EverPar Advisors

EverPar Advisors Our clients are typically established professionals, executives, and business owners. Securities and Exchange Commission (“SEC”).

At EverPar, we coordinate your investments, tax strategy, retirement planning, and estate planning into one cohesive financial plan that evolves with your life. EverPar Advisors LLC (“Everpar”) is a Registered Investment Advisor (“RIA”) with the U.S. Everpar provides investment advisory and related services for clients nationally. Everpar will maintain all applicable registration and licenses as r

equired by the various states in which Everpar conducts business, as applicable. Everpar renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion.

06/03/2026

Claiming Social Security at 62 to "lock in" your benefit before the system runs into trouble sounds logical. In practice, it tends to work against you.

Taking benefits early comes with a permanent reduction of up to 30% that follows you for the rest of your life. And if Social Security ever did face serious funding issues, that reduction would not protect you anyway.
Before making a decision you cannot undo, it is worth understanding what you are actually locking in.

Ken Petrashek, CFP® and Courtney Hoffman, CFP®, AAMS™ break down this and five other common Social Security myths in their latest video.

Watch the full video on our YouTube channel or visit the EverPar Insights page at everpar.com to learn more about how Social Security timing affects your long-term retirement income.

Kerri brings over 20 years of experience in the financial industry to her work here.Over that time, she's built a deep w...
05/29/2026

Kerri brings over 20 years of experience in the financial industry to her work here.

Over that time, she's built a deep working knowledge of investment products, trading, and compliance, and she puts all of it to use every day. When something needs to get done or a problem needs solving, Kerri is the person our advisors lean on.

She works closely with our advisory team to serve clients directly, and she's known for listening carefully, getting to the root of an issue, and finding the right path forward. If you have a question or concern, she's someone you can bring it to with confidence.

A native Tulsan, Kerri loves traveling to anywhere with a beach and spending quality time with friends and family. She's also a passionate Sooners fan and will find any excuse to cheer them on.

We're grateful to have Kerri as part of the EverPar team!

05/21/2026

How is private credit income taxed?

Private credit income does not come with preferential tax treatment.

Distributions are taxed as ordinary income and reported on a 1099, making it one of the less tax-efficient asset classes from a holding perspective.

Most private credit funds distribute income monthly, with some paying quarterly. For clients who are investing for stability and total return rather than immediate income needs, EverPar will typically place those assets inside an IRA.

That approach shields distributions from ordinary income tax each year, which can potentially make a meaningful difference in after-tax returns over time.

Where private credit sits in a portfolio is a client-by-client decision based on the full tax picture.

In the full video, EverPar's Director of Investments, David Ellis, covers the complete breakdown of how private credit works, who it's designed for, and how EverPar thinks about portfolio placement.

Visit our EverPar insights page for the full video (or our YouTube channel!)

05/19/2026

Private credit offers a yield advantage over public credit, but that advantage comes with a tradeoff: liquidity.

With public credit, investors can typically access their money within a couple of days. With private credit, redemptions are available quarterly and generally capped at about 5% of the fund's value per quarter. If more investors request withdrawals than that in a given quarter, the excess carries over to the next.

The reason investors accept that tradeoff: historically, private credit has generated returns roughly 2% to 3% higher than public markets, largely as compensation for reduced liquidity.¹

In our latest video, EverPar's Director of Investments, David Ellis and Senior Advisor, Michael Christian CFA®, CAIA® walk through how private credit works, who it's designed for, and what to expect as an investor.

Visit our EverPar insights page or check out our YouTube channel for the full video.

¹https://www.federalreserve.gov/econres/notes/feds-notes/private-credit-characteristics-and-risks-20240223.html

This week, we're spotlighting Bridgette Hodge, Client Service Administrator at EverPar!Bridgette's career in financial s...
05/15/2026

This week, we're spotlighting Bridgette Hodge, Client Service Administrator at EverPar!

Bridgette's career in financial services spans nearly two decades. She got her start in 2007 at Merrill Lynch, working in Operations before stepping into a Client Associate role. From there, she spent 12 years as a Senior Registered Client Service Associate at Morgan Stanley.

At EverPar, Bridgette handles account maintenance and client requests with the kind of diligent follow-through that clients notice and appreciate. She's the person on our team making sure nothing slips through the cracks and that every client gets what they need, when they need it.

Outside of work, she and her husband Brian enjoy riding their motorcycle to places near and far.

She's also an avid reader, a cookie baker, and someone who loves spending time with her family and friends. A good comedy never hurts either.

We're so glad to have Bridgette on the team!

04/30/2026

Many people know they can contribute to a 401(k). Far fewer know about the third contribution bucket that some plans allow, one that can unlock tens of thousands of additional dollars into a Roth account every single year.

The mega backdoor Roth works through your employer plan rather than an IRA, and the numbers are substantially larger. In 2026, the total 401(k) plan cap sits at $72,000¹. For many high earners, there is a significant gap between what they and their employer contribute and that ceiling.

If your plan allows it, that gap can be filled with after-tax contributions and converted directly to Roth.

Michael Christian, CFA®, CAIA® and Courtney Hoffman, CFP®, AAMS™ walk through the mechanics and real numbers behind the strategy so you can see exactly how much room you might have.

Check out the insights page on our website for the full video.



¹Source:https://www.irs.gov/newsroom/401k-limit-increases-to-24500-for-2026-ira-limit-increases-to-7500

04/28/2026

If your income is above the Roth IRA limit, a direct contribution is off the table. But that doesn’t mean a Roth is off the table entirely.

The backdoor Roth is a straightforward two-step strategy that allows high earners to still access tax-free retirement growth. Contribute to a traditional IRA, convert it to a Roth, and you’re in. Done consistently over time, the compounding impact is significant.

In our latest video, Courtney Wulf Hoffman, CFP®, AAMS™ and Michael Christian, CFA®, CAIA® walk through exactly how it works and what it can mean for your retirement savings over the long run.

Check out our insights page at everpar.com to watch the full video.

This week, we’re highlighting Ken Petrashek, CFP®, an advisor here at EverPar!Ken is an advanced certified peace officer...
04/24/2026

This week, we’re highlighting Ken Petrashek, CFP®, an advisor here at EverPar!

Ken is an advanced certified peace officer in Oklahoma, with more than 20 years of law enforcement experience. He spent 13 years as a full-time officer before transitioning to a reserve role. He has also worked in wealth management since 2012 and joined the EverPar team in 2025.

He also teaches financial planning as an adjunct instructor at OSU’s Spears School of Business.

What that adds up to is an advisor who knows how to work through complex situations, speak plainly, and actually connect with the people he’s helping.

Ken lives in a small town outside of Stillwater and is deeply involved in his community. He focuses primarily on pre-retirees working through the most significant financial decisions of their lives.

We’re really glad to have him on the team!

04/22/2026

Two retirees can withdraw the exact same dollar amount and end up in completely different financial situations. The difference comes down to which accounts they pulled from and when.

Withdrawal sequencing affects more than just your tax bill. It influences your Medicare premiums, how your required minimum distributions play out down the road, and how well your portfolio holds up during a market downturn.

Getting the order wrong in the first few years of retirement can have a lasting impact on how long your money lasts.

This is the part of retirement planning that tends to catch people off guard, and it's one of the most important conversations we have with clients at EverPar.

If this is something you're thinking through, the full conversation is worth a watch on our Insights page!

EverPar Advisors LLC (“EverPar”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where EverPar and its representatives are properly licensed or exempt from licensure.

04/20/2026

Saving for retirement is only half the equation. Knowing how to pull money out efficiently is where a solid plan really pays off.

When and how you contribute to a Traditional 401(k) versus a Roth, or even when a Roth conversion makes sense…it’s all important to building your withdrawal strategy.

This is one of the first conversations we have with clients when building a retirement income plan, because the decisions you make during your working years set the foundation for everything that comes later.

We recently published a new video & article on retirement accounts and how to pull in the right order to maximize tax-efficiency. Check it out in our insights section!



EverPar Advisors LLC (“EverPar”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where EverPar and its representatives are properly licensed or exempt from licensure.

Address

2431 E. 61st Street, Suite 825
Tulsa, OK
74136

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

(918)2219290

Website

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