Darin Kight - Southpaw Financial

05/29/2026

If you are curious about investing in digital assets like Bitcoin or Ethereum, I highly recommend finding an Advisor who is Certified in Blockchain and Digital Assets (CBDA).

Directory of Holders of the CBDA Professional Designation We invite CBDA holders in good standing to be included in this directory, and many agree to do so. Note: Only those registered with a work email will be displayed.

05/23/2026

This is a great answer to the universal question of should I pay down my mortgage or invest the money.

05/21/2026

My weird financial take of the day.

A thought on Powerball vs Bitcoin mining

If you buy Powerball tickets regularly, here’s a nerdy comparison.

A Powerball jackpot ticket has odds of about 1 in 292 million. If you bought 52 tickets over a year, your jackpot odds would be roughly 1 in 5.6 million, assuming each ticket has a separate combination. Powerball lists the jackpot odds at 1 in 292,201,338.

Now compare that to a tiny Bitcoin miner like a Bitaxe Duo, which runs around 1.63 TH/s. Bitcoin’s total network hash rate is currently around 1 zettahash per second, depending on the day.

At that scale, a small miner has roughly a 1 in 11,600 annual chance of finding a Bitcoin block.

That means the tiny Bitcoin miner may have around 480 times better odds of hitting a Bitcoin block in a year than 52 Powerball tickets have of hitting the Powerball jackpot.

To be clear, both are long shots. This is still lottery math.

But here’s the difference I like:

With Powerball, the ticket is dead after the drawing.

With a small Bitcoin miner, you own a little piece of infrastructure. It keeps hashing every second. You learn something. You participate directly in the Bitcoin network. And if electricity is cheap or free, it becomes a fun, low stakes way to replace lottery spending with something more interesting.

So my take is simple:

If you already spend money on Powerball tickets, consider buying a small Bitcoin miner instead.

The odds are still wild.

But at least the machine keeps working after Saturday night.

05/20/2026

Everyone has their own financial situation, but a clear order of operations can make money decisions easier.

Your exact order may vary based on income, taxes, debt, benefits, family needs, and timeline, but this flowchart is a simple starting point for finding more efficient ways to use each dollar.

05/18/2026

Our motto at Southpaw Financial is "Investing with a Plan". I'd absolutely love the chance to talk about building a plan for your future.

https://www.letsmakeaplan.org/find-a-cfp-professional/certified-professional-profile/72c52260-f8b0-4508-94b1-6dc0902e153c

05/15/2026

How your money is invested matters more over time.

05/14/2026

Price and Value are two separate things. Price is what the market asks from you today. Value is what ownership can give back over time.

05/14/2026

Compound interest is one of the most magical wealth building tools we have at our disposal. It’s a mistake to not tap into it.

05/04/2026

Anytime someone tries to build urgency or secrecy, your ears should prick up, no matter who you're "speaking" to.

05/03/2026

We often try to turn economic indicators into tea leaves, but companies that keep growing earnings give investors a reason to stay invested through all types of economic seasons.

As Benjamin Graham put it, “In the short run, the market is a voting machine, but in the long run, it is a weighing machine.”

Sentiment moves prices day to day. Earnings, cash flow, and business quality matter over the long term.