Darren Gantz Insurance & Retirement

06/18/2022

06/15/2022

Higher taxes will make this economy worse!!!

05/08/2022

05/04/2022

Interpreting your homeowners policy
It's hard to review a policy that tops 20 pages. Much of it reads like legalese, but it's still important to understand. Here are a few areas to focus on when considering your homeowners coverage and limits.

Start with your declarations page

Your declarations page summarizes your homeowners coverage, and it appears on the first few pages before the contract language. The declarations (or "dec") page lists your coverage types and limits (the maximum amount the insurance company will pay you in the event of a covered loss), such as:

Dwelling (coverage A)
protects the structure, like your roof, flooring or other materials
Other structures (coverage B)
protects things not attached to your home, like a fence or shed
Personal property (coverage C)
protects your personal property and moveable things in your home, such as appliances, clothing, jewelry or electronics
Loss of use (coverage D)
reimburses your expenses if you need to live elsewhere after a covered peril
Personal liability (coverage E)
helps with property damage and bodily injury claims made by other people that you're legally obligated to pay
Medical payments (coverage F)
helps with medical expenses for bodily injury to other people that happened while on your property
You might have more (or less) coverage than appears on your declarations page, so make sure to review your policy with your agent.

04/24/2022

04/08/2022

Doctor's needs for insurance are similar in their business as yours. So when you need Malpractice, General Liability, Property, Casualty, or Employee Benefits think Darren Gantz. Serving Oklahoma for over 22 years.

02/12/2022

Are you prepared?

02/11/2022

Affordable Life Insurance for all families. Get a free quote in seconds: https://agents.ethoslife.com/invite/b8911

02/02/2022

Tips to Help Customers Prevent
WATER DAMAGE FROM FROZEN PIPES

Winter weather and freezing temperatures are forecasted in your area. Here is some information that can help prevent frozen pipes and keep your customers safe.

• Locate and close the main water shutoff valve as soon as possible and before temperatures rise above freezing.

• Inspect pipes for damage, including those in attics and crawl spaces, where it is safe to do so.

• As temperatures increase above freezing, watch and listen for signs of water leaks.

• If a pipe is leaking, do not turn on the water. Open all faucets including those outside to drain remaining water from pipes and call a licensed plumber for repairs.

• If no leaks are detected, turn water back on slowly. Continue to check for leaks before turning water on completely.

• Never use torches or heat guns to facilitate thawing as these can create fire hazards.

01/02/2022

What is your 2022 plan?

01/01/2022

Wishing you the Happiest New Year!