Toby Hedges Shelter Insurance

05/13/2025

02/14/2025

Ok. Iowa. This is a special kind of Valentine’s Day weekend.
If you have other plans, make sure you have a valid driver’s license, proof of insurance and registration, cash on hand, and a sober driver…and don’t forget to pay those outstanding tickets.
Show somebody some love today, but don’t be weird about it!

02/12/2025

Broke an egg making breakfast this morning. My insurance company said an adjuster will be out tomorrow.

01/15/2025

Hosting a game day watch party can be a blast, but here are three things you might have overlooked:
1. **Seating & Viewing Angles**
- You may have plenty of seats, but do all your guests have a clear view of the TV? Consider rearranging furniture or adding extra seating like floor cushions or barstools.
2. **Trash & Clean-Up Stations**
- With all the food and drinks, garbage can pile up quickly. Make sure you have multiple trash cans, recycling bins, and napkins handy so guests don’t have to hunt for a place to discard their trash.
3. **Wi-Fi & Streaming Stability**
- If you’re streaming the game, test your internet connection in advance. Too many devices on the Wi-Fi could cause lag or buffering. Consider asking guests to limit streaming on their phones or have a backup plan, like an antenna, just in case.

College Football National Championship-Jan. 20 on ESPN
Super Bowl 2025-Feb. 9 on FOX and streaming NFL+

Who are you rooting for?

01/09/2025

Be proactive now to prevent problems later!

01/07/2025

Setting new health goals can be daunting, but remember, it's about progress; not perfection!
Let's nourish our bodies with good food & movement, and our souls with confidence & positivity.
Every small step counts! 🌟

12/31/2024

Wishing you a happy 2025!

It's time to celebrate, but don't be stupid.
Check your wallet for cash...you might need it.
Check your tank for fuel...your vehicle and your belly.
Check your glovebox for insurance card and proof of insurance.
Check your driver's license for valid expiration date. 😮
Check your buddy...can they drive you home?

A little planning can go a long way! Ring in 2025 on safe footing.

11/20/2024

Thanksgiving Day is fast approaching!
Tell me. What are your plans for the holiday?

07/06/2023