Native American Mortgage

08/07/2025

🏡 Buying or selling a home is more than just a transaction - it’s a milestone.

It’s about building a place where memories are made, families grow, and long-term wealth begins. As your trusted mortgage lender, we're here not just to handle the paperwork, but to guide you through one of life’s most meaningful investments.

You deserve to feel informed, supported, and confident every step of the way - and that’s exactly what we're here for.

📲 Questions or need guidance? we're just a message away.

08/05/2025

🍋 Summer Sip Alert!

As the temps climb, there’s nothing better than a cold glass of homemade lemonade to beat the heat. ☀️ Today we're sharing our go-to recipe - it’s the perfect blend of sweet, tart, and totally refreshing!

07/29/2025

When’s the last time you checked your home’s value?

In today’s market, it’s smart to stay in the know! Whether you’re thinking about refinancing, selling, or just want to better understand your finances, a quick home value check can go a long way. 💰📊

Knowledge is power - especially when it comes to your biggest investment!

07/25/2025

🏡 Ready to own your dream home? Let’s make it happen - stress-free and with confidence.

Whether you're buying your first home or refinancing, we’re here to help:
✅ Customized loan options
✅ Competitive rates
✅ Expert guidance from pre-approval to closing

📞 Call us today - your new home is closer than you think!

07/24/2025

💳 Good credit = better homebuying power!

When it comes to buying a home, your credit score plays a big role. A higher score can help you:
✅ Qualify for lower interest rates
✅ Save thousands over the life of your loan
✅ Avoid extra fees or higher down payments

Want to get credit-ready before house hunting? Let’s talk!

07/23/2025

🏠 Home maintenance matters!

Keeping up with regular upkeep not only helps prevent costly repairs but also extends the life of your home.

Even if you’re not looking to sell, consistent maintenance boosts comfort, preserves value, and makes your space more enjoyable to live in every day.

🧰 A little effort now can save you a lot later!

07/22/2025

It's hard to believe that July is almost over! Keep your home in great shape this summer with these quick tasks:

1️⃣ Check chimney + fireplace – Look for damaged mortar and make repairs.
2️⃣ Inspect concrete – Fix cracks in driveways, patios, and walkways.
3️⃣ Deep clean floors – Shampoo carpets and polish tile or hardwood.
4️⃣ Prevent root issues – Use copper sulfate in drains to stop root growth.

Stay ahead on upkeep and enjoy a well-maintained home this summer!

08/30/2022

At the end of every fiscal year, HUD and the Office of Native American Programs suspend activity for the Section 184 Native American Mortgage Home Loan program to reconcile financial accounts and set up accounting codes for the next fiscal year. The closeout period typically lasts several weeks, extending from the end of one fiscal year through the start of a new fiscal year. HUD will begin its financial year-end closeout for Fiscal Year 2022 for the Section 184 Native American Mortgage Home Loan programs on Wednesday, September 21, 2022.

To learn more, check out our new release here. https://www.nativeamericanmortgage.com/news/13

05/27/2022

GREAT NEWS FOR ALL OKLAHOMA FEDERAL TRIBAL MEMBERS!
It was just released that the Department of Housing and Urban Development (HUD) increased the maximum loan amount for the Section 184 Native American home loan to match the FHA program at $420,680!! This applies to ALL of Oklahoma!

Tribal members love this program because it offers very low down payment, flexible underwriting and great rates! This loan can be used to purchase or refinance a primary residence.

Are you or is there someone you know who is a tribal member that we can help?

If you have any questions, please give us a call at 918-495-3773!

Get the latest news and developments for the Section 184 Native American Home Loan Program, and call us at 918-495-3773

10/15/2021

On August 17, 2021, HUD and the Office of Native American Programs informed Lenders that the Section 184 Indian Home Loan (Section 184) program would begin the Fiscal Year 2021 financial closeout beginning on September 20, 2021. The Fiscal Year closeout process is now complete.

The Office of Native American Programs was pleased to announce that on October 12, 2021, they have opened the Section 184 program for Fiscal Year 2022 and is processing requests for case numbers, cohort numbers, and loan guarantee certificates. Any requests received during the closeout period will be prioritized by the date of request – with the oldest request being processed first.

The Section 184 program brings the dream of homeownership to thousands of Native American families annually. Scissortail Financial looks forward to helping you with the home loan benefit.

Please click here to start the process and reserve your tribal funds for a home loan now!

Email * Re-enter Your Email * Purpose * How Much Do You Want to Borrow? * How Much Is Your Subject Property Worth? * How Would You Rate Your Credit? * First Name * Last Name * Subject Property City * Subject Property State * Where Is My State? Scissortail Financial is a local Oklahoma mortgage lende...

10/08/2015

Once a year the Native American loans go through a waiting period for an approval by congress for their federal accounting and budget procedures. This year it took place on Monday, September 21st and ended in the beginning of October. We would love to help with any questions 918-495-3773.