Patty Chumbley at Waterstone Mortgage NMLS #233637

Patty Chumbley at Waterstone Mortgage NMLS #233637 Patty Chumbley is a loan originator (NMLS #233637) at Waterstone Mortgage in Tulsa, Oklahoma.

Patty Chumbley is a licensed loan officer (NMLS #233637) at Academy Mortgage Corporation in Tulsa, Oklahoma.

On this Day of the Deployed, we honor our nation’s military heroes who are currently deployed or have been deployed, and...
10/26/2018

On this Day of the Deployed, we honor our nation’s military heroes who are currently deployed or have been deployed, and who sacrifice much for the greater good of our country. At Waterstone Mortgage, we offer VA loans for veterans and current military members – with no down payment needed – because every hero deserves a place to call home. https://hubs.ly/H0f1X3M0

Realtors, is your client dealing with student loan debt that is making it difficult for them to qualify for a mortgage? ...
10/24/2018

Realtors, is your client dealing with student loan debt that is making it difficult for them to qualify for a mortgage? If so, we have solutions. Send a message to get more information on how Waterstone Mortgage can help.

A low down payment and no mortgage insurance (MI)? It’s not too good to be true! Waterstone Mortgage’s Select Smart loan...
10/23/2018

A low down payment and no mortgage insurance (MI)? It’s not too good to be true! Waterstone Mortgage’s Select Smart loan allows first-time homebuyers to skip the MI payments and only pay a 3% down payment. Send a direct message to learn more about Select Smart and see if you qualify.

No matter your age, it’s never too soon to start thinking about your retirement plans. (In fact, the sooner, the better!...
10/21/2018

No matter your age, it’s never too soon to start thinking about your retirement plans. (In fact, the sooner, the better!) To help ensure that you’re prepared for the golden years ahead, check out these retirement planning tips: https://hubs.ly/H0f1WN00

We can feel the sugar rush starting already! Which do you prefer: This or That? If neither option gets your mouth wateri...
10/20/2018

We can feel the sugar rush starting already! Which do you prefer: This or That? If neither option gets your mouth watering, comment below with your fave fall treat.

You probably didn’t know that it’s “National Get Smart About Credit Day.” But you probably did know credit plays a role ...
10/19/2018

You probably didn’t know that it’s “National Get Smart About Credit Day.” But you probably did know credit plays a role in your ability to get a mortgage. Check out the Waterstone Mortgage blog for some tips on improving your credit score to qualify for a home loan (as explained by us): https://hubs.ly/H0f2JKy0

Having a healthy savings account is an important part of building a stable financial future. To help get you started (or...
10/18/2018

Having a healthy savings account is an important part of building a stable financial future. To help get you started (or to help you make improvements to your current saving strategies), check out these insightful tips. Everyone’s situation is different, but these could help you get a solid start on a great habit: https://hubs.ly/H0f1WLq0

Your debt-to-income ratio, or DTI, is your total monthly expenses divided by your gross monthly income (before taxes and...
10/17/2018

Your debt-to-income ratio, or DTI, is your total monthly expenses divided by your gross monthly income (before taxes and other deductions). For example, if you spend a total of $2,000/month on your mortgage and other expenses, and take in $6,000 in gross monthly income, your DTI would be 2,000/6,000 = 0.33 or 33%. Most lenders will allow a maximum DTI of 41%, depending on the loan type; ideally, you want to aim for 36% or lower. If your DTI ratio is too high, you could spread yourself too thin. https://hubs.ly/H0f1W_M0

If you’re a police officer, firefighter, teacher, EMT, or paramedic, our communities rely on you. We think your service ...
10/13/2018

If you’re a police officer, firefighter, teacher, EMT, or paramedic, our communities rely on you. We think your service should be rewarded, which is why we offer a 1% down payment home loan option for you. Send a direct message to learn more about this program and see if you qualify.

Happy to all our favorite agricultural experts! Did you know that USDA loans are not only for farmers? If you are read...
10/12/2018

Happy to all our favorite agricultural experts! Did you know that USDA loans are not only for farmers? If you are ready to buy a home, many properties in small towns and even the suburbs are eligible for USDA loans – which require no down payment for qualified homebuyers. https://hubs.ly/H0f1W-f0

The beautiful gold, red, and orange tones of the autumn foliage can be stunning at this time of year. But as the leaves ...
10/11/2018

The beautiful gold, red, and orange tones of the autumn foliage can be stunning at this time of year. But as the leaves start to fall off the trees, they can sometimes create a dangerous road surface. Here are some tips to help you drive safely on leaf-covered roads: https://hubs.ly/H0f1WJ30

When it comes to your money, consulting a professional can improve your financial goals. While everyone has unique objec...
10/10/2018

When it comes to your money, consulting a professional can improve your financial goals. While everyone has unique objectives when it comes to choosing a financial advisor, here are some things to consider before making your selection: https://hubs.ly/H0f1WHG0

Address

5705 East 71st Street
Tulsa, OK
74136

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

(918) 230-2233

Website

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