https://www.primalpropertymgmt.com/

Primal Investment Holdings, Tulsa, OK (2026)

08/08/2025

July Jobs Shock: 62,075 Cuts in One Month

U.S. employers slashed 62,075 jobs in July 2025, a 29% jump from June and a 140% increase year-over-year, according to Challenger, Gray & Christmas. These figures mark one of the steepest monthly spikes since the pandemic. https://www.challengergray.com/blog/summer-lull-ends-july-job-cuts-spike-tech-ai-tariffs-blamed/?utm_source=chatgpt.com

Why the sudden spike?

- AI disruptions accounted for over 10,000 job losses last month.

- Budget cuts—especially tied to the Department of Government Efficiency (DOGE)—hit nonprofits and healthcare the hardest.

- Tariff-related pressures also triggered workforce reductions across multiple sectors.

By the numbers so far this year:

- 806,000+ job cuts total—the highest year-to-date level since 2020.

- Tech lost 89,251 jobs (+36% YoY).

- Retail saw 80,487 cuts—a staggering 249% annual spike.

- Nonprofits were hit with a 413% increase, totaling 17,826 cuts.
https://www.mtsinsights.com/Challenger-Job-Cuts-Report-July-2025-241bf2a46c0580f590e4e48c33843a10

What this means: AI isn’t just changing the future—it’s reshaping today’s job landscape. If you're navigating career shifts or future planning, staying informed and adaptable matters more than ever.

Primal Investment Holdings | 918-861-0951

08/06/2025

More Americans—especially Gen Z and Millennials—are turning to Buy Now, Pay Later apps to cover everything from concert tickets to groceries… even cosmetic procedures.

📈 Usage is surging:
• Over 30% of Gen Z and Millennials use BNPL for events like concerts
• Nearly 1 in 4 U.S. adults have used BNPL in the past year
• Missed payments are rising fast—41% of users reported at least one late fee this year

🧠 Why it matters:
These services seem simple, but they can lead to overspending, hidden debt, and now even impact your credit score. Starting Fall 2025, BNPL activity will begin appearing on your credit report.

BNPL isn’t just a trend—it’s reshaping how people manage money. And for some, it’s quietly making things harder in the long run.

🔗 Sources:
WSJ, Bloomberg, LendingTree, FICO, Business Insider
(Full article: WSJ link)

08/02/2025

🧾 Big News in Banking + Crypto

JPMorgan Chase and Coinbase have just announced a strategic partnership designed to make cryptocurrency access easier than ever—for millions of Americans:

1. Direct Bank-to-Wallet Link — Starting in 2026, Chase customers can securely link their bank accounts directly to Coinbase wallets without relying on third-party aggregators.

2. Credit Card Funding on Coinbase — Launching Fall 2025, Chase credit card users can directly fund their Coinbase accounts using their cards.

3. Ultimate Rewards for Crypto — Beginning in 2026, Chase customers can convert credit card points into USDC at a $1 per 100-point rate—the first time a major card rewards program supports crypto funding.

The initiative reflects JPMorgan’s commitment to embedding bank-level compliance, identity verification, and security into the crypto user experience.

This partnership signals a real shift in traditional finance embracing crypto—bridging the gap with more trust, simplicity, and banking-grade security.
Primal Investment Holdings

08/01/2025

🧾 Universal Basic Income: It’s Not Just an Idea Anymore. Cities across the U.S. are quietly testing a major shift—monthly guaranteed income, no strings attached.

Here’s what’s happening:

✅ Over 30 U.S. cities, including Los Angeles, Chicago, Atlanta, and Jackson, MS, are piloting UBI-style programs offering $500–$1,000/month to low-income families and individuals.
🔗 Finger Lakes 1 – May 2025 Report

✅ A 3-year study in Germany gave participants €1,200/month. Most kept working, and many reported better mental health and stability.
🔗 Business Insider – Germany UBI Study

✅ AI leaders like Elon Musk and Sam Altman are pushing for UBI to offset job loss from automation. Critics argue it’s not sustainable nationwide—but local trials are growing.
🔗 Business Insider – AI + UBI

Why it matters:

- UBI pilots are already reshaping local economies

- They could influence housing demand, spending habits, and long-term planning

- Homeowner, renter, or investor—what happens next affects everyone

The system is shifting. The question is: will it help, and who will it help first?

07/31/2025

🔥 It’s giving... surface of the sun.

When the temps hit triple digits, staying cool isn’t optional.
Here are 3 Fun indoor activities to beat the Oklahoma heat:

🧗‍♀️ Climb Tulsa – Indoor rock climbing for all levels (and all ages)
🛝 Slick City Tulsa – Brand new, dry-slide adventure park — no water, all thrills
🎮 Cinergy Tulsa – Arcade games, bowling, escape rooms, and cold drinks

Sometimes summer fun looks better indoors. 😅
Tag someone who needs to get out without overheating.

07/29/2025

Some people need a home. Others need a way out of one.

We work with both.

At Primal, we help people who are stuck in-between — renters who are ready for more, and sellers who need a solution that actually works.

Maybe you're:

- A buyer who’s trying to rebuild

- A renter who’s tired of wasting money

- Or a homeowner unsure what to do next

Whatever the situation — you're not alone.
We're creating real options that make sense in today’s market.

Not perfect? That’s okay.
Still possible? Absolutely.

Let’s build a better way forward — together.

07/28/2025

🏚️ 𝐃𝐨𝐧’𝐭 𝐁𝐞𝐜𝐨𝐦𝐞 𝐚𝐧 𝐀𝐜𝐜𝐢𝐝𝐞𝐧𝐭𝐚𝐥 𝐋𝐚𝐧𝐝𝐥𝐨𝐫𝐝

You didn’t plan to rent it out…
But now you're managing 𝐭𝐞𝐧𝐚𝐧𝐭𝐬, 𝐫𝐞𝐩𝐚𝐢𝐫𝐬, 𝐚𝐧𝐝 𝐬𝐭𝐫𝐞𝐬𝐬—𝐰𝐢𝐭𝐡𝐨𝐮𝐭 𝐚 𝐫𝐞𝐚𝐥 𝐩𝐥𝐚𝐧.

Maybe you:
🔹 Moved but couldn’t sell
🔹 Inherited a property
🔹 Didn’t want to deal with agents

👉 Whatever the reason, being a landlord by default can drain your time and money fast.

Instead of juggling it all alone, let’s talk options.
You might be sitting on a better opportunity than you think—and there are ways to simplify the process while still making the most of your property.

💬 Don’t just hold on and hope for the best. Call us today!

Primal Investment Holdings | 918-861-0951

07/27/2025

𝐇𝐨𝐦𝐞 𝐩𝐫𝐢𝐜𝐞𝐬 𝐡𝐚𝐯𝐞 𝐣𝐮𝐦𝐩𝐞𝐝 𝟒𝟕% 𝐬𝐢𝐧𝐜𝐞 𝟐𝟎𝟐𝟎, making it harder than ever to buy. The average mortgage is now around $2,820/month, while median rent sits closer to $2,100/month (Business Insider).

𝐒𝐨 𝐰𝐡𝐚𝐭’𝐬 𝐡𝐚𝐩𝐩𝐞𝐧𝐢𝐧𝐠?
🔹 Builders and big investors are now creating entire built-to-rent neighborhoods—single-family homes built just for renters.
🔹 In many suburbs, renters now outnumber homeowners—something that was rare a decade ago.
🔹 Cities like Dallas, Atlanta, and Phoenix are seeing rapid growth in these communities, backed by firms like Blackstone and AvalonBay (WSJ).

𝐖𝐡𝐲 𝐢𝐭 𝐦𝐚𝐭𝐭𝐞𝐫𝐬:
- Renting long-term is becoming more common—even in places people used to buy.
- The “starter home” is harder to afford.
- These new rental communities offer space—but not ownership.

The housing market is shifting. Fast.
And most people don’t even realize it’s already happening.

07/26/2025

🚨 Got a Property You’re Not Using?
We have qualified clients READY to move in—cash deposit in hand.

👉 Investors
👉 FSBO sellers
👉 Owners of vacant homes

Skip the listing. Skip the wait.
We’re matching real people with real homes through flexible, win-win rent-to-own options.

If your house is just sitting—let’s talk.

📲 DM us now. We might already have the perfect match waiting.

Primal Investment Holdings | 918-861-0951

07/15/2025

Heard of the GENIUS Act?
It just passed the Senate—and it's about to reshape how digital money works in the U.S.

Here’s the breakdown 👇

- Only federally insured banks or approved nonbanks can issue payment stablecoins

- Each coin must be backed 1:1 by high-quality liquid assets (like U.S. dollars or Treasury bills)

- Reserves must be segregated and audited monthly

- Designed to bring oversight + clarity to digital payments

Why does it matter?
- It’s a big step toward integrating digital currency into the U.S. economy—without ditching stability or regulation.

07/08/2025

You’re buying the same thing… but getting less. 😳

That’s shrinkflation—when brands shrink package sizes while keeping prices the same. And it’s everywhere.

🔹 A 5‑year LendingTree study found 1 in 3 everyday grocery items shrank since 2020 — from snacks to toilet paper .
🔹 Examples like Family‑size Frosted Flakes, toilet paper, and paper towels have gotten smaller—sometimes up to 25% less product .
🔹 Companies prefer "price pack architecture" to cutting prices—it hides the change from casual shoppers .

Why it matters:

- You’re paying more per ounce without realizing it.

- Even stable prices might not mean you're getting the same value.

- It’s a quiet expense—draining your budget bit by bit, every grocery run.

💡 Pro tip: Compare price per unit instead of just the sticker price. And when it comes to real estate, we apply the same logic—making sure your investment is transparent, valuable, and easy to track.

Sources:
LendingTree: Shrinkflation Report
https://www.lendingtree.com/credit-cards/study/shrinkflation-report

CBS News: https://www.cbsnews.com/news/inflation-shrinkflation-skimpflation-toilet-paper-candy-cereal-lendingtree
IntoTheMinds: Shrinkflation Examples

Intotheminds https://www.intotheminds.com/blog/en/shrinkflation

Investopedia: Shrinkflation Explained
https://www.investopedia.com/inflation-is-cooling-shrinkflation-it-s-alive-and-well-11765740

Metrobi: 8 Real Shrinkflation Examples
https://metrobi.com/blog/8-shrinkflation-examples-affecting-businesses-now

07/07/2025

Congress has approved a massive budget package—nicknamed the Big Beautiful Bill—that includes several key changes that could impact housing and homeownership:

Key Takeaways:

- Low-Income Housing Tax Credit (LIHTC) increased → More affordable housing developments ahead

- Deeper resources for opportunity zones → Boosts for community redevelopment

- Mortgage interest deduction stays capped at $750K → No surprise changes for buyers and homeowners

What This Means for You:

- More pathways to affordable rental options—good for both renters and investors.

- Potential for new housing developments across Tulsa in coming years.

- Homeownership tax benefits remain stable, so planning now still makes sense.

Bottom line: This bill ramps up housing incentives—making room for more affordable units, protected tax benefits, and fresh opportunities for people looking to rent, invest, or buy locally.

Primal Investment Holdings

08/08/2025

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