EverPar Advisors

EverPar Advisors Our clients are typically established professionals, executives, and business owners. Securities and Exchange Commission (“SEC”).

At EverPar, we coordinate your investments, tax strategy, retirement planning, and estate planning into one cohesive financial plan that evolves with your life. EverPar Advisors LLC (“Everpar”) is a Registered Investment Advisor (“RIA”) with the U.S. Everpar provides investment advisory and related services for clients nationally. Everpar will maintain all applicable registration and licenses as r

equired by the various states in which Everpar conducts business, as applicable. Everpar renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion.

09/01/2026

Today marks the three year anniversary of EverPar Advisors!

Thank you to our team for the care you bring to every client relationship, and to all of our client families for your trust and partnership.

Our name is a promise: Forever Partners. Three years in, we’re just getting started on that.

Here’s to the next generation of this work.

08/26/2026

If you're retiring before 65, healthcare costs could make your early retirement years more expensive than you'd expect.

For 2026, the ACA's enhanced premium tax credit expired, and the 400% poverty subsidy cliff is back.

For a couple in their early 60s buying a plan on the marketplace, premiums can run well into $2,000 a month. That's $24,000 a year, on top of whatever you actually need to live on.

To stay under the income threshold for those subsidies (about $85,000 for a couple), you have to keep your taxable income low.

That directly fights against doing Roth conversions, which usually work best when you intentionally realize more income.

You can't fully optimize for both at the same time. It's a trade-off you have to solve for in the planning process.

Ken Petrashek CFP ®, and Courtney Hoffman, CFP®, AAMS™ walk through exactly how they'd navigate this for a real client.

Check out our full case study!

08/24/2026

In a recent case study, we looked at a hypothetical couple, Dave and Susan, who have $1.5M sitting in pre-tax retirement accounts.

Dave's required withdrawals (RMDs) don't kick in until age 75, since he was born after 1959.

Those years between now and then, from age 61 to 74, are some of the most valuable years for tax planning he'll ever have.

The strategy: convert some of that money to Roth now, while he's in a lower tax bracket, instead of waiting until RMDs force bigger withdrawals later.

For a married couple filing jointly this year, the 12% tax bracket goes up to $100,800 in taxable income, plus a $32,200 standard deduction on top of that.

So there's real room to convert some of that $1.5M now and pay tax at 12% or 22%, rather than leaving it to grow and get taxed later at a rate you can't control.

That's the whole idea behind a Roth conversion window: pay a known, lower tax bill now to diffuse a bigger one later.

Watch the full video to see how Ken Petrashek CFP®, and Courtney Hoffman, CFP®, AAMS™ break this real-world case study down.

08/20/2026

It's common for people to want a dollar amount that means "you're safe to retire." Our experience tells us that's not really how it works.

The number doesn't tell you whether you can retire. The plan does.

Ask a CFP a question and you'll usually get the same answer: “It depends.” Not because we're dodging it, but because retirement has too many moving variables to boil down to one number.

Our job isn't to tell you what to do. It's to lay out the consequences of each option so you can make the call yourself. Some consequences are good, some aren't, but you're the one who lives with them.

That's why Ken Petrashek CFP ®, and Courtney Hoffman, CFP®, AAMS™ make content like this: an informed investor is a good investor.

Watch the full case study on our YouTube channel to see how this plays out for a hypothetical couple, Dave and Susan.

Concentrated stock positions can create complex decisions for investors considering diversification.EverPar’s David Elli...
08/17/2026

Concentrated stock positions can create complex decisions for investors considering diversification.

EverPar’s David Ellis recently joined investment professionals from Fidelis Capital and Waypoint West in Wealth Solutions Report to discuss how advisors can help clients navigate that process while considering potential tax implications.

From business ownership and equity compensation to holding a stock for decades, there are many reasons an investor may find themselves with significant wealth tied to one position.

Diversifying a concentrated position can require advisors to consider a range of factors, including the client’s broader financial circumstances and potential tax implications.

We’re proud to see David sharing his perspective alongside other industry professionals in this conversation.

Thanks to Jeff Berman and Wealth Solutions Report for including David in the discussion.

Read the full article: link in the comments.

We’re excited to share that EverPar’s David Ellis was featured in InvestmentNews!The article breaks down how the fixed i...
08/07/2026

We’re excited to share that EverPar’s David Ellis was featured in InvestmentNews!

The article breaks down how the fixed income market is reacting after the most divided Fed vote in years.

David's answer to “what now?” is, essentially, "We didn't have to reposition for hikes because we never repositioned for cuts…We build portfolios that don't require us to be right about the Fed. Our job is to make sure the client's plan works whether the hawks win that argument or lose it,"

We're proud to see David Ellis featured in InvestmentNews discussing our approach to fixed income investing.

His comments reflect EverPar's long-standing investment philosophy: building portfolios designed to help clients achieve their goals across a range of market and interest-rate environments.

Full piece by Gregg Greenberg - link in the comments!

07/22/2026

The Historic Rehabilitation Credit gets a lot of attention, but it is not the only transferable tax credit available in Oklahoma.

Oklahoma is an energy-producing state, and there are a number of energy-related credits that can be purchased by qualifying taxpayers, including the coal credit and others that have been added through state legislation over the years.

The landscape shifts as programs are added, modified, or sunset, which is exactly why staying current on what is available matters.

At Everpar, we work with a significant number of clients in the oil and gas industry, and this conversation comes up regularly.

When we identify someone who may be a fit, we bring in a CPA early so the planning is done right.

Our latest video with Courtney Hoffman, CFP®, AAMS™ and Shawn Alexander, CPA covers the full picture.

Visit the EverPar insights page at everpar.com for the full video.

07/20/2026

Oklahoma has offered the Historic Rehabilitation Credit for decades, and it is one of the clearest examples of how transferable tax credits actually work in practice.

A developer rehabilitates a historic building in downtown Tulsa. The Oklahoma credits come out to $1,000,000. The developer wants that value in cash now so they can move on to their next project, so they sell the credit at a discount. You purchase $1,000,000 in credits for roughly $950,000. That is an immediate $50,000 in savings, plus the full credit applied to your Oklahoma tax bill.

There are compliance considerations involved, and this is not a strategy to pursue without your CPA. But for the right person, it is worth understanding.

In our latest video, Courtney Hoffman, CFP®, AAMS™ sat down with Shawn Alexander, CPA to walk through this example in detail and explain how the process works from start to finish.

Check out our insights page to watch the full video.

07/16/2026

Most people have heard of tax deductions. Fewer people have heard of transferable tax credits, and even fewer understand that you can actually purchase them.

Here is the concept: A developer or investor earns a tax credit through a qualifying project. Rather than waiting years to use it themselves, they sell it. As the buyer, you pick it up at a discount, typically 94 to 96 cents on the dollar. That means you are buying a dollar of tax savings for less than a dollar.

There is no universal rulebook for these credits. Each one operates under its own set of regulations, which is why having the right CPA and financial planner in your corner matters.

In our latest video, Courtney Wulf Hoffman, CFP®, AAMS™ sits down with Shawn Alexander, CPA to walk through how this works, what is available in Oklahoma, and who it applies to.

Visit our insights page at everpar.com to watch the full video.

Meet Tom Flanagan. The newest member of the EverPar team.We are proud to welcome Tom Flanagan to EverPar Advisors!!Tom's...
07/06/2026

Meet Tom Flanagan. The newest member of the EverPar team.

We are proud to welcome Tom Flanagan to EverPar Advisors!!

Tom's belief in this work is deeply personal. When he was two years old, his father, who owned an industrial manufacturing company, was killed in a boating accident. The thoughtful financial planning his father had put in place gave Tom's family stability through an incredibly difficult time, and the room to focus on healing instead of financial uncertainty.

That experience shaped how Tom sees wealth management: it is about more than investment performance. It is about protecting the people you love and creating lasting security for the next generation.

At EverPar, Tom partners with families, business owners, and professionals to help them preserve, grow, and use their wealth with purpose, from improving after-tax outcomes and preparing for retirement to navigating the sale of a business, planning for a liquidity event, and building a lasting legacy.

He brings genuine relationships and a planning-first mindset that fits right in with how we serve families here.

Welcome to the team, Tom. We are glad you are here.

Address

2431 E. 61st Street, Suite 825
Tulsa, OK
74136

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

(918)2219290

Website

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