this Monday, Gum Tree Mortgage will be open and ready to help! 💚

Whether you're in the middle of buying a home, getting ready to make an offer, or finally have a free day to tackle the mortgage questions you've been meaning to ask, our team will be here during regular business hours.

Give us a call, stop by, or reach out to your Gum Tree loan officer. We'll be happy to help you keep things moving.
https://myoc.io/gumtree

We've talked to plenty of buyers who started the conversation with: “I know I'm probably not ready yet, but…”Then we loo...
10/09/2026

We've talked to plenty of buyers who started the conversation with: “I know I'm probably not ready yet, but…”

Then we look at the numbers.

The down payment they thought they needed isn't necessarily required. The credit issue they've been worried about may have a solution. The timeline they've given themselves may be based on assumptions rather than their actual options.

And suddenly, “someday” has a much clearer path forward.

You don't need to wait until you're positive you're ready to buy before talking to a lender. That's part of what the first conversation is for.

If homeownership has been sitting in the maybe next year category, comment READY or send us a message. Let's find out what your actual timeline could look like.
https://myoc.io/gumtree

The best offer strategy considers the home AND the financing, which is why your real estate agent and lender are teammat...
10/07/2026

The best offer strategy considers the home AND the financing, which is why your real estate agent and lender are teammates – and the best decisions happen when we work together.

Your agent understands the offer and real estate strategy. Your Gum Tree loan officer can run the financing behind those decisions and show you how a change in price, credits, property, or timeline could affect your loan.

Purchase price, seller credits, closing timelines and even the specific property can change the numbers. That’s why your agent may say, “Let’s check with your lender.”

When you find the house and it's time to make decisions, keep your agent and lender in the conversation. A strong homebuying team makes sure the real estate strategy and financing strategy work together before you sign on the dotted line.
https://myoc.io/gumtree

This month marks 10 years of Brady Brock being part of the Gum Tree team, and we're incredibly grateful for everything t...
10/05/2026

This month marks 10 years of Brady Brock being part of the Gum Tree team, and we're incredibly grateful for everything those 10 years represent.

It's a decade of showing up for clients, being there for teammates, building relationships throughout our community, and bringing the kind of consistency and care that people remember long after the work is done.

Brady, thank you for everything you've contributed to Gum Tree over the last 10 years and for being such an important part of who we are today.

We're lucky to have you on our team. Here's to 10 years! 💚
https://myoc.io/gumtree

Answer: Typically December 1. But there's something you should know about that “month off” →That gap catches a lot of fi...
10/03/2026

Answer: Typically December 1. But there's something you should know about that “month off” →

That gap catches a lot of first-time buyers by surprise.

Mortgage payments are generally made in arrears, meaning you're paying for the previous month's interest. At closing, you'll typically prepay interest covering the period from your closing date through the end of that month.

So if you close October 15, your first regular payment would commonly be due December 1.

That's why calling it a “free month” isn't quite accurate. The timing of the interest and payments simply works differently than many buyers expect.

It's a small detail, but understanding details like this makes budgeting around your move a whole lot easier.

Save this for closing day – and send it to a first-time buyer who would absolutely choose A. 😅
https://myoc.io/gumtree

Address

218 S Thomas Street Suite 105
Tupelo, MS
38801

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 5pm

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