10/15/2026
Your home’s market value and its replacement cost aren’t the same thing.
Replacement cost reflects what it would cost to rebuild your home after a covered loss, including materials and labor. As those costs change over time, the coverage you chose years ago may deserve another look.
This article explains why insuring your home to its replacement value matters and what homeowners should consider. https://tinyurl.com/ywxy698c
Not sure where your coverage stands? Let Hometown Insurance help you review your policy and make sure it still fits your home today.
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