01/09/2026
Happy New Year! Quick housing update: We may see mortgage rates edge down a little this year, which could help some buyers qualify a bit more comfortably.
But here’s the reality—we still don’t have enough homes for sale, and lower rates don’t create more inventory. So if rates improve, more buyers may jump back in, which usually means home prices stay steady and could even tick up in some areas.
Bottom line: if you’re buying or selling, strategy and preparation matter just as much as the rate.”
If you would like to discuss financing options to purchase or refinance, please reach out to me at 918-760-6086
