Christopher Smith - Loan Factory

Christopher Smith - Loan Factory Mortgage Loan Originator
Loan Factory
NMLS # 2528342 CO-NMLS # 320841
Licensed In: Oklahoma, Texas & Arkansas
WE DARE YOU TO COMPARE

Born and raised in Enid, Oklahoma, I spent several years in Oklahoma City before moving to the Dallas, Texas area in 2005. In 2022, I returned to my home state, settling in Tulsa, Oklahoma, where I currently reside. My professional background spans nearly three decades in the restaurant industry, with 25 years dedicated to management and store openings. During this time, I developed key expertise

in customer service, team leadership, and operational efficiency. Seeking a change that would allow me to spend more quality time with my family while continuing to work closely with people, I made the decision to transition into a new career as a Mortgage Loan Originator. This role has allowed me to draw on my entrepreneurial spirit and the skills I honed over years of managing operations, teams, and customer experiences. With experience in areas such as catering, call center management, and office administration, I now apply these strengths to help homebuyers navigate the mortgage process. My passion lies in educating clients on mortgage terms, processes, and procedures, ensuring they are well-informed and confident in making the best decisions for their financial futures. I look forward to assisting you in making your homeownership dreams a reality.

Check out my house currently on the market! Contact Patrick Deaver to schedule your showing today!Need financing?Contact...
05/13/2026

Check out my house currently on the market!

Contact Patrick Deaver to schedule your showing today!

Need financing?
Contact me for your mortgage needs!

Single Family Residence for sale in Tulsa - 3 beds, 3 baths, 2,163 sq ft, $320,000, .261 ac

05/02/2026
03/17/2026

🚨 Help Eric & Chris get back to Dallas! 📦🚛

It’s official: We are trading Tulsa for Texas! We are currently prepping our Tulsa home for the market, but we are ready to head south the moment we find the right fit.

Chris has already started at Liberty Burger, and we’re ready to get settled back in the city we love. 🍔🏠

What we are looking for:

Budget: ~$2,100/month Rental House with fenced in back yard. 2-3 Bed. Perhaps with an office.

Location: Inside or near the I-635 loop (White Rock Lake, Lake Highlands, Casa View, or reasonable drive, etc.).

The Pets: Must be pet-friendly for our older large dog and a cat. 🐶🐱

The Occupants: Two mortgage industry pros (remote) + 1 of us is also a restaurant manager at Liberty Burger. 🍔🏠

The "Fast Track" Factor: While we are targeting a May/June full-time move, we have the flexibility to move sooner. If you have a property available now, we are open to discussing prorated rent or a flexible start date to help us bridge the gap while our Tulsa house sells. We are 15-year former homeowners in the DFW area—we treat every house like we own it!

Realtors & Friends: If you know of a private listing or a neighbor planning to rent their home, please DM me! We have stable income, great references, and are ready to sign for the right spot. 🥂

Check out this article I have been working on about Homeowners Insurance in Oklahoma.
03/03/2026

Check out this article I have been working on about Homeowners Insurance in Oklahoma.

Rising insurance premiums are quietly pricing Oklahoma buyers out of homes. Here’s how higher escrow costs in 2026 are reducing purchasing power and making it harder to qualify for a mortgage compared to nearby states.

🚨Todays Home Purchase Market Update for Oklahoma.🚨Contact me today to get Pre-Approved!_________________________________...
02/27/2026

🚨Todays Home Purchase Market Update for Oklahoma.🚨
Contact me today to get Pre-Approved!
_______________________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
We're here to help with all your mortgage needs!
Christopher Smith - Loan Officer
🌎 loanfactory.com/christophersmith
📧 [email protected]
🔐 NMLS #2528342 CO-NMLS #320841
Proudly Serving: Oklahoma, Arkansas & Texas

📣 Calling all Compass Agents! Give your clients a competitive edge in this market.Compass Agents,Looking for another way...
02/27/2026

📣 Calling all Compass Agents! Give your clients a competitive edge in this market.

Compass Agents,

Looking for another way to help your clients win? You can now offer them an exclusive 0.4% Additional Discount off their loan amount when you work with Loan Factory to secure a Rocket Mortgage.

In today's market, every dollar counts. This discount could be the key to getting your clients into their dream home while saving them significant upfront costs.

Why partner with us?
✅ Smooth and fast closing process.
✅ Access to competitive rates from a trusted name like Rocket Mortgage.
✅ A true value-add for your buyer representation.

Don’t let your clients miss out on these savings.

👇 Click the link below or send us a message to connect and learn more!
_______________________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
We're here to help with all your mortgage needs!
Christopher Smith - Loan Officer
🌎 loanfactory.com/christophersmith
📧 [email protected]
🔐 NMLS #2528342 CO-NMLS #320841
Proudly Serving: Oklahoma, Arkansas & Texas

🏠 Wondering where your mortgage is in the process?No more guessing. 👀With my Mortgage Loan Milestone Tracker, you’ll kno...
02/27/2026

🏠 Wondering where your mortgage is in the process?
No more guessing. 👀

With my Mortgage Loan Milestone Tracker, you’ll know exactly where your loan stands—from submission all the way to funding. ✅

✔️ Real-time progress updates
✔️ Fewer surprises
✔️ Less stress, more confidence

Because buying a home is a big deal—and you deserve clarity every step of the way.

📲 Ready to stay informed and in control? Let’s get started.

📞 (918) 215-0304
📧 [email protected]



Equal Housing Lender. NMLS #2528342. All loans subject to credit approval. Not a commitment to lend.

02/24/2026

🏠 Smart Homebuyers Are Moving Differently

The old way?
⏳ Slow
📄 Manual paperwork
🤯 Uncertainty

The new way?
💡 Technology
🤝 Expert guidance
🚀 Confidence before you shop

At Loan Factory, today’s buyers are discovering their true buying power upfront—so when the right home hits the market, they’re ready to move fast and smart.

👉 Thinking about buying this year?
Let’s replace guesswork with clarity and a strategy that works.

📲 Message me or click the link to get started today.
_______________________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
We're here to help with all your mortgage needs!
Christopher Smith - Loan Officer
🌎 loanfactory.com/christophersmith
📧 [email protected]
🔐 NMLS #2528342 CO-NMLS #320841

Proudly Serving: Oklahoma, Arkansas & Texas

02/18/2026

🚀 Your Partner for Faster Closings
In today’s market, speed and clarity matter. That’s why I pair trusted lending expertise with next-level tech to keep deals moving and my clients confident.
🔹 Fast pre-approvals
🔹 Real-time loan updates
🔹 Access to 240+ lenders
🔹 Clear communication from start to close
Powered by the Loan Factory App + Loan Factory IQ, I help you win and close with confidence.
Let’s make 2026 your best year yet.
📲 Scan the QR code or message me to connect.

02/18/2026

🚨 Still paying yesterday’s interest rate?
You could be leaving hundreds of dollars a month on the table.

Refinancing can help you:
✅ Lower your interest rate
✅ Reduce your monthly payment
✅ Pay less interest over the life of the loan

💡 A quick review can help determine your options.
📲 Message me to see if refinancing is right for you.
_______________________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
We're here to help with all your mortgage needs!
Christopher Smith - Loan Officer
🌎 loanfactory.com/christophersmith
📧 [email protected]
🔐 NMLS #2528342 CO-NMLS #320841
Proudly Serving: Oklahoma, Arkansas & Texas

Rates and terms subject to change. Credit approval required.

02/17/2026

Thinking about buying a home but not sure what your payment would look like? 🤔
Let’s take the guesswork out of it.

📱 The Loan Factory APP breaks down your mortgage options in minutes

🏡 Clear numbers = smarter decisions

📩 Reach out and let’s run your scenario

_______________________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
We're here to help with all your mortgage needs!
Christopher Smith - Loan Officer
🌎 loanfactory.com/christophersmith
📧 [email protected]
🔐 NMLS #2528342 CO-NMLS #320841
Proudly Serving: Oklahoma, Arkansas & Texas

Address

Tulsa, OK
74133

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 8am - 1pm

Website

https://texreg.sos.state.tx.us/fids/201203133-2.pdf, http://loanfactory.com

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