Toni Buffington - Buffington Insurance

05/25/2026

Today we remember...

Memorial Day is a day set aside to honor the men and women who gave their lives in service to our country, and the families who carry that loss every day.

Behind every name is a story. A son who never came home. A mother who served. A spouse who waited. To everyone in our community who feels that absence today, especially the families and Gold Star loved ones across Oklahoma, we see you, and we honor them with you.

If you knew someone who gave everything, I'd be honored if you shared their name in the comments so we can remember them together.

🇺🇸 Buffington Insurance Group — Your Medicare Concierge

05/14/2026

Top 10 Brokers in Oklahoma with Community Care of OK ✔️

Rankings are nice — but the real win is knowing my clients are in the right plan, with the right coverage, and have someone in their corner all year long. Thank you for trusting me with your Medicare. 🙌

05/12/2026

Medicare’s New $50 GLP-1 Program

04/30/2026

Received a new Medicare card in the mail? Don’t throw it away. Here’s what you need to know.

10/14/2025

Medicare can be confusing — your agents shouldn’t be…

At Buffington Insurance Group, we bring clarity, compassion, and concierge service to every client we serve.

Click the link in our bio to contact us today!

07/18/2025

WARNING! Doctor Oz wants you to be aware of a NEW SCAM targeting older adults. So important that you pass this info along to anyone you care about who has Medicare.

Beware of scammers, sometimes posing as salespeople, offering "free" services or gifts. They may be trying to trick you into signing up for hospice care without your knowledge.

Here's how it works:

Scammers text, call, email, post fake ads, or even knock on your door.

They offer "free" gifts or in-home perks, like cooking or cleaning services, protein shakes, medical equipment, or groceries.

In exchange, they may ask for your Medicare Number and ask you to sign a paper.

They're tricking you into signing up for hospice care, so they can fraudulently bill Medicare for services in your name.

Remember: Never give out your Medicare Number and don't sign anything for free services — it's a scam.

Crush Fraud

If you think you may have experienced fraud, call 1-800-MEDICARE (1-800-633-4227) or report it online at Medicare.gov/fraud.

Sincerely,

The Medicare Team

NOTE: Hospice care is for people who are terminally ill — and is a serious decision to be made only between you and your doctor.

https://www.youtube.com/shorts/m0ygedIGFiY

Beware of scammers offering “free” services or gifts. They may be trying to trick you into signing up for hospice care without your knowledge. If you think y...

07/04/2025

Wishing You a Safe and Happy 4th of July!

On July 4, 1776, a group of bold visionaries came together to declare something extraordinary: that a nation could be built on liberty, equality, and shared hope.

Today, as we celebrate Independence Day, we’re reminded that those values live on—in every act of kindness, in every movement to enrich our democracy, and in every community that comes together to uplift and support one another.

We're honored to be part of your journey, helping you safeguard the people and things you care about most.

We wish you a joyful, safe, and meaningful 4th of July! 🎆

07/01/2025

Tuesday Talks with Toni!

What’s the Difference Between a Medicare Annual Wellness Visit and an Annual Physical?

If you’re on Medicare, don’t let the terms fool you—an Annual Wellness Visit (AWV) and a traditional physical exam are not the same thing.

👉 Annual Wellness Visit (AWV) – Covered by Medicare Part B

This visit is focused on prevention and future planning. It includes:
✔️ Reviewing your medical and family history
✔️ Checking your height, weight, blood pressure, and BMI
✔️ Cognitive screenings and fall risk assessment
✔️ Personalized screening and wellness plan
❌ No hands-on physical exam or lab work is included.

🚫 Annual Physical Exam – NOT covered by Medicare

This is the full head-to-toe check-up you might be used to, including:
🔬 Blood tests and lab work
🩺 Listening to heart and lungs
💉 Updating vaccines
⚕️ Checking reflexes and screening for new medical conditions

Since Medicare doesn't cover physicals, scheduling one could lead to out-of-pocket costs—especially if extra tests are involved.

📅 Medicare covers one Annual Wellness Visit every 12 months, starting 12 months after your Part B coverage begins.

✅ Tip: When you make your appointment, confirm with your doctor’s office that it will be billed as a Medicare Annual Wellness Visit.

Still have questions? We’re here to help you make the most of your Medicare benefits—just give us a call!

06/24/2025

Tuesday Talks with Toni!

💡 Medicare Costs Could Be Higher Than You Expect!

If your income is above a certain level, you might have to pay more for Medicare. It’s called IRMAA (Income-Related Monthly Adjustment Amount), and it can add extra charges to your Part B and Part D premiums.

✅ IRMAA is based on your income from 2 years ago
✅ It affects individuals earning over $106,000 and couples earning over $212,000
✅ You can appeal it if your income has dropped due to retirement or other life events

📌 Planning to enroll in Medicare soon or already enrolled and confused about a recent bill? We can help you understand your options—and possibly reduce your costs.

👉 Send us a message or give us a call today. Let’s make sure IRMAA doesn’t catch you off guard!